Skjern Bank A/S/DKr SKJE
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Capital at risk
About Skjern Bank A/S
Skjern Bank A/S is a financial institution based in Denmark, primarily operating within the banking industry. The bank offers a range of services including personal banking, business banking, and investment services. Established in the town of Skjern, the bank focuses on providing financial solutions to individuals and small to medium-sized enterprises. Its geographic presence is localized, catering mainly to customers within Denmark. Skjern Bank is known for its emphasis on customer service and community involvement, leveraging local knowledge to strengthen its market position.
- Ticker
- DKr SKJE
- Sector
- Finance
- Primary listing
- CSE
- Employees
- 260
- Headquarters
- Skjern, Denmark
- Website
- www.skjernbank.dk
Skjern Bank A/S Metrics
BasicAdvanced
kr 3.9B
15.28
kr 27.00
0.17
kr 3.50
0.85%
Price and volume
Market cap
kr 3.9B
Beta
0.17
52-week high
kr 451.50
52-week low
kr 234.50
Average daily volume
13K
Dividend rate
kr 3.50
Financial strength
Profitability
Net profit margin (TTM)
36.87%
Operating margin (TTM)
48.60%
Effective tax rate (TTM)
24.14%
Revenue per employee (TTM)
kr 2,740,000
Management effectiveness
Return on assets (TTM)
1.64%
Return on equity (TTM)
13.17%
Valuation
Price to earnings (TTM)
15.28
Price to revenue (TTM)
5.525
Price to book
1.88
Price to tangible book (TTM)
1.88
Dividend yield (TTM)
0.85%
Forward dividend yield
0.85%
Growth
Revenue change (TTM)
7.07%
Earnings per share change (TTM)
8.01%
3-year revenue growth (CAGR)
6.58%
3-year earnings per share growth (CAGR)
2.87%
10-year earnings per share growth (CAGR)
15.98%
3-year dividend per share growth (CAGR)
5.27%
Bulls say / Bears say
Loans grew 14.3% year on year, and the bank raised its 2026 loan-growth target to 14–16%. That points to strong customer demand and continued gains in lending. (Inderes)
Fee income from credit, pensions and investment rose 13.6% to DKK 185.8 million and reached 37% of core income. This makes earnings less dependent on interest income. (Inderes)
The bank earned a 13.8% annualised return on opening equity in the first nine months and maintained upgraded full-year pre-tax profit guidance of DKK 330–355 million. Those figures show solid profitability despite slower year-to-date profit growth. (Skjern Bank)
A financial regulator issued five orders after finding weaknesses in credit policy, borrower risk classification and compliance, and required property write-downs. These findings raise questions about the bank’s credit controls as its lending expands. (Finans)
Rapid balance-sheet growth has narrowed the capital buffer over requirements to 2.9 percentage points, while staff and administration costs rose 10.2% against 5.3% growth in core income. That could constrain further expansion and weigh on returns if expenses keep outpacing income. (Inderes)
The shares trade at about 1.89 times book value and 14.6 times earnings, versus peer medians of 1.28 and 11.9. This premium leaves less room for disappointment if the bank fails to sustain growth. (Inderes)
Data summarised monthly by Lightyear AI. Last updated on 11 Nov 2026.
Skjern Bank A/S Financial Performance
Revenues and expenses
Upcoming events
No upcoming events
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.