SmartFinancial/$SMBK
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15:10
16:45
18:25
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About SmartFinancial
SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.
Ticker
$SMBK
Sector
Primary listing
NYSE
Industry
Banks
Headquarters
Employees
605
Website
SmartFinancial Metrics
BasicAdvanced
$605M
14.40
$2.47
0.70
$0.32
0.90%
Price and volume
Market cap
$605M
Beta
0.7
52-week high
$37.25
52-week low
$26.31
Average daily volume
66K
Dividend rate
$0.32
Financial strength
Profitability
Net profit margin (TTM)
23.32%
Operating margin (TTM)
33.54%
Effective tax rate (TTM)
18.09%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
0.80%
Return on equity (TTM)
8.42%
Valuation
Price to earnings (TTM)
14.404
Price to revenue (TTM)
3.33
Price to book
1.17
Price to tangible book (TTM)
1.46
Dividend yield (TTM)
0.90%
Forward dividend yield
0.90%
Growth
Revenue change (TTM)
20.51%
Earnings per share change (TTM)
62.51%
3-year revenue growth (CAGR)
6.77%
3-year earnings per share growth (CAGR)
5.55%
10-year earnings per share growth (CAGR)
19.94%
3-year dividend per share growth (CAGR)
7.17%
Bulls say / Bears say
SmartFinancial reported a 9% loan growth in Q1 2025, indicating strong demand and effective lending strategies. (Investing.com)
The company achieved an EPS of $0.67 in Q1 2025, surpassing analyst estimates by $0.13, reflecting robust financial performance. (Investing.com)
SmartFinancial's tangible book value per share increased to $23.61 in Q1 2025, demonstrating consistent value creation for shareholders. (Investing.com)
Nonperforming loans and leases increased to $9.49 million in Q3 2024, up from $6.64 million in the previous quarter, indicating potential credit quality concerns. (SmartBank)
The company's stock price declined by 19.05% over the last three months, suggesting potential investor concerns or market challenges. (Investing.com)
SmartFinancial's nonperforming assets to total assets ratio increased to 0.26% in Q3 2024, up from 0.20% in the previous quarter, which may indicate deteriorating asset quality. (SmartBank)
Data summarised monthly by Lightyear AI. Last updated on 11 Jul 2025.
SmartFinancial News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Aug8
SmartFinancial
Dividend·Ex-dividend
Aug25
SmartFinancial
Dividend·Payment
$0.08Per share
FAQs
What’s the current market cap for SmartFinancial stock?
SmartFinancial (SMBK) has a market cap of $605M as of July 25, 2025.
What is the P/E ratio for SmartFinancial stock?
The price to earnings (P/E) ratio for SmartFinancial (SMBK) stock is 14.4 as of July 25, 2025.
Does SmartFinancial stock pay dividends?
Yes, the SmartFinancial (SMBK) stock pays dividends to shareholders. As of July 25, 2025, the dividend rate is $0.32 and the yield is 0.9%. SmartFinancial has a payout ratio of 0% on a trailing twelve-month basis.
When is the next SmartFinancial dividend payment date?
The next SmartFinancial (SMBK) dividend payment is scheduled for August 25, 2025.
What is the beta indicator for SmartFinancial?
SmartFinancial (SMBK) has a beta rating of 0.7. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.