What’s the current market cap for SmartFinancial stock?

SmartFinancial (SMBK) has a market cap of $762m as of June 18, 2026.

What is the P/E ratio for SmartFinancial stock?

The price to earnings (P/E) ratio for SmartFinancial (SMBK) stock is 14.29 as of June 18, 2026.

Does SmartFinancial stock pay dividends?

Yes, the SmartFinancial (SMBK) stock pays dividends to shareholders. As of June 18, 2026, the dividend rate is $0.33 and the yield is 0.81%. SmartFinancial has a payout ratio of 10.35% on a trailing twelve-month basis.

When is the next SmartFinancial dividend payment date?

The next SmartFinancial (SMBK) dividend payment date is unconfirmed.

What is the beta indicator for SmartFinancial?

SmartFinancial (SMBK) has a beta rating of 0.73. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

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About SmartFinancial

SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.

Ticker

$SMBK

Sector

Finance

Primary listing

NYSE

Employees

585

Headquarters

Knoxville, United States

Website

www.smartbank.com

SmartFinancial Metrics

BasicAdvanced

$762m

14.29

$3.12

0.73

$0.33

0.81%

Bulls say / Bears say

Q1 2026 net organic loan and lease growth of $155 million (14% annualized quarter-over-quarter) demonstrates strong core lending momentum. (Business Wire via Seeking Alpha)

Net interest margin expanded 10 basis points to 3.48%, reflecting lower deposit costs and effective asset-liability management. (Business Wire via Seeking Alpha)

Credit quality remained exceptional, with nonperforming assets at 0.25% of total assets and net charge-offs at 0.02%, underscoring disciplined underwriting. (8-K filing via StockTitan)

Deposits grew by only $43.4 million versus $154.8 million in loan growth, potentially straining funding sources if deposit gathering lags asset expansion. (8-K filing via StockTitan)

Yield on loans and leases declined to 5.93% from 6.00% quarter-over-quarter, hinting at spot yield compression and future margin pressure. (Business Wire via Seeking Alpha)

Allowance for credit losses increased to 0.97% of total loans from 0.94%, following an ACL model change, which may exert earnings headwinds as reserves rise. (8-K filing via StockTitan)

Data summarised monthly by Lightyear AI. Last updated on 18 Jun 2026.

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

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