SoFi Technologies/$SOFI
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About SoFi Technologies
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Ticker
$SOFI
Sector
Primary listing
Industry
Consumer Finance
Headquarters
Employees
5,000
ISIN
US83406F1021
Website
SOFI Metrics
BasicAdvanced
$19B
40.39
$0.43
1.83
-
Price and volume
Market cap
$19B
Beta
1.83
52-week high
$18.42
52-week low
$6.01
Average daily volume
64M
Financial strength
Current ratio
1.139
Quick ratio
0.464
Long term debt to equity
47.014
Total debt to equity
49.144
Dividend payout ratio (TTM)
70.56%
Profitability
Gross margin (TTM)
82.06%
Net profit margin (TTM)
17.38%
Operating margin (TTM)
7.92%
Effective tax rate (TTM)
-120.07%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
1.40%
Return on equity (TTM)
7.51%
Valuation
Price to earnings (TTM)
40.388
Price to revenue (TTM)
6.689
Price to book
2.84
Price to tangible book (TTM)
3.79
Price to free cash flow (TTM)
-7.855
Free cash flow yield (TTM)
-12.73%
Free cash flow per share (TTM)
-218.73%
Growth
Revenue change (TTM)
23.62%
Earnings per share change (TTM)
-250.31%
3-year revenue growth (CAGR)
36.13%
3-year earnings per share growth (CAGR)
-12.99%
What the Analysts think about SOFI
Analyst ratings (Buy, Hold, Sell) for SoFi Technologies stock.
Bulls say / Bears say
SoFi Technologies reported a record net revenue of $772 million in Q1 2025, marking a 20% year-over-year increase, and achieved a net income of $71 million, indicating strong financial performance. (stocktitan.net)
The company secured a $2 billion loan agreement with Fortress Investment Group in October 2024, expected to expand SoFi's capabilities in its loan platform business. (benzinga.com)
Analysts at Jefferies initiated coverage of SoFi with a 'Buy' rating, citing the company's comprehensive consumer finance product suite and robust digital platform as catalysts for growth. (thestreet.com)
Despite strong financial results, SoFi's stock experienced volatility, with shares trading lower after reporting fiscal first-quarter 2024 results, indicating potential investor concerns. (aol.com)
Barclays analyst Terry Ma initiated coverage on SoFi with an 'Equal-Weight' rating and a price target of $8, suggesting limited upside potential from current levels. (benzinga.com)
SoFi's expansion into new financial products, such as the Enhanced Yield ETF, introduces additional market risks and complexities that could impact profitability. (benzinga.com)
Data summarised monthly by Lightyear AI. Last updated on 9 Jun 2025.
SOFI Financial Performance
Revenues and expenses
SOFI Earnings Performance
Company profitability
SOFI News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Upcoming events
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FAQs
What’s the current market cap for SoFi Technologies stock?
SoFi Technologies (SOFI) has a market cap of $19B as of June 30, 2025.
What is the P/E ratio for SoFi Technologies stock?
The price to earnings (P/E) ratio for SoFi Technologies (SOFI) stock is 40.39 as of June 30, 2025.
Does SoFi Technologies stock pay dividends?
No, SoFi Technologies (SOFI) stock does not pay dividends to its shareholders as of June 30, 2025.
When is the next SoFi Technologies dividend payment date?
SoFi Technologies (SOFI) stock does not pay dividends to its shareholders.
What is the beta indicator for SoFi Technologies?
SoFi Technologies (SOFI) has a beta rating of 1.83. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.