1st Source/$SRCE
1D1W1MYTD1Y5YMAX
Capital at risk
About 1st Source
1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.
- Ticker
- $SRCE
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,190
- Headquarters
- South Bend, United States
- Website
- www.1stsource.com
1st Source Metrics
BasicAdvanced
$2.1B
12.53
$6.96
0.57
$1.68
2.06%
Price and volume
Market cap
$2.1B
Beta
0.57
52-week high
$91.46
52-week low
$56.89
Average daily volume
123K
Dividend rate
$1.68
Financial strength
Dividend payout ratio (TTM)
23.69%
Profitability
Net profit margin (TTM)
38.64%
Operating margin (TTM)
51.39%
Effective tax rate (TTM)
22.84%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.86%
Return on equity (TTM)
13.09%
Valuation
Price to earnings (TTM)
12.525
Price to revenue (TTM)
4.792
Price to book
1.6
Price to tangible book (TTM)
1.71
Price to free cash flow (TTM)
10.185
Free cash flow yield (TTM)
9.82%
Free cash flow per share (TTM)
8.564
Dividend yield (TTM)
1.93%
Forward dividend yield
2.06%
Growth
Revenue change (TTM)
12.90%
Earnings per share change (TTM)
22.18%
3-year revenue growth (CAGR)
7.28%
3-year earnings per share growth (CAGR)
10.87%
10-year earnings per share growth (CAGR)
12.47%
3-year dividend per share growth (CAGR)
-14.50%
10-year dividend per share growth (CAGR)
1.29%
What the Analysts think about 1st Source
Analyst ratings (Buy, Hold, Sell) for 1st Source stock.
Analyst projections of the future price of 1st Source stock.
Bulls say / Bears say
1st Source reported record Q2 2026 net income of $47.54 million, up 27.40% year-over-year, with diluted EPS rising to $1.95 (+29.14% YoY). (1st Source Press Release)
Provision for credit losses in Q2 2026 declined to $1.54 million from $7.69 million a year ago, reflecting improving asset quality and lower net charge-offs. (1st Source Press Release)
As of Q2 2026, SRCE’s Tier 1 leverage ratio stood at 16.70% and tangible common equity to tangible assets at 13.36%, both well above regulatory “well-capitalized” thresholds. (Q2 2026 Investor Presentation)
Average loans and leases grew only 1.71% quarter-over-quarter and 2.50% year-over-year in Q2 2026, a marked slowdown from the roughly 10% annual growth seen in 2025, signaling potential weakness in credit demand. (1st Source Press Release)
Specialty Finance comprised 48% of SRCE’s business mix as of Q2 2026, exposing the company to economic cyclicality and residual-value risk in equipment and aviation leasing markets. (Q2 2026 Investor Presentation)
SRCE’s community banking footprint remains concentrated in northern Indiana, greater Indianapolis, and southwestern Michigan, limiting geographic diversification and increasing exposure to regional economic downturns. (Q2 2026 Investor Presentation)
Data summarised monthly by Lightyear AI. Last updated on 24 Aug 2026.
1st Source Financial Performance
Revenues and expenses
1st Source Earnings Performance
Company profitability
Upcoming events
No upcoming events
1st Source News
AllArticlesVideos
Funds containing 1st Source
AllEURUSDGBP
Fund name | Fund size | $SRCE weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.06% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.02% |
iShares MSCI World Small Cap£WLDS | £6.7B | 0.02% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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