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SouthState Corporation/$SSB

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About SouthState Corporation

SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
Ticker
$SSB
Sector
Finance
Primary listing
NYSE
Employees
6,440

SSB Metrics

BasicAdvanced
$10B
11.14
$9.40
0.77
$2.46
2.52%

What the Analysts think about SSB

Analyst ratings (Buy, Hold, Sell) for SouthState Corporation stock.
Analyst projections of the future price of SouthState Corporation stock.

Bulls say / Bears say

Loans grew 8% year on year and deposits 5% in Q2, while net interest margin held at 3.78% and deposit costs stayed flat at 1.76%. That combination supports further income growth if SouthState keeps attracting borrowers without paying materially more for funding. (PR Newswire)
Credit indicators improved in Q2: non-accruals declined, non-performing assets fell sequentially and net charge-offs were just 0.06% of average loans. Low realised losses leave earnings less exposed to near-term credit costs. (PR Newswire)
SouthState raised its quarterly dividend by 10% and reported 13% growth in tangible book value per share over the year, while repurchasing nearly 5% of its shares. Its efficiency ratio also improved to 50% in Q2, supporting the case that capital returns and operating discipline can continue. (PR Newswire, Publicnow)
Fitch flags SouthState’s higher commercial real estate concentration as a negative rating factor, leaving the bank more exposed if property borrowers weaken. The risk matters even though current credit measures are improving. (MarketScreener)
Year-on-year loan accretion income fell by about $30.5 million, and Q2 net interest income was slightly below the year-earlier level. That fading acquisition-related boost makes earnings more reliant on organic growth and stable margins. (SEC)
Loans have been growing faster than deposits, lifting the loan-to-deposit ratio to around 90–91%, above Fitch’s estimate of SouthState’s four-year average of about 87%. If that gap persists, it could limit room for further lending or increase pressure to compete for deposits. (MarketScreener, PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2026.

SSB Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

SSB Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing SSB

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