Southern States Bank/$SSBK
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About Southern States Bank
Southern States Bancshares Inc is a full-service community banking institution, that offers an array of deposit, loan, and other banking-related products and services to businesses and individuals in communities. The company is focused on personalized, relationship-driven service combined with local market management and expertise to serve small and medium size businesses and individuals. It has three portfolio segments Real estate, Commercial and industrial, Consumer and other.
Ticker
$SSBK
Sector
Primary listing
Industry
Banks
Headquarters
Employees
208
ISIN
US8438783073
Website
SSBK Metrics
BasicAdvanced
$361M
9.57
$3.80
0.28
$0.36
0.99%
Price and volume
Market cap
$361M
Beta
0.28
52-week high
$37.22
52-week low
$30.44
Average daily volume
31K
Dividend rate
$0.36
Financial strength
Dividend payout ratio (TTM)
9.19%
Profitability
Net profit margin (TTM)
37.46%
Operating margin (TTM)
52.23%
Effective tax rate (TTM)
23.58%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
1.38%
Return on equity (TTM)
14.46%
Valuation
Price to earnings (TTM)
9.573
Price to revenue (TTM)
3.535
Price to book
1.24
Price to tangible book (TTM)
1.45
Price to free cash flow (TTM)
9.594
Free cash flow yield (TTM)
10.42%
Free cash flow per share (TTM)
379.09%
Dividend yield (TTM)
0.99%
Forward dividend yield
0.99%
Growth
Revenue change (TTM)
18.43%
Earnings per share change (TTM)
6.02%
3-year revenue growth (CAGR)
18.18%
3-year earnings per share growth (CAGR)
23.50%
3-year dividend per share growth (CAGR)
25.99%
Bulls say / Bears say
Southern States Bancshares reported a net income of $10.4 million for Q1 2025, marking a 28.4% increase from Q1 2024, indicating strong financial performance. (nasdaq.com)
The net interest margin expanded to 3.75% in Q1 2025, up 9 basis points from the prior quarter, reflecting improved profitability. (nasdaq.com)
The acquisition of Century Bank in August 2024 has expanded Southern States Bancshares' presence in Georgia, particularly in the Atlanta metro market, potentially leading to increased market share and revenue growth. (nasdaq.com)
Keefe, Bruyette & Woods downgraded Southern States Bancshares from a 'moderate buy' to a 'hold' rating in April 2025, suggesting potential concerns about future performance. (americanbankingnews.com)
Noninterest income decreased by 44.7% from the fourth quarter of 2024 to the first quarter of 2025, which could indicate challenges in diversifying revenue streams. (nasdaq.com)
Renaissance Technologies LLC reduced its stake in Southern States Bancshares by 12.2% in the fourth quarter, potentially signaling decreased confidence from institutional investors. (americanbankingnews.com)
Data summarised monthly by Lightyear AI. Last updated on 9 Jun 2025.
SSBK News
AllArticlesVideos
FB Financial Announces Closing of Merger with Southern States Bancshares, Inc.
Business Wire·6 hours ago
FB Financial and Southern States Receive Final Regulatory Approvals for Merger
Business Wire·3 weeks ago
SOUTHERN STATES BANCSHARES INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Southern States Bancshares, Inc. - SSBK
Business Wire·4 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Southern States Bank stock?
Southern States Bank (SSBK) has a market cap of $361M as of July 01, 2025.
What is the P/E ratio for Southern States Bank stock?
The price to earnings (P/E) ratio for Southern States Bank (SSBK) stock is 9.57 as of July 01, 2025.
Does Southern States Bank stock pay dividends?
Yes, the Southern States Bank (SSBK) stock pays dividends to shareholders. As of July 01, 2025, the dividend rate is $0.36 and the yield is 0.99%. Southern States Bank has a payout ratio of 9.19% on a trailing twelve-month basis.
When is the next Southern States Bank dividend payment date?
The next Southern States Bank (SSBK) dividend payment date is unconfirmed.
What is the beta indicator for Southern States Bank?
Southern States Bank (SSBK) has a beta rating of 0.28. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.