Stellar Bancorp, Inc./$STEL
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About Stellar Bancorp, Inc.
Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc.; and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
Ticker
$STEL
Sector
Primary listing
NYSE
Industry
Banks
Headquarters
Employees
1,023
ISIN
US8589271068
Website
STEL Metrics
BasicAdvanced
$1.6B
14.67
$2.12
0.61
$0.55
1.80%
Price and volume
Market cap
$1.6B
Beta
0.61
52-week high
$31.21
52-week low
$24.13
Average daily volume
265K
Dividend rate
$0.55
Financial strength
Dividend payout ratio (TTM)
25.20%
Profitability
Net profit margin (TTM)
26.36%
Operating margin (TTM)
40.40%
Effective tax rate (TTM)
20.60%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
1.07%
Return on equity (TTM)
7.23%
Valuation
Price to earnings (TTM)
14.672
Price to revenue (TTM)
3.858
Price to book
1.01
Price to tangible book (TTM)
1.58
Price to free cash flow (TTM)
18.268
Free cash flow yield (TTM)
5.47%
Free cash flow per share (TTM)
170.29%
Dividend yield (TTM)
1.77%
Forward dividend yield
1.80%
Growth
Revenue change (TTM)
-1.44%
Earnings per share change (TTM)
-5.36%
3-year revenue growth (CAGR)
21.52%
3-year earnings per share growth (CAGR)
-7.02%
10-year earnings per share growth (CAGR)
5.30%
3-year dividend per share growth (CAGR)
5.49%
Bulls say / Bears say
Stellar Bancorp's net income for Q1 2025 was $24.7 million, demonstrating solid profitability and a strong financial foundation. (financialcontent.com)
The company authorized a new share repurchase program of up to $65 million, indicating confidence in its financial position and commitment to enhancing shareholder value. (financialcontent.com)
Stellar Bancorp's total risk-based capital ratio increased to 15.94% as of March 31, 2025, reflecting a strong capital position that supports future growth initiatives. (financialcontent.com)
The net interest margin for Q1 2025 decreased to 4.20% from 4.25% in the previous quarter, indicating potential pressure on interest income. (financialcontent.com)
Total loans decreased by $17.0 million to $7.91 billion as of March 31, 2025, suggesting challenges in loan growth. (financialcontent.com)
The company faces uncertainty due to potential economic impacts from tariffs introduced by the administration, which could affect its customer base and overall performance. (financialcontent.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
STEL News
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FAQs
What’s the current market cap for Stellar Bancorp, Inc. stock?
Stellar Bancorp, Inc. (STEL) has a market cap of $1.6B as of July 15, 2025.
What is the P/E ratio for Stellar Bancorp, Inc. stock?
The price to earnings (P/E) ratio for Stellar Bancorp, Inc. (STEL) stock is 14.67 as of July 15, 2025.
Does Stellar Bancorp, Inc. stock pay dividends?
Yes, the Stellar Bancorp, Inc. (STEL) stock pays dividends to shareholders. As of July 15, 2025, the dividend rate is $0.55 and the yield is 1.8%. Stellar Bancorp, Inc. has a payout ratio of 25.2% on a trailing twelve-month basis.
When is the next Stellar Bancorp, Inc. dividend payment date?
The next Stellar Bancorp, Inc. (STEL) dividend payment date is unconfirmed.
What is the beta indicator for Stellar Bancorp, Inc.?
Stellar Bancorp, Inc. (STEL) has a beta rating of 0.61. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.