Stellar Bancorp, Inc./$STEL
Stellar Bancorp dips amid sectorwide bank stock selloff after U.S. banks tapped $6.5B from Fed’s repo facility, signaling liquidity stress.
17 hours agoLightyear AI
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About Stellar Bancorp, Inc.
Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc.; and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
Ticker
$STEL
Sector
Primary listing
NYSE
Employees
1,023
Headquarters
Website
STEL Metrics
BasicAdvanced
$1.5B
13.78
$2.08
0.80
$0.56
1.95%
Price and volume
Market cap
$1.5B
Beta
0.8
52-week high
$32.38
52-week low
$24.13
Average daily volume
239K
Dividend rate
$0.56
Financial strength
Dividend payout ratio (TTM)
26.23%
Profitability
Net profit margin (TTM)
25.92%
Operating margin (TTM)
39.55%
Effective tax rate (TTM)
20.47%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
1.04%
Return on equity (TTM)
6.95%
Valuation
Price to earnings (TTM)
13.779
Price to revenue (TTM)
3.57
Price to book
0.92
Price to tangible book (TTM)
1.44
Price to free cash flow (TTM)
19.356
Free cash flow yield (TTM)
5.17%
Free cash flow per share (TTM)
1.482
Dividend yield (TTM)
1.95%
Forward dividend yield
1.95%
Growth
Revenue change (TTM)
-2.06%
Earnings per share change (TTM)
-2.29%
3-year revenue growth (CAGR)
21.57%
3-year earnings per share growth (CAGR)
-2.95%
10-year earnings per share growth (CAGR)
4.69%
3-year dividend per share growth (CAGR)
7.72%
Bulls say / Bears say
Wall Street’s median 12-month price target of $30 implies roughly 19% upside over its $25.24 closing price on April 23, 2025, suggesting undervaluation relative to peer group multiples (Reuters).
The absence of any sell or strong-sell recommendations, with only one buy and four holds, indicates analyst sentiment may serve as a floor, limiting sharp downside in the shares (Reuters).
Analysts’ mean EPS estimate for Q1 2025 has remained unchanged over the past three months, reflecting a stable profit outlook heading into the earnings announcement (Reuters).
Analysts forecast a 2.5% year-over-year decline in Q1 2025 revenue to $105.658 million, signaling slowing top-line momentum for Stellar Bancorp (Reuters).
The consensus EPS estimate for Q1 2025 of $0.44 reflects a near 10% drop from $0.49 a year ago, indicating contracting quarterly profitability (Reuters).
The predominance of ‘hold’ ratings, with four out of five analysts assigning that grade and only one ‘buy’, underscores a lack of strong bullish conviction, which may limit share price appreciation absent fresh catalysts (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 12 Oct 2025.
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FAQs
What’s the current market cap for Stellar Bancorp, Inc. stock?
Stellar Bancorp, Inc. (STEL) has a market cap of $1.5B as of October 17, 2025.
What is the P/E ratio for Stellar Bancorp, Inc. stock?
The price to earnings (P/E) ratio for Stellar Bancorp, Inc. (STEL) stock is 13.78 as of October 17, 2025.
Does Stellar Bancorp, Inc. stock pay dividends?
Yes, the Stellar Bancorp, Inc. (STEL) stock pays dividends to shareholders. As of October 17, 2025, the dividend rate is $0.56 and the yield is 1.95%. Stellar Bancorp, Inc. has a payout ratio of 26.23% on a trailing twelve-month basis.
When is the next Stellar Bancorp, Inc. dividend payment date?
The next Stellar Bancorp, Inc. (STEL) dividend payment date is unconfirmed.
What is the beta indicator for Stellar Bancorp, Inc.?
Stellar Bancorp, Inc. (STEL) has a beta rating of 0.8. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.