StoneCo/$STNE

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About StoneCo

StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. It has two segments Financial Services segment, which includes payments solutions, digital banking, credit, insurance solutions as well as the registry business. In the Software segment solution includes POS/ERP, TEF and QR Code gateways, reconciliation, CRM, OMS, e-commerce platform, engagement tool, ads solution, and marketplace hub. It generates the majority of its revenue from the Financial Services segment.

Ticker

$STNE
Primary listing

Industry

Financial Services

Headquarters

George Town, Cayman Islands

Employees

-

ISIN

KYG851581069

StoneCo Metrics

BasicAdvanced
$4.1B
-
-$0.93
1.92
-

What the Analysts think about StoneCo

Analyst ratings (Buy, Hold, Sell) for StoneCo stock.

Bulls say / Bears say

StoneCo reported a 25% year-over-year increase in total revenue and income for Q3 2023, reaching R$3.14 billion, driven by higher revenues from its financial services platform. (ft.com)
The company's adjusted EBITDA for Q3 2023 rose by 43.4% year-over-year to R$1.59 billion, indicating strong operational efficiency. (ft.com)
JPMorgan upgraded StoneCo's stock to 'Overweight' in 2024, citing a strong growth outlook for the company. (investing.com)
In January 2025, Citi downgraded StoneCo's stock from 'Buy' to 'Neutral' due to concerns over rising interest rates in Brazil, which could increase operational costs and decrease transaction volumes. (jomfruland.net)
Morgan Stanley downgraded StoneCo's stock in September 2024, leading to a decline in share prices, reflecting concerns over the company's future performance. (newswall.org)
StoneCo's Q2 2024 earnings missed estimates, with an 11.76% negative surprise in earnings, raising questions about the company's ability to meet financial expectations. (finance.yahoo.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.

StoneCo Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

StoneCo Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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