StoneCo/$STNE
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About StoneCo
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
- Ticker
- $STNE
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- -
- Headquarters
- George Town, Cayman Islands
- Website
- www.stoneco.com.br
StoneCo Metrics
BasicAdvanced
$1.8B
3.23
$2.38
1.62
$2.53
32.90%
Price and volume
Market cap
$1.8B
Beta
1.62
52-week high
$19.46
52-week low
$7.06
Average daily volume
7.6M
Dividend rate
$2.53
Financial strength
Current ratio
1.262
Quick ratio
1.133
Long term debt to equity
0.875
Total debt to equity
1.877
Dividend payout ratio (TTM)
91.67%
Interest coverage (TTM)
2.74%
Profitability
EBITDA (TTM)
1,248.965
Gross margin (TTM)
71.56%
Net profit margin (TTM)
24.71%
Operating margin (TTM)
45.67%
Effective tax rate (TTM)
-35.61%
Management effectiveness
Return on assets (TTM)
6.86%
Return on equity (TTM)
33.97%
Valuation
Price to earnings (TTM)
3.225
Price to revenue (TTM)
0.777
Price to book
0.2
Price to tangible book (TTM)
0.25
Price to free cash flow (TTM)
3.091
Free cash flow yield (TTM)
32.35%
Free cash flow per share (TTM)
2.488
Dividend yield (TTM)
32.90%
Growth
Revenue change (TTM)
8.03%
Earnings per share change (TTM)
-391.61%
3-year revenue growth (CAGR)
9.87%
3-year earnings per share growth (CAGR)
72.47%
What the Analysts think about StoneCo
Analyst ratings (Buy, Hold, Sell) for StoneCo stock.
Analyst projections of the future price of StoneCo stock.
Bulls say / Bears say
Stone’s banking and credit products are scaling quickly: its credit portfolio more than doubled year on year, credit revenue rose 153%, and retail deposits grew 22.3%. These products deepen merchant relationships and give Stone additional revenue streams beyond payments. (StoneCo)
Payments activity showed early signs of a rebound: TPV growth accelerated to 4.3%, the active merchant base rose 6.4%, and Pix QR-code volume increased 44.3%. Management said its retention initiatives were beginning to gain traction, particularly among micro-merchants. (StoneCo, The Motley Fool)
Share repurchases helped adjusted EPS rise 8.6% year on year even as adjusted net income fell 2.6%. Stone also returned cash through a special dividend after selling Linx. (StoneCo)
Credit growth is bringing a sharp rise in losses: over-90-day non-performing loans climbed to 8.60% from 4.67% a year earlier, while provisions more than doubled. Further deterioration could weigh on earnings as the loan book seasons. (StoneCo)
Higher Brazilian interest rates are a material earnings headwind. Management said rates near 14%, versus 12.5% assumed in its original plan, imply more than R$300 million of 2026 pre-tax pressure and left it targeting the lower end of its guidance ranges. (The Motley Fool)
Payments growth remains modest amid churn and pricing pressure: total TPV grew 4.3%, but card TPV fell 3.1% year on year, and quarterly revenue missed analyst expectations. That makes a sustained recovery in Stone’s core payments business uncertain. (StoneCo, Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 26 Oct 2026.
StoneCo Financial Performance
Revenues and expenses
StoneCo Earnings Performance
Company profitability
Upcoming events
No upcoming events
StoneCo News
AllArticlesVideos
Funds containing StoneCo
Fund name | Fund size | $STNE weighting |
|---|---|---|
SPDR MSCI Emerging Markets Small Cap£EMSM | $647M | 0.09% |
iShares Digitalisation$DGTL | $761M | 0.06% |
iShares Digitalisation£DGIT | $813M | 0.06% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.06% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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