Stock Yards Bank & Trust/$SYBT

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About Stock Yards Bank & Trust

Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
Ticker
$SYBT
Sector
Finance
Primary listing
NASDAQ
Employees
1,270

SYBT Metrics

BasicAdvanced
$2.5B
15.75
$5.02
0.68
$1.28
1.62%

Bulls say / Bears say

SYBT delivered record Q2 2026 net income of $40.1 million, or $1.31 per diluted share, while net interest margin expanded 31 basis points year over year to 3.84%. (Stock Yards Bancorp)
The completed Field & Main acquisition expands SYBT’s Western Kentucky presence and added more than $800 million of bank assets and wealth-management assets under management, supporting scale, geographic reach and cross-selling potential. (Stock Yards Bancorp)
Fee-based diversification is strengthening: Q2 wealth-management and trust income reached a record $12.6 million, up 20% year over year, while total non-interest income increased 10%; the quarter also recorded no provision for credit losses on loans. (Stock Yards Bancorp)
Organic loan growth was modest in Q2 2026 after several large payoffs, and management indicated net-interest-margin expansion may be near a peak as higher funding costs offset favorable loan repricing. (Stock Yards Bancorp)
Field & Main integration is adding near-term cost and execution risk: merger-related expenses reached $5.8 million in Q2, with additional systems-conversion costs expected in Q3 and Q4 2026. (Stock Yards Bancorp)
Credit metrics remain favorable but weakened year over year, with non-performing loans rising to $24.4 million, or 0.31% of loans, from $18.0 million, or 0.26%, while the acquired portfolio introduces additional underwriting and integration exposure. (Stock Yards Bancorp)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.

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