Bancorp/$TBBK
1D1W1MYTD1Y5YMAX
Capital at risk
About Bancorp
The Bancorp Inc is a financial holding company. The Company's operations are classified under three segments: fintech, Credit Solutions (three sub-segments), and corporate. The fintech segment includes the deposit balances and non-interest income generated by prepaid, debit, and other card-accessed accounts, ACH processing, and other payments-related processing. It also includes loan balances and interest and non-interest income from credit products generated through payment relationships; Credit Solutions includes REBL (real estate bridge lending), comprised of apartment building rehabilitation loans, and Others; Corporate includes the Company's investment securities, corporate overhead, and expenses which have not been allocated to segments.
- Ticker
- $TBBK
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 733
- Headquarters
- Wilmington, United States
- Website
- www.thebancorp.com
Bancorp Metrics
BasicAdvanced
$2B
9.47
$5.31
1.19
-
Price and volume
Market cap
$2B
Beta
1.19
52-week high
$81.65
52-week low
$48.41
Average daily volume
499K
Financial strength
Profitability
Net profit margin (TTM)
43.61%
Operating margin (TTM)
58.74%
Effective tax rate (TTM)
24.65%
Revenue per employee (TTM)
$730,000
Management effectiveness
Return on assets (TTM)
2.57%
Return on equity (TTM)
29.63%
Valuation
Price to earnings (TTM)
9.467
Price to revenue (TTM)
4.081
Price to book
2.92
Price to tangible book (TTM)
2.92
Price to free cash flow (TTM)
9.305
Free cash flow yield (TTM)
10.75%
Free cash flow per share (TTM)
5.398
Growth
Revenue change (TTM)
3.10%
Earnings per share change (TTM)
14.15%
3-year revenue growth (CAGR)
8.56%
3-year earnings per share growth (CAGR)
20.98%
10-year earnings per share growth (CAGR)
21.21%
What the Analysts think about Bancorp
Analyst ratings (Buy, Hold, Sell) for Bancorp stock.
Analyst projections of the future price of Bancorp stock.
Bulls say / Bears say
Second-quarter diluted EPS rose 14.2% year over year to $1.45, and Bancorp raised full-year 2026 EPS guidance to $5.95–$6.05 while maintaining 2027 guidance of $8.10–$8.30, indicating continued management confidence in earnings momentum. (SEC earnings release)
Fintech operating momentum remains strong: second-quarter GDV increased 22.5% year over year to $53.5 billion, fintech fees rose 14.7% to $40.9 million, and average loans and leases grew 16.1% to $7.63 billion. (SEC filing)
Credit performance and capital returns support the equity case: second-quarter total provision for credit losses declined to $26.1 million from $44.4 million, ROE increased to 34.7% from 28.4%, and the company repurchased $50 million of stock during the quarter. (SEC earnings release)
Chime’s September 8, 2026 agreement to acquire Stride Bank creates a material long-term partner-concentration risk for Bancorp: Reuters cited analyst expectations that Chime’s strategy could eventually reduce its reliance on Bancorp, despite the existing partnership. (Reuters)
Bancorp’s second-quarter net interest income fell 7.2% year over year to $90.5 million, while net interest margin compressed to 3.85% from 4.44%; management expects further margin pressure as fintech loans, many of which earn fees rather than interest, become a larger portfolio share. (SEC filing)
The balance sheet remains exposed to commercial real estate through $2.23 billion of REBL loans, primarily collateralized by apartment buildings and other commercial real estate; the portfolio is concentrated in states including Texas, Georgia, and Florida, while the company also faces litigation allegations relating to REBL disclosures and credit-loss provisions. (SEC filing)
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2026.
Bancorp Financial Performance
Revenues and expenses
Bancorp Earnings Performance
Company profitability
Upcoming events
No upcoming events
Bancorp News
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Funds containing Bancorp
AllUSDGBPEUR
Fund name | Fund size | $TBBK weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.11% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.11% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.07% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.06% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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