Third Coast Bank/$TCBX
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Third Coast Bank
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates eleven branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
Ticker
$TCBX
Sector
Primary listing
Employees
386
Headquarters
Website
Third Coast Bank Metrics
BasicAdvanced
$554M
12.21
$3.28
0.76
-
Price and volume
Market cap
$554M
Beta
0.76
52-week high
$41.25
52-week low
$25.17
Average daily volume
67K
Financial strength
Dividend payout ratio (TTM)
8.35%
Profitability
Net profit margin (TTM)
31.18%
Operating margin (TTM)
40.43%
Effective tax rate (TTM)
21.68%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.21%
Return on equity (TTM)
12.21%
Valuation
Price to earnings (TTM)
12.211
Price to revenue (TTM)
3.016
Price to book
1.12
Price to tangible book (TTM)
1.16
Price to free cash flow (TTM)
15.034
Free cash flow yield (TTM)
6.65%
Free cash flow per share (TTM)
2.661
Growth
Revenue change (TTM)
20.25%
Earnings per share change (TTM)
52.43%
3-year revenue growth (CAGR)
26.65%
3-year earnings per share growth (CAGR)
75.97%
Bulls say / Bears say
Third Coast’s net interest margin expanded to 4.22% in Q2 2025, up from 3.62% a year ago and 3.80% in Q1, driving a 27.1% increase in net interest income year-over-year. (PR Newswire)
The bank’s efficiency ratio improved to 55.45% in Q2 2025 from 61.23% in Q1, reflecting disciplined expense management and scalable operations. (PR Newswire)
Gross loans grew to $4.08 billion as of June 30, 2025, up 8.6% year-over-year and 2.3% sequentially, underscoring strong commercial lending demand in its Texas markets. (PR Newswire)
Nonperforming loans rose to $20.1 million in Q2 2025 from $18.6 million in Q1, increasing the nonperforming loan ratio to 0.49% and signaling slight asset quality pressure. (PR Newswire)
Net charge-offs increased to $2.4 million in Q2 2025 from $1.8 million in Q2 2024, indicating a modest uptick in credit losses. (StockTitan)
Noninterest-bearing deposits declined to $441.0 million in Q2 2025 from $448.5 million in Q1, potentially raising the bank’s funding costs. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
Third Coast Bank News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Third Coast Bank stock?
Third Coast Bank (TCBX) has a market cap of $554M as of September 18, 2025.
What is the P/E ratio for Third Coast Bank stock?
The price to earnings (P/E) ratio for Third Coast Bank (TCBX) stock is 12.21 as of September 18, 2025.
Does Third Coast Bank stock pay dividends?
No, Third Coast Bank (TCBX) stock does not pay dividends to its shareholders as of September 18, 2025.
When is the next Third Coast Bank dividend payment date?
Third Coast Bank (TCBX) stock does not pay dividends to its shareholders.
What is the beta indicator for Third Coast Bank?
Third Coast Bank (TCBX) has a beta rating of 0.76. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.