Third Coast Bank/$TCBX
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About Third Coast Bank
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates eleven branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
Ticker
$TCBX
Sector
Primary listing
Employees
386
Headquarters
Website
Third Coast Bank Metrics
BasicAdvanced
$547M
12.05
$3.28
0.76
-
Price and volume
Market cap
$547M
Beta
0.76
52-week high
$41.25
52-week low
$25.17
Average daily volume
60K
Financial strength
Dividend payout ratio (TTM)
8.35%
Profitability
Net profit margin (TTM)
31.18%
Operating margin (TTM)
40.43%
Effective tax rate (TTM)
21.68%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.21%
Return on equity (TTM)
12.21%
Valuation
Price to earnings (TTM)
12.046
Price to revenue (TTM)
2.975
Price to book
1.1
Price to tangible book (TTM)
1.15
Price to free cash flow (TTM)
14.831
Free cash flow yield (TTM)
6.74%
Free cash flow per share (TTM)
2.661
Growth
Revenue change (TTM)
20.25%
Earnings per share change (TTM)
52.43%
3-year revenue growth (CAGR)
26.65%
3-year earnings per share growth (CAGR)
75.97%
Bulls say / Bears say
Third Coast’s net interest margin expanded to 4.22% in Q2 2025, up from 3.62% a year ago and 3.80% in Q1, driving a 27.1% increase in net interest income year-over-year. (PR Newswire)
The bank’s efficiency ratio improved to 55.45% in Q2 2025 from 61.23% in Q1, reflecting disciplined expense management and scalable operations. (PR Newswire)
Gross loans grew to $4.08 billion as of June 30, 2025, up 8.6% year-over-year and 2.3% sequentially, underscoring strong commercial lending demand in its Texas markets. (PR Newswire)
Nonperforming loans rose to $20.1 million in Q2 2025 from $18.6 million in Q1, increasing the nonperforming loan ratio to 0.49% and signaling slight asset quality pressure. (PR Newswire)
Net charge-offs increased to $2.4 million in Q2 2025 from $1.8 million in Q2 2024, indicating a modest uptick in credit losses. (StockTitan)
Noninterest-bearing deposits declined to $441.0 million in Q2 2025 from $448.5 million in Q1, potentially raising the bank’s funding costs. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
Third Coast Bank News
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FAQs
What’s the current market cap for Third Coast Bank stock?
Third Coast Bank (TCBX) has a market cap of $547M as of September 16, 2025.
What is the P/E ratio for Third Coast Bank stock?
The price to earnings (P/E) ratio for Third Coast Bank (TCBX) stock is 12.05 as of September 16, 2025.
Does Third Coast Bank stock pay dividends?
No, Third Coast Bank (TCBX) stock does not pay dividends to its shareholders as of September 16, 2025.
When is the next Third Coast Bank dividend payment date?
Third Coast Bank (TCBX) stock does not pay dividends to its shareholders.
What is the beta indicator for Third Coast Bank?
Third Coast Bank (TCBX) has a beta rating of 0.76. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.