Third Coast Bank/$TCBX
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Capital at risk
About Third Coast Bank
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
- Ticker
- $TCBX
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 482
- Headquarters
- Humble, United States
- Website
- www.thirdcoast.bank
Third Coast Bank Metrics
BasicAdvanced
$666M
10.19
$3.91
0.66
-
Price and volume
Market cap
$666M
Beta
0.66
52-week high
$46.36
52-week low
$35.73
Average daily volume
113K
Financial strength
Dividend payout ratio (TTM)
6.31%
Profitability
Net profit margin (TTM)
31.03%
Operating margin (TTM)
38.91%
Effective tax rate (TTM)
18.01%
Revenue per employee (TTM)
$500,000
Management effectiveness
Return on assets (TTM)
1.27%
Return on equity (TTM)
12.66%
Valuation
Price to earnings (TTM)
10.19
Price to revenue (TTM)
2.548
Price to book
0.98
Price to tangible book (TTM)
1.07
Price to free cash flow (TTM)
-360.777
Free cash flow yield (TTM)
-0.28%
Free cash flow per share (TTM)
-0.111
Growth
Revenue change (TTM)
26.19%
Earnings per share change (TTM)
9.88%
3-year revenue growth (CAGR)
21.58%
3-year earnings per share growth (CAGR)
28.39%
What the Analysts think about Third Coast Bank
Analyst ratings (Buy, Hold, Sell) for Third Coast Bank stock.
Analyst projections of the future price of Third Coast Bank stock.
Bulls say / Bears say
Underlying loan growth exceeded $144 million in the third quarter even after the bank securitised $87.5 million of loans. Management maintained its outlook for roughly $100 million of quarterly loan growth, suggesting solid demand in its markets. (The Motley Fool)
The deposit mix is improving: non-interest-bearing deposits rose $78.4 million in the quarter and reached 12.2% of deposits. Their 60.3% year-on-year growth and a 47-basis-point fall in deposit costs from a year earlier could support funding costs. (SEC)
The Great Plains acquisition would add a 23-branch network across Oklahoma and Texas and deepen Third Coast’s Dallas presence. The bank projects $17 million of cost savings and 14% earnings-per-share accretion in 2028, if those benefits are realised. (American Banker)
Net interest margin fell to 3.70% from 3.83% in the prior quarter and 4.10% a year earlier, while quarterly net interest income slipped and interest expense rose. Continued margin pressure could weigh on earnings if the expected recovery does not materialise. (SEC)
The all-stock Great Plains deal requires Third Coast to issue about 5.57 million shares, diluting existing holders. Its expected benefits also depend on regulatory and shareholder approvals and on a successful integration that delivers the planned savings. (SEC)
Nonperforming assets rose to $56.0 million, or 0.82% of assets, from $30.1 million and 0.60% a year earlier. The increase in troubled assets could lead to higher credit costs if borrowers or property values weaken further. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 3 Nov 2026.
Third Coast Bank Financial Performance
Revenues and expenses
Third Coast Bank Earnings Performance
Company profitability
Upcoming events
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Third Coast Bank News
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