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Temenos AG/Fr. TEMN

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About Temenos AG

Temenos AG is a Swiss enterprise software company specializing in banking software systems, headquartered in Geneva, Switzerland. The company's core business revolves around providing integrated software solutions for banks and other financial institutions. Temenos' product suite includes solutions for core banking, analytics, payments, wealth management, and compliance. Founded in 1993, the company has grown significantly through both organic growth and strategic acquisitions. Temenos serves clients across the globe, positioning itself as a significant provider in the financial technology sector with a strong emphasis on innovation and adaptability in its offerings.
Ticker
Fr. TEMN
Sector
Software & Cloud Services
Primary listing
XSWX
Employees
5,057
Headquarters
Lancy, Switzerland
Website
www.temenos.com

Temenos AG Metrics

BasicAdvanced
CHF 5.4B
30.46
CHF 2.57
0.59
CHF 1.40
1.79%

What the Analysts think about Temenos AG

Analyst ratings (Buy, Hold, Sell) for Temenos AG stock.
Analyst projections of the future price of Temenos AG stock.

Bulls say / Bears say

Recurring revenue is growing: Q2 annual recurring revenue rose 11% and free cash flow rose 14%, while Temenos reaffirmed its 2026 targets. That gives the company a larger base of contracted revenue and supports its growth outlook. (Temenos)
Banks are still choosing Temenos for modernisation: a leading US regional bank selected its SaaS core platform, while Interswitch plans to use its products to offer banking services across African markets. These wins show opportunities to add customers and broaden Temenos’ reach. (Temenos, Temenos)
Temenos is extending its products with embedded AI tools for banking workflows and has acquired additiv to strengthen wealth and customer-experience capabilities. These investments could help it sell more services around its core banking platform. (Temenos, Temenos)
Subscription and SaaS revenue fell 13% in Q2 and 4% in the first half, as several large deals slipped. The forecast for at least 30% growth in Q3 relies on most of those delayed deals being signed. (Temenos)
The termination of a BNPL customer remains a headwind to 2026 growth, including Temenos’ subscription and SaaS outlook. This makes the current-year targets more demanding, even though management expects the effect to end after 2026. (Temenos)
Margins may weaken in the second half: management expects them to normalise as investment continues and variable costs rise. It also described sizeable sequential cost increases for Q3 and Q4. (StockAnalysis)
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2026.

Temenos AG Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Temenos AG Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Temenos AG

AllEURUSDGBP
Funds
Fund name
Fund size
Fr. TEMN weighting
iShares STOXX Europe 600 Technology€EXV3
€224M0.51%
iShares STOXX Europe 600 Technology€STEC
€26M0.51%
Global X Artificial Intelligence£AIQG
$88M0.36%
Global X Artificial Intelligence$AIQU
$88M0.36%
Xtrackers MSCI Europe Small Cap£XXSC
$3.6B0.25%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.