Temenos AG/Fr. TEMN
1D1W1MYTD1Y5YMAX
Capital at risk
About Temenos AG
Temenos AG is a Swiss enterprise software company specializing in banking software systems, headquartered in Geneva, Switzerland. The company's core business revolves around providing integrated software solutions for banks and other financial institutions. Temenos' product suite includes solutions for core banking, analytics, payments, wealth management, and compliance. Founded in 1993, the company has grown significantly through both organic growth and strategic acquisitions. Temenos serves clients across the globe, positioning itself as a significant provider in the financial technology sector with a strong emphasis on innovation and adaptability in its offerings.
- Ticker
- Fr. TEMN
- Sector
- Software & Cloud Services
- Primary listing
- XSWX
- Employees
- 5,057
- Headquarters
- Lancy, Switzerland
- Website
- www.temenos.com
Temenos AG Metrics
BasicAdvanced
CHF 4.9B
30.74
CHF 2.33
0.59
CHF 1.40
1.96%
Price and volume
Market cap
CHF 4.9B
Beta
0.59
52-week high
CHF 87.00
52-week low
CHF 59.20
Average daily volume
196K
Dividend rate
CHF 1.40
Financial strength
Current ratio
0.509
Quick ratio
0.509
Long term debt to equity
2.219
Total debt to equity
2.264
Dividend payout ratio (TTM)
60.85%
Interest coverage (TTM)
43.98%
Profitability
EBITDA (TTM)
243.851
Gross margin (TTM)
69.22%
Net profit margin (TTM)
17.50%
Operating margin (TTM)
24.99%
Effective tax rate (TTM)
18.03%
Revenue per employee (TTM)
CHF 180,010
Management effectiveness
Return on assets (TTM)
7.54%
Return on equity (TTM)
42.80%
Valuation
Price to earnings (TTM)
30.737
Price to revenue (TTM)
5.304
Price to book
12.84
Price to tangible book (TTM)
-5.37
Price to free cash flow (TTM)
18.341
Free cash flow yield (TTM)
5.45%
Free cash flow per share (TTM)
3.898
Dividend yield (TTM)
1.96%
Forward dividend yield
1.96%
Growth
Revenue change (TTM)
2.22%
Earnings per share change (TTM)
-32.39%
3-year revenue growth (CAGR)
5.02%
10-year revenue growth (CAGR)
6.39%
3-year earnings per share growth (CAGR)
20.11%
10-year earnings per share growth (CAGR)
9.03%
3-year dividend per share growth (CAGR)
14.07%
10-year dividend per share growth (CAGR)
14.66%
Bulls say / Bears say
Temenos reported Q2-26 annual recurring revenue of USD 881m, slightly above consensus of USD 880.3m, underscoring sustained subscription momentum. (Reuters)
Operating profit rose 16% y-o-y to USD 90.58m in Q2-26, reflecting scalable margins and disciplined cost management. (Reuters)
Temenos guided for Q3-26 subscription and SaaS growth of at least 30%, indicating strong pipeline conversion despite near-term deal timing shifts. (Reuters)
Subscription and SaaS revenue fell 14% y-o-y to USD 109m in Q2-26, highlighting weakness in new recurring revenue segments. (Reuters)
Net profit declined 59% y-o-y to USD 67.22m in Q2-26, signaling pressure on bottom-line performance. (Reuters)
A handful of large new-customer deals slipped into Q3-26, indicating execution and timing risks in sales delivery. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 7 Sept 2026.
Upcoming events
No upcoming events
Funds containing Temenos AG
AllEURGBPUSD
Fund name | Fund size | Fr. TEMN weighting |
|---|---|---|
iShares STOXX Europe 600 Technology€STEC | €26M | 0.47% |
iShares STOXX Europe 600 Technology€EXV3 | €224M | 0.45% |
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.25% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.25% |
iShares Digitalisation$DGTL | $793M | 0.17% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.