Temenos AG/€TEMN
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About Temenos AG
Temenos AG is a company that operates in the financial technology industry, specializing in software solutions for banks and other financial institutions. Founded in 1993 and headquartered in Geneva, Switzerland, Temenos provides core banking systems, wealth management systems, and analytics solutions, among other software products. Its flagship product, Temenos T24, is widely used by banks globally to manage day-to-day transactions, financial operations, and compliance. The company is recognized for its scalable solutions that cater to banks of varying sizes, from small community banks to large multinational institutions. Temenos maintains a broad geographic presence, serving clients in over 150 countries, and is known for its robust product development and R&D capabilities.
Ticker
€TEMN
Sector
Software & Cloud Services
Primary listing
XSWX
Employees
6,239
Headquarters
Lancy, Switzerland
Website
Temenos AG Metrics
BasicAdvanced
€5.2B
21.42
€3.58
0.95
€1.39
1.81%
Price and volume
Market cap
€5.2B
Beta
0.95
52-week high
€85.83
52-week low
€58.45
Average daily volume
194K
Dividend rate
€1.39
Financial strength
Current ratio
0.532
Quick ratio
0.532
Long term debt to equity
110.651
Total debt to equity
166.326
Dividend payout ratio (TTM)
36.66%
Interest coverage (TTM)
17.53%
Profitability
EBITDA (TTM)
230.083
Gross margin (TTM)
67.44%
Net profit margin (TTM)
27.83%
Operating margin (TTM)
23.14%
Effective tax rate (TTM)
16.22%
Revenue per employee (TTM)
€145,230
Management effectiveness
Return on assets (TTM)
6.64%
Return on equity (TTM)
48.96%
Valuation
Price to earnings (TTM)
21.423
Price to revenue (TTM)
5.868
Price to book
9.54
Price to tangible book (TTM)
-6.64
Price to free cash flow (TTM)
23.27
Free cash flow yield (TTM)
4.30%
Free cash flow per share (TTM)
3.297
Dividend yield (TTM)
1.81%
Forward dividend yield
1.81%
Growth
Revenue change (TTM)
6.96%
Earnings per share change (TTM)
127.79%
3-year revenue growth (CAGR)
3.39%
10-year revenue growth (CAGR)
8.57%
3-year earnings per share growth (CAGR)
21.05%
10-year earnings per share growth (CAGR)
14.60%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Temenos AG stock?
Temenos AG (TEMN) has a market cap of €5.2B as of August 18, 2025.
What is the P/E ratio for Temenos AG stock?
The price to earnings (P/E) ratio for Temenos AG (TEMN) stock is 21.42 as of August 18, 2025.
Does Temenos AG stock pay dividends?
Yes, the Temenos AG (TEMN) stock pays dividends to shareholders. As of August 18, 2025, the dividend rate is €1.38625 and the yield is 1.81%. Temenos AG has a payout ratio of 36.66% on a trailing twelve-month basis.
When is the next Temenos AG dividend payment date?
The next Temenos AG (TEMN) dividend payment date is unconfirmed.
What is the beta indicator for Temenos AG?
Temenos AG (TEMN) has a beta rating of 0.95. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.