Truist Financial/$TFC
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Capital at risk
About Truist Financial
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the end of the third quarter of 2026. Truist emerged from the 2019 merger of BB&T and SunTrust. Based in Charlotte, North Carolina, the bank has a footprint largely in the mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
- Ticker
- $TFC
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 37,899
- Headquarters
- Charlotte, United States
- Website
- www.truist.com
Truist Financial Metrics
BasicAdvanced
$60B
12.84
$3.88
0.91
$2.08
4.17%
Price and volume
Market cap
$60B
Beta
0.91
52-week high
$56.20
52-week low
$43.13
Average daily volume
8.3M
Dividend rate
$2.08
Financial strength
Dividend payout ratio (TTM)
55.47%
Profitability
Net profit margin (TTM)
28.38%
Operating margin (TTM)
35.13%
Effective tax rate (TTM)
13.03%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
0.94%
Return on equity (TTM)
8.16%
Valuation
Price to earnings (TTM)
12.839
Price to revenue (TTM)
3.375
Price to book
1.07
Price to tangible book (TTM)
1.58
Price to free cash flow (TTM)
10.72
Free cash flow yield (TTM)
9.33%
Free cash flow per share (TTM)
4.649
Dividend yield (TTM)
4.17%
Forward dividend yield
4.17%
Growth
Revenue change (TTM)
-0.02%
Earnings per share change (TTM)
3.96%
3-year revenue growth (CAGR)
-1.87%
3-year earnings per share growth (CAGR)
-0.85%
10-year earnings per share growth (CAGR)
3.73%
10-year dividend per share growth (CAGR)
6.39%
What the Analysts think about Truist Financial
Analyst ratings (Buy, Hold, Sell) for Truist Financial stock.
Analyst projections of the future price of Truist Financial stock.
Bulls say / Bears say
Second-quarter earnings momentum was strong: diluted EPS rose 37% year on year to $1.23 and return on tangible common equity reached 15.4%. (Truist Financial)
Fee income offers a counterweight to spread pressure: Truist raised its 2026 non-interest income growth outlook to about 10%, citing momentum across fee businesses. Second-quarter revenue grew 5.5% year on year, helped by investment banking, trading and wealth management. (Truist Financial)
Truist plans to sell $5.5 billion of near-prime auto loans, a move management expects to modestly lift earnings per share and returns while lowering charge-offs and non-performing loans by more than 10 basis points. (Stock Analysis)
Net interest income growth guidance for 2026 was cut to 1%–1.5% from 2%–3%, while net interest margin fell four basis points to 2.98% in the second quarter. Lower loan spreads and a less favourable deposit mix are weighing on the bank’s main earnings engine. (Stock Analysis)
Truist expects selected consumer lending originations to be about 40% lower in 2026 than in 2025 after exiting marine and recreational vehicle lending and sharply reducing some auto lending. That pullback creates a near-term hurdle for loan growth until other business replaces the volume. (Stock Analysis)
Credit quality remains uneven: Truist said higher indirect-auto problem loans partly offset commercial portfolio improvement, and non-performing loans edged up to 0.51% of loans in the second quarter. The planned auto-loan sale may reduce future exposure, but the existing weakness remains a risk in the meantime. (Stock Analysis)
Data summarised monthly by Lightyear AI. Last updated on 14 Oct 2026.
Truist Financial Financial Performance
Revenues and expenses
Truist Financial Earnings Performance
Company profitability
Upcoming events
Truist Financial News
AllArticlesVideos
Funds containing Truist Financial
AllUSDEURGBP
Fund name | Fund size | $TFC weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 4.18% |
Invesco S&P 500 High Dividend Low Volatility£HDLG | $456M | 1.84% |
Invesco S&P 500 High Dividend Low Volatility$HDLV | $456M | 1.84% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 1.37% |
Invesco Financials S&P US Select Sector$XLFS | $396M | 0.80% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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