Truist Financial/$TFC
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Capital at risk
About Truist Financial
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
- Ticker
- $TFC
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 37,899
- Headquarters
- Charlotte, United States
- Website
- www.truist.com
Truist Financial Metrics
BasicAdvanced
$60B
11.27
$4.35
0.87
$2.08
4.24%
Price and volume
Market cap
$60B
Beta
0.87
52-week high
$56.20
52-week low
$40.79
Average daily volume
6.6M
Dividend rate
$2.08
Financial strength
Dividend payout ratio (TTM)
49.69%
Profitability
Net profit margin (TTM)
30.69%
Operating margin (TTM)
38.06%
Effective tax rate (TTM)
14.19%
Revenue per employee (TTM)
$500,000
Management effectiveness
Return on assets (TTM)
1.06%
Return on equity (TTM)
9.06%
Valuation
Price to earnings (TTM)
11.268
Price to revenue (TTM)
3.232
Price to book
1.02
Price to tangible book (TTM)
1.48
Price to free cash flow (TTM)
11.185
Free cash flow yield (TTM)
8.94%
Free cash flow per share (TTM)
4.381
Dividend yield (TTM)
4.24%
Forward dividend yield
4.24%
Growth
Revenue change (TTM)
4.75%
Earnings per share change (TTM)
17.52%
3-year revenue growth (CAGR)
-2.59%
3-year earnings per share growth (CAGR)
0.21%
10-year earnings per share growth (CAGR)
5.31%
10-year dividend per share growth (CAGR)
6.68%
What the Analysts think about Truist Financial
Analyst ratings (Buy, Hold, Sell) for Truist Financial stock.
Analyst projections of the future price of Truist Financial stock.
Bulls say / Bears say
Truist’s second-quarter profit available to common shareholders rose 37% year on year to about $1.5 billion, while return on tangible common equity reached 15.4%. This suggests the bank’s profitability reset is gaining traction faster than its full-year target of above 14%. (Truist Financial, VectorShift Research)
Fee income is becoming a stronger counterweight to pressure on lending margins. Second-quarter non-interest income rose 17%, driven by investment banking, trading and wealth management, and Truist now expects roughly 10% growth in this category for 2026. (VectorShift Research, Truist Financial)
Truist is returning substantial capital while its balance sheet becomes more efficient. It repurchased $1.2 billion of shares in the second quarter, targets about $5 billion of buybacks in 2026 and still lifted its CET1 ratio to 10.9%, supporting the case for strong per-share growth. (Truist Financial, EXA)
The core banking outlook has weakened. Truist cut its 2026 net interest income growth forecast to about 1%–1.5% from 2%–3%, while second-quarter net interest margin fell four basis points to 2.98% as deposit costs rose and loan spreads compressed. (VectorShift Research, American Banking News)
Recent fee growth may prove cyclical rather than fully recurring. The second-quarter increase was heavily helped by a 72% jump in investment banking and trading revenue, leaving earnings exposed if capital-markets activity cools while net interest income remains subdued. (VectorShift Research, Truist Financial)
Credit risk has not disappeared, particularly in consumer lending. Second-quarter non-performing assets rose to about $1.75 billion from $1.32 billion a year earlier, while non-performing loans reached 0.51% of loans; further deterioration could force provisions higher and weaken the benefit of current capital returns. (MetaTrader, StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 17 Sept 2026.
Truist Financial Financial Performance
Revenues and expenses
Truist Financial Earnings Performance
Company profitability
Upcoming events
No upcoming events
Truist Financial News
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Funds containing Truist Financial
AllEURUSDGBP
Fund name | Fund size | $TFC weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 4.01% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 1.39% |
iShares S&P 500 Financials Sector$IUFS | $2.4B | 0.75% |
iShares S&P 500 Financials Sector£UIFS | £1.8B | 0.75% |
iShares Edge MSCI World Value Factor$IWVL | $7.4B | 0.22% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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