Triumph/$TFIN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Triumph
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
- Ticker
- $TFIN
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 1,440
- Headquarters
- Dallas, United States
- Website
- triumph.io
Triumph Metrics
BasicAdvanced
$1.5B
31.33
$1.95
1.53
-
Price and volume
Market cap
$1.5B
Beta
1.53
52-week high
$83.52
52-week low
$49.27
Average daily volume
259K
Financial strength
Dividend payout ratio (TTM)
6.37%
Profitability
Net profit margin (TTM)
10.72%
Operating margin (TTM)
22.49%
Effective tax rate (TTM)
23.94%
Revenue per employee (TTM)
$330,000
Management effectiveness
Return on assets (TTM)
0.72%
Return on equity (TTM)
5.31%
Valuation
Price to earnings (TTM)
31.331
Price to revenue (TTM)
3.105
Price to book
1.57
Price to tangible book (TTM)
3.01
Price to free cash flow (TTM)
19.845
Free cash flow yield (TTM)
5.04%
Free cash flow per share (TTM)
3.085
Growth
Revenue change (TTM)
14.83%
Earnings per share change (TTM)
595.74%
3-year revenue growth (CAGR)
3.99%
3-year earnings per share growth (CAGR)
0.69%
10-year earnings per share growth (CAGR)
6.91%
What the Analysts think about Triumph
Analyst ratings (Buy, Hold, Sell) for Triumph stock.
Analyst projections of the future price of Triumph stock.
Bulls say / Bears say
Triumph’s transport-focused businesses accelerated in Q2: transport revenue rose 30.9% year on year, while factoring invoice volumes grew 10.2% despite flat market demand. Factoring purchased volume was up 43.3% year on year, giving the earnings recovery real operating momentum. (Triumph Financial)
Triumph is adding products that can monetise its transaction-data advantage. Its RFP Manager uses network data covering about 70% of North American brokered freight transactions and payment activity from more than 170,000 carriers to help brokers price contracts. (Triumph Financial)
A tighter supply of compliant trucking capacity could support stronger freight pricing for longer than a normal upcycle. Triumph says regulation and liability concerns are removing capacity, and FreightWaves reported the company sees that reduction as unlikely to reverse soon; higher invoice values can lift factoring income. (FreightWaves)
Credit risk is rising, and the Tricolor bankruptcy adds uncertainty. Non-performing loans and factored receivables reached $90.5 million at June 2026, up from $57.6 million at year-end 2025; the bank also warned that disputes over collateral priority in the Tricolor case could lead to material losses. (SEC)
Profitability in newer businesses remains a challenge. Payments’ EBITDA margin was 34% excluding LoadPay, below Triumph’s 50% long-term target, while Intelligence reported a deeply negative EBITDA margin in Q2. (Triumph Financial)
The business remains exposed to freight cycles: 97% of factored receivables were transportation-related, equal to about 38% of the total loan portfolio. FreightWaves reported that a $100 change in average invoice value can move annual pre-tax income by about $7 million, showing how quickly earnings could turn if freight conditions weaken. (SEC, FreightWaves)
Data summarised monthly by Lightyear AI. Last updated on 16 Oct 2026.
Triumph Financial Performance
Revenues and expenses
Triumph Earnings Performance
Company profitability
Upcoming events
No upcoming events
Triumph News
AllArticlesVideos
Funds containing Triumph
Fund name | Fund size | $TFIN weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.05% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.05% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.02% |
Xtrackers MSCI World Small Cap$XSWC | $183M | 0.02% |
SPDR MSCI All Country World IM€SPYI | $7.7B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.