TFS Financial/$TFSL
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About TFS Financial
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
- Ticker
- $TFSL
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 958
- Headquarters
- Cleveland, United States
- Website
- www.thirdfederal.com
TFS Financial Metrics
BasicAdvanced
$4.6B
46.94
$0.35
0.73
$1.17
7.73%
Price and volume
Market cap
$4.6B
Beta
0.73
52-week high
$19.49
52-week low
$13.21
Average daily volume
718K
Dividend rate
$1.17
Financial strength
Profitability
Net profit margin (TTM)
28.43%
Operating margin (TTM)
40.29%
Effective tax rate (TTM)
21.84%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
0.57%
Return on equity (TTM)
5.16%
Valuation
Price to earnings (TTM)
46.943
Price to revenue (TTM)
12.932
Price to book
2.29
Price to tangible book (TTM)
2.29
Dividend yield (TTM)
7.09%
Forward dividend yield
7.73%
Growth
Revenue change (TTM)
11.07%
Earnings per share change (TTM)
9.38%
3-year revenue growth (CAGR)
4.95%
3-year earnings per share growth (CAGR)
10.42%
10-year earnings per share growth (CAGR)
2.26%
3-year dividend per share growth (CAGR)
1.02%
10-year dividend per share growth (CAGR)
10.61%
What the Analysts think about TFS Financial
Analyst ratings (Buy, Hold, Sell) for TFS Financial stock.
Analyst projections of the future price of TFS Financial stock.
Bulls say / Bears say
TFS Financial reported record quarterly net income of $30.5 million for the quarter ended June 2026, up 31% from the previous quarter. Net interest margin also improved to 1.90%, supporting the prospect of stronger core earnings. (Morningstar)
The loan book grew 2.8% in the June quarter, with home-equity and residential mortgage balances both increasing. Mortgage originations and acquisitions also rose to $616.4 million, pointing to stronger lending activity. (Morningstar)
Capital ratios remained well above the levels required to be considered well capitalised, while the company raised its quarterly dividend to $0.3175 per share. The mutual holding company’s approved dividend waiver allows the public float to receive the declared dividend without the majority owner taking its share. (StockTitan, Stockhouse)
Deposits fell by $195 million in the June quarter while borrowed funds rose by $669 million. That shift makes the bank more reliant on wholesale funding and leaves earnings exposed to borrowing costs and liquidity conditions. (Morningstar)
Delinquencies increased from 0.24% to 0.27% of loans in the June quarter even as TFS released $3.5 million of credit-loss provisions. The rise is modest, but continued growth in home-equity lending makes credit trends worth watching. (Last10K)
The company expects pension-settlement charges in the second half of 2026 as it winds down its defined-benefit plan. The charge could weigh on near-term reported earnings, though the filing does not quantify its size. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2026.
TFS Financial Financial Performance
Revenues and expenses
TFS Financial Earnings Performance
Company profitability
Upcoming events
No upcoming events
TFS Financial News
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Funds containing TFS Financial
Fund name | Fund size | $TFSL weighting |
|---|---|---|
L&G Global Quality Dividends£LDGG | $353M | 0.01% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.01% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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