Hanover Insurance/$THG
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About Hanover Insurance
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Ticker
$THG
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
4,900
ISIN
US4108671052
Website
THG Metrics
BasicAdvanced
$6B
13.88
$12.02
0.48
$3.50
2.16%
Price and volume
Market cap
$6B
Beta
0.48
52-week high
$178.68
52-week low
$120.10
Average daily volume
213K
Dividend rate
$3.50
Financial strength
Current ratio
0.368
Quick ratio
0.181
Long term debt to equity
23.732
Total debt to equity
25.762
Dividend payout ratio (TTM)
28.72%
Interest coverage (TTM)
17.21%
Profitability
EBITDA (TTM)
587.775
Gross margin (TTM)
20.28%
Net profit margin (TTM)
6.98%
Operating margin (TTM)
9.33%
Effective tax rate (TTM)
20.74%
Revenue per employee (TTM)
$1,280,000
Management effectiveness
Return on assets (TTM)
2.44%
Return on equity (TTM)
15.74%
Valuation
Price to earnings (TTM)
13.884
Price to revenue (TTM)
0.954
Price to book
1.97
Price to tangible book (TTM)
2.1
Price to free cash flow (TTM)
7.722
Free cash flow yield (TTM)
12.95%
Free cash flow per share (TTM)
2,161.61%
Dividend yield (TTM)
2.10%
Forward dividend yield
2.16%
Growth
Revenue change (TTM)
3.09%
Earnings per share change (TTM)
167.70%
3-year revenue growth (CAGR)
6.03%
10-year revenue growth (CAGR)
2.07%
3-year earnings per share growth (CAGR)
0.40%
10-year earnings per share growth (CAGR)
6.70%
3-year dividend per share growth (CAGR)
6.47%
10-year dividend per share growth (CAGR)
8.42%
What the Analysts think about THG
Analyst ratings (Buy, Hold, Sell) for Hanover Insurance stock.
Bulls say / Bears say
The Hanover Insurance Group reported a significant increase in net income for Q4 2024, reaching $167.9 million, up from $107.9 million in the prior-year quarter, indicating strong financial performance. (Reinsurance News)
The company's combined ratio improved to 89.2% in Q4 2024 from 94.2% in Q4 2023, reflecting enhanced underwriting efficiency. (Reinsurance News)
Net premiums written increased by 7.4% in Q4 2024, demonstrating the company's ability to grow its business. (Reinsurance News)
Despite improved financials, The Hanover Insurance Group faced substantial catastrophe losses totaling $375.9 million in 2024, which could impact future profitability. (Reinsurance News)
The company's expense ratio increased from 30.5% to 31.3% in 2024, indicating rising operational costs. (Panabee)
The Hanover Insurance Group has $61.8 million in senior debentures due in October 2025, which may affect its financial flexibility. (Panabee)
Data summarised monthly by Lightyear AI. Last updated on 10 Jun 2025.
THG Financial Performance
Revenues and expenses
THG Earnings Performance
Company profitability
THG News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Jun27
Hanover Insurance
Dividend·Payment
$0.90Per share
FAQs
What’s the current market cap for Hanover Insurance stock?
Hanover Insurance (THG) has a market cap of $6B as of June 20, 2025.
What is the P/E ratio for Hanover Insurance stock?
The price to earnings (P/E) ratio for Hanover Insurance (THG) stock is 13.88 as of June 20, 2025.
Does Hanover Insurance stock pay dividends?
Yes, the Hanover Insurance (THG) stock pays dividends to shareholders. As of June 20, 2025, the dividend rate is $3.5 and the yield is 2.16%. Hanover Insurance has a payout ratio of 28.72% on a trailing twelve-month basis.
When is the next Hanover Insurance dividend payment date?
The next Hanover Insurance (THG) dividend payment is scheduled for June 27, 2025.
What is the beta indicator for Hanover Insurance?
Hanover Insurance (THG) has a beta rating of 0.48. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.