Hanover Insurance/$THG
1D1W1MYTD1Y5YMAX
Capital at risk
About Hanover Insurance
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
- Ticker
- $THG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 4,900
- Headquarters
- Worcester, United States
- Website
- www.hanover.com
THG Metrics
BasicAdvanced
$7.9B
10.85
$20.94
0.28
$3.75
1.67%
Price and volume
Market cap
$7.9B
Beta
0.28
52-week high
$236.07
52-week low
$166.54
Average daily volume
295K
Dividend rate
$3.75
Financial strength
Current ratio
0.36
Quick ratio
0.179
Long term debt to equity
0.216
Total debt to equity
0.23
Dividend payout ratio (TTM)
17.54%
Interest coverage (TTM)
21.57%
Profitability
Gross margin (TTM)
25.19%
Net profit margin (TTM)
11.17%
Operating margin (TTM)
14.98%
Effective tax rate (TTM)
22.02%
Revenue per employee (TTM)
$1,380,000
Management effectiveness
Return on assets (TTM)
3.89%
Return on equity (TTM)
21.88%
Valuation
Price to earnings (TTM)
10.853
Price to revenue (TTM)
1.19
Price to book
2.16
Price to tangible book (TTM)
2.27
Price to free cash flow (TTM)
6.423
Free cash flow yield (TTM)
15.57%
Free cash flow per share (TTM)
35.393
Dividend yield (TTM)
1.65%
Forward dividend yield
1.67%
Growth
Revenue change (TTM)
5.57%
Earnings per share change (TTM)
37.85%
3-year revenue growth (CAGR)
5.30%
10-year revenue growth (CAGR)
3.30%
3-year earnings per share growth (CAGR)
100.12%
10-year earnings per share growth (CAGR)
14.58%
3-year dividend per share growth (CAGR)
5.65%
10-year dividend per share growth (CAGR)
7.68%
What the Analysts think about THG
Analyst ratings (Buy, Hold, Sell) for Hanover Insurance stock.
Analyst projections of the future price of Hanover Insurance stock.
Bulls say / Bears say
The Hanover delivered a combined ratio of 91.2% in Q2 2026, reflecting enhanced underwriting discipline and loss control. (PR Newswire)
Net investment income grew 13.4% year-over-year to $119.6 million in Q2 2026, driven by higher yields on its fixed-income portfolio amid rising interest rates. (SEC)
In May 2026, the board authorized a new $700 million share repurchase program and repurchased $142.9 million in H1 2026, underscoring management's commitment to shareholder returns. (SEC)
Net favourable loss and LAE development of $108.2 million in the six months ended June 30, 2026 boosted underwriting profit, but reliance on reserve releases poses earnings risk if reserve adequacy reverses. (SEC)
Rate increases decelerated to 4.8% in Personal Lines and 2.1% in Specialty in Q2 2026, down from 8.4% and 5.5% in Q2 2025, indicating potential pressure on premium growth. (PR Newswire) (PR Newswire)
Unrealized depreciation of $39 million on Treasury and government agency securities as of March 31, 2026 underscores mark-to-market interest rate exposure in its fixed-income portfolio. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
THG Financial Performance
Revenues and expenses
THG Earnings Performance
Company profitability
Upcoming events
THG News
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Funds containing THG
AllEURGBPUSD
Fund name | Fund size | $THG weighting |
|---|---|---|
SPDR S&P US Dividend Aristocrats€SPYD | €3.3B | 0.35% |
SPDR S&P US Dividend Aristocrats£USDV | £2.8B | 0.35% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.23% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.23% |
iShares MSCI World Small Cap$WSML | $9B | 0.08% |
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