Hanover Insurance/$THG
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About Hanover Insurance
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Ticker
$THG
Sector
Primary listing
NYSE
Employees
4,900
Headquarters
Website
THG Metrics
BasicAdvanced
$6.2B
11.42
$15.19
0.46
$3.55
2.07%
Price and volume
Market cap
$6.2B
Beta
0.46
52-week high
$178.68
52-week low
$130.69
Average daily volume
280K
Dividend rate
$3.55
Financial strength
Current ratio
0.365
Quick ratio
0.176
Long term debt to equity
10.814
Total debt to equity
24.394
Dividend payout ratio (TTM)
23.00%
Interest coverage (TTM)
21.53%
Profitability
EBITDA (TTM)
734.85
Gross margin (TTM)
22.29%
Net profit margin (TTM)
8.67%
Operating margin (TTM)
11.46%
Effective tax rate (TTM)
20.80%
Revenue per employee (TTM)
$1,310,000
Management effectiveness
Return on assets (TTM)
3.00%
Return on equity (TTM)
19.23%
Valuation
Price to earnings (TTM)
11.425
Price to revenue (TTM)
0.972
Price to book
1.94
Price to tangible book (TTM)
1.94
Price to free cash flow (TTM)
7.344
Free cash flow yield (TTM)
13.62%
Free cash flow per share (TTM)
23.632
Dividend yield (TTM)
2.05%
Forward dividend yield
2.07%
Growth
Revenue change (TTM)
4.47%
Earnings per share change (TTM)
102.64%
3-year revenue growth (CAGR)
6.68%
10-year revenue growth (CAGR)
2.22%
3-year earnings per share growth (CAGR)
19.09%
10-year earnings per share growth (CAGR)
7.87%
3-year dividend per share growth (CAGR)
6.37%
10-year dividend per share growth (CAGR)
8.30%
What the Analysts think about THG
Analyst ratings (Buy, Hold, Sell) for Hanover Insurance stock.
Bulls say / Bears say
Hanover Insurance reported a net income of $128.2 million in Q1 2025, up from $115.5 million in the same period last year, indicating strong financial performance. (insurancebusinessmag.com)
The company achieved a combined ratio of 94.1% in Q1 2025, with catastrophe losses accounting for 6.3 points, reflecting improved underwriting discipline. (reinsurancene.ws)
Hanover Insurance expanded its casualty offerings by launching a specialty general liability solution, targeting hard-to-place risks, which could drive future growth. (investors.hanover.com)
In Q2 2024, Hanover Insurance reported catastrophe losses of $157.1 million, highlighting vulnerability to severe weather events. (investing.com)
The company's core commercial segment saw a decline in operating income before taxes to $26.8 million in Q1 2025, down from $71.5 million a year earlier, indicating potential challenges in this area. (insurancebusinessmag.com)
Hanover Insurance transferred a $33.5 million reinsurance agreement to an Enstar subsidiary, which may suggest adjustments in risk management strategies. (investing.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
THG Financial Performance
Revenues and expenses
THG Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Hanover Insurance stock?
Hanover Insurance (THG) has a market cap of $6.2B as of August 07, 2025.
What is the P/E ratio for Hanover Insurance stock?
The price to earnings (P/E) ratio for Hanover Insurance (THG) stock is 11.42 as of August 07, 2025.
Does Hanover Insurance stock pay dividends?
Yes, the Hanover Insurance (THG) stock pays dividends to shareholders. As of August 07, 2025, the dividend rate is $3.55 and the yield is 2.07%. Hanover Insurance has a payout ratio of 23% on a trailing twelve-month basis.
When is the next Hanover Insurance dividend payment date?
The next Hanover Insurance (THG) dividend payment date is unconfirmed.
What is the beta indicator for Hanover Insurance?
Hanover Insurance (THG) has a beta rating of 0.46. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.