Talanx/€TLX
06:30
10:10
13:45
17:25
21:00
1D1W1MYTD1Y5YMAX
About Talanx
Talanx AG is a major German insurance company that provides a broad range of insurance and financial services globally. Founded in 1996 and headquartered in Hannover, Germany, the company operates through different brands across its segments which include life insurance, property and casualty insurance, as well as reinsurance. Talanx operates in more than 150 countries, catering to retail, industrial, and corporate clients, making it one of the largest European insurance groups by premium income.
Ticker
€TLX
Sector
Primary listing
XETRA
Employees
29,288
Headquarters
Website
Talanx Metrics
BasicAdvanced
€27B
12.15
€8.75
0.66
€2.70
2.54%
Price and volume
Market cap
€27B
Beta
0.66
52-week high
€126.30
52-week low
€71.25
Average daily volume
5.5K
Dividend rate
€2.70
Financial strength
Current ratio
18.017
Quick ratio
13.155
Long term debt to equity
42.94
Total debt to equity
42.94
Dividend payout ratio (TTM)
30.84%
Interest coverage (TTM)
20.37%
Profitability
EBITDA (TTM)
7,520
Gross margin (TTM)
21.68%
Net profit margin (TTM)
5.40%
Operating margin (TTM)
14.99%
Effective tax rate (TTM)
27.65%
Revenue per employee (TTM)
€1,550,000
Management effectiveness
Return on assets (TTM)
2.41%
Return on equity (TTM)
20.31%
Valuation
Price to earnings (TTM)
12.149
Price to revenue (TTM)
0.606
Price to book
2.3
Price to tangible book (TTM)
2.85
Price to free cash flow (TTM)
3.458
Free cash flow yield (TTM)
28.92%
Free cash flow per share (TTM)
30.744
Dividend yield (TTM)
2.54%
Forward dividend yield
2.54%
Growth
Revenue change (TTM)
16.51%
Earnings per share change (TTM)
21.99%
3-year revenue growth (CAGR)
2.40%
10-year revenue growth (CAGR)
3.47%
3-year earnings per share growth (CAGR)
24.36%
10-year earnings per share growth (CAGR)
12.23%
3-year dividend per share growth (CAGR)
19.06%
10-year dividend per share growth (CAGR)
8.01%
What the Analysts think about Talanx
Analyst ratings (Buy, Hold, Sell) for Talanx stock.
Bulls say / Bears say
Record H1 profitability: Talanx posted a record net income of €1,373 million for H1 2025, up 26% year-on-year, and raised its full-year target to about €2.3 billion (Talanx Press Release).
Strong start to 2025: Preliminary Q1 2025 consolidated net income reached €604 million, well above the €467 million analyst consensus, highlighting robust primary insurance performance and supporting maintenance of full-year guidance (Talanx Press Release).
Improved underwriting efficiency: The Group’s combined ratio improved to 90.7% in H1 2025 from 91.2% the previous year, reflecting stronger loss controls and pricing discipline across both the primary insurance and reinsurance segments (Talanx Press Release).
High natural catastrophe exposure: In Q1 2025, Talanx experienced its largest-ever first-quarter losses, with €624 million stemming from California wildfires. This highlights the company's exposure to volatility, particularly as the North Atlantic hurricane season approaches (Talanx Press Release).
Investment portfolio contraction: Talanx's investments for own risk dropped from €144.3 billion at 31 December 2024 to €140.3 billion at 30 June 2025, pointing to possible mark-to-market losses in a rising interest-rate environment (Talanx Press Release).
Guidance dependent on benign market conditions: The 2025 full-year outlook is based on no major large loss overruns, currency swings, or capital market disruptions. This makes the guidance vulnerable to downside risk should geopolitical or macroeconomic shocks occur (Talanx Press Release).
Data summarised monthly by Lightyear AI. Last updated on 6 Nov 2025.
Talanx Financial Performance
Revenues and expenses
Talanx Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Talanx stock?
Talanx (TLX) has a market cap of €27B as of November 09, 2025.
What is the P/E ratio for Talanx stock?
The price to earnings (P/E) ratio for Talanx (TLX) stock is 12.15 as of November 09, 2025.
Does Talanx stock pay dividends?
Yes, the Talanx (TLX) stock pays dividends to shareholders. As of November 09, 2025, the dividend rate is €2.7 and the yield is 2.54%. Talanx has a payout ratio of 30.84% on a trailing twelve-month basis.
When is the next Talanx dividend payment date?
The next Talanx (TLX) dividend payment date is unconfirmed.
What is the beta indicator for Talanx?
Talanx (TLX) has a beta rating of 0.66. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.