Talanx/€TLX
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Talanx
Talanx AG is a major German insurance company that provides a broad range of insurance and financial services globally. Founded in 1996 and headquartered in Hannover, Germany, the company operates through different brands across its segments which include life insurance, property and casualty insurance, as well as reinsurance. Talanx operates in more than 150 countries, catering to retail, industrial, and corporate clients, making it one of the largest European insurance groups by premium income.
- Ticker
- €TLX
- Sector
- Finance
- Primary listing
- XETRA
- Employees
- 29,408
- Headquarters
- Hanover, Germany
- Website
- www.talanx.com
Talanx Metrics
BasicAdvanced
€33B
12.62
€10.08
0.35
€3.60
2.83%
Price and volume
Market cap
€33B
Beta
0.35
52-week high
€128.90
52-week low
€97.30
Average daily volume
102K
Dividend rate
€3.60
Financial strength
Current ratio
16.281
Quick ratio
12.265
Long term debt to equity
0.404
Total debt to equity
0.404
Dividend payout ratio (TTM)
35.69%
Interest coverage (TTM)
14.41%
Profitability
EBITDA (TTM)
5,546
Gross margin (TTM)
16.88%
Net profit margin (TTM)
6.13%
Operating margin (TTM)
12.43%
Effective tax rate (TTM)
23.73%
Revenue per employee (TTM)
€1,450,000
Management effectiveness
Return on assets (TTM)
1.80%
Return on equity (TTM)
20.37%
Valuation
Price to earnings (TTM)
12.619
Price to revenue (TTM)
0.772
Price to book
2.28
Price to tangible book (TTM)
2.7
Price to free cash flow (TTM)
3.414
Free cash flow yield (TTM)
29.29%
Free cash flow per share (TTM)
37.258
Dividend yield (TTM)
2.83%
Forward dividend yield
2.83%
Growth
Revenue change (TTM)
-6.06%
Earnings per share change (TTM)
15.20%
3-year revenue growth (CAGR)
1.65%
10-year revenue growth (CAGR)
3.40%
3-year earnings per share growth (CAGR)
44.49%
10-year earnings per share growth (CAGR)
11.95%
3-year dividend per share growth (CAGR)
21.64%
10-year dividend per share growth (CAGR)
10.72%
What the Analysts think about Talanx
Analyst ratings (Buy, Hold, Sell) for Talanx stock.
Analyst projections of the future price of Talanx stock.
Bulls say / Bears say
Talanx posted record first-half net income of €1.499bn, up 9%, and raised its 2026 forecast to significantly more than €2.7bn. Every division reported record earnings, giving the upgraded outlook support from across the group. (Talanx)
Retail International is a clear growth engine: first-half revenue rose 10% and its contribution to group net income increased 16%. That helps broaden earnings beyond reinsurance, which still supplied 48% of group profit. (Insurance Business)
The balance sheet and investment income strengthened: Talanx reported a 246% Solvency II ratio, while its net investment result rose 21% as it reinvested into higher-yielding assets. Those buffers support its ability to absorb shocks and sustain growth. (Talanx)
First-half claims were unusually light: large-loss payments were €942m against a €1.416bn pro-rata budget. A more costly hurricane season or other major disasters could reverse some of that earnings benefit. (Talanx, MarketScreener)
Top-line growth remains modest: revenue was flat in euros overall, while property and casualty reinsurance revenue fell 8% in euros and 4% after currency adjustment. Continued contraction could make future profit growth harder to sustain. (Talanx)
Geopolitical and financial-market risks could unsettle the outlook: Talanx booked €200m for potential Iran-war losses and says its targets depend on stable currency and capital markets. Further deterioration could bring higher claims or weaken investment results. (Talanx)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2026.
Talanx Financial Performance
Revenues and expenses
Talanx Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Talanx
AllEURUSDGBP
Fund name | Fund size | €TLX weighting |
|---|---|---|
iShares MDAX€EXS3 | €1.5B | 5.11% |
iShares MDAX€EXID | €34M | 5.11% |
SPDR S&P Euro Dividend Aristocrats€EUDV | €1.8B | 2.60% |
SPDR S&P Euro Dividend Aristocrats£EUDV | €1.8B | 2.60% |
iShares STOXX Europe 600 Insurance€A0H08K | €605M | 0.94% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.