Towne Bank/$TOWN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Towne Bank
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
- Ticker
- $TOWN
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,976
- Headquarters
- Portsmouth, United States
- Website
- www.townebank.com
Towne Bank Metrics
BasicAdvanced
$3.3B
9.02
$4.02
0.73
$1.80
3.09%
Price and volume
Market cap
$3.3B
Beta
0.73
52-week high
$39.03
52-week low
$31.91
Average daily volume
526K
Dividend rate
$1.80
Financial strength
Profitability
Net profit margin (TTM)
30.51%
Operating margin (TTM)
46.59%
Effective tax rate (TTM)
21.76%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
1.71%
Return on equity (TTM)
13.29%
Valuation
Price to earnings (TTM)
9.016
Price to revenue (TTM)
2.736
Price to book
1.11
Price to tangible book (TTM)
1.61
Dividend yield (TTM)
4.97%
Forward dividend yield
3.09%
Growth
Revenue change (TTM)
53.84%
Earnings per share change (TTM)
85.37%
3-year revenue growth (CAGR)
19.19%
3-year earnings per share growth (CAGR)
20.32%
10-year earnings per share growth (CAGR)
13.70%
3-year dividend per share growth (CAGR)
4.64%
10-year dividend per share growth (CAGR)
8.20%
What the Analysts think about Towne Bank
Analyst ratings (Buy, Hold, Sell) for Towne Bank stock.
Analyst projections of the future price of Towne Bank stock.
Bulls say / Bears say
TowneBank’s underlying banking spread improved: second-quarter net interest margin rose to 3.68% from 3.38% a year earlier as deposit costs fell. Non-interest-bearing deposits also increased, supporting the prospect of stronger recurring interest income. (TowneBank)
Recent acquisitions have widened TowneBank’s reach into Richmond and the Carolinas, while its Hampton Roads deposit-market share has moved above 30%. A larger local footprint could create more scope to attract customers and sell the bank’s other services. (Virginia Business)
The headline second-quarter profit was boosted by a $198.55 million gain on the resort-business sale, while core earnings per share fell to $0.78 from $0.84 a year earlier. That makes the reported profit surge a poor guide to repeatable per-share growth. (TowneBank)
Credit indicators have weakened from a year earlier: non-performing loans rose to 0.21% of loans from 0.06%, and net charge-offs increased to $5.76 million from $19,000. Further deterioration could require higher provisions and weigh on earnings. (Nasdaq)
The recent deals have yet to show strong underlying growth: excluding Dogwood’s acquired balances, first-quarter loans fell by about $26 million and deposits rose by only about $40 million. Towne also recorded $31.7 million of acquisition-related expenses that quarter, so integration costs could delay the payoff from expansion. (TowneBank)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2026.
Towne Bank Financial Performance
Revenues and expenses
Towne Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Towne Bank
AllUSDEURGBP
Fund name | Fund size | $TOWN weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.10% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.10% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.08% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.06% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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