TransUnion/$TRU
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About TransUnion
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
- Ticker
- $TRU
- Sector
- Business services
- Primary listing
- NYSE
- Employees
- 13,500
- Headquarters
- Chicago, United States
- Website
- www.transunion.com
TransUnion Metrics
BasicAdvanced
$14B
18.38
$4.11
1.58
$0.49
0.66%
Price and volume
Market cap
$14B
Beta
1.58
52-week high
$89.12
52-week low
$60.96
Average daily volume
3.4M
Dividend rate
$0.49
Financial strength
Current ratio
2.032
Quick ratio
1.761
Long term debt to equity
1.069
Total debt to equity
1.091
Dividend payout ratio (TTM)
19.16%
Interest coverage (TTM)
3.81%
Profitability
EBITDA (TTM)
1,599.7
Gross margin (TTM)
58.82%
Net profit margin (TTM)
15.83%
Operating margin (TTM)
19.35%
Effective tax rate (TTM)
17.20%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
5.25%
Return on equity (TTM)
16.96%
Valuation
Price to earnings (TTM)
18.382
Price to revenue (TTM)
2.88
Price to book
2.97
Price to tangible book (TTM)
-3.29
Price to free cash flow (TTM)
15.944
Free cash flow yield (TTM)
6.27%
Free cash flow per share (TTM)
4.735
Dividend yield (TTM)
0.65%
Forward dividend yield
0.66%
Growth
Revenue change (TTM)
13.45%
Earnings per share change (TTM)
91.94%
3-year revenue growth (CAGR)
10.07%
10-year revenue growth (CAGR)
11.78%
3-year earnings per share growth (CAGR)
67.47%
10-year earnings per share growth (CAGR)
23.62%
3-year dividend per share growth (CAGR)
7.55%
What the Analysts think about TransUnion
Analyst ratings (Buy, Hold, Sell) for TransUnion stock.
Analyst projections of the future price of TransUnion stock.
Bulls say / Bears say
TransUnion beat its second-quarter guidance and raised its 2026 forecast. It now expects 8%–9% organic constant-currency revenue growth and 11%–12% growth in adjusted diluted EPS. (TransUnion)
Growth is coming from several areas: second-quarter US Financial Services revenue rose 18%, Emerging Verticals grew 9%, and international revenue increased 6% organically at constant currency. That breadth could make growth less dependent on any one business line. (TransUnion)
The company is moving US credit customers onto its OneTru platform and says it has accelerated new product launches. If these efforts help it scale services and bring more products to market, they could support future growth. (TransUnion)
Mortgage revenue is exposed to higher rates and weak loan volumes. Management expects mid-to-high-single-digit mortgage inquiry declines for 2026, including low-double-digit declines in the second half. (Stock Analysis)
Profitability is under pressure: second-quarter adjusted EBITDA margin fell to 34.8% from 35.7% a year earlier, despite revenue growth. Management expects FICO mortgage royalties and acquisitions to weigh on the full-year margin. (TransUnion)
TransUnion faces unresolved legal and regulatory exposure over its credit-report dispute practices. The CFPB has said it has authority to pursue enforcement, and the company reported $92.1 million accrued for legal and regulatory matters at the end of June. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 20 Oct 2026.
TransUnion Financial Performance
Revenues and expenses
TransUnion Earnings Performance
Company profitability
Upcoming events
TransUnion News
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Funds containing TransUnion
AllUSDEURGBP
Fund name | Fund size | $TRU weighting |
|---|---|---|
VanEck Morningstar Wide Moat$MOAT | $396M | 1.15% |
VanEck Morningstar Wide Moat€GMVM | $376M | 1.15% |
VanEck Morningstar Wide Moat£MOGB | $376M | 1.15% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.42% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.42% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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