TransUnion/$TRU
1D1W1MYTD1Y5YMAX
Capital at risk
About TransUnion
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
- Ticker
- $TRU
- Sector
- Business services
- Primary listing
- NYSE
- Employees
- 13,500
- Headquarters
- Chicago, United States
- Website
- www.transunion.com
TransUnion Metrics
BasicAdvanced
$15B
20.35
$3.78
1.53
$0.49
0.65%
Price and volume
Market cap
$15B
Beta
1.53
52-week high
$95.51
52-week low
$63.37
Average daily volume
1.9M
Dividend rate
$0.49
Financial strength
Current ratio
1.9
Quick ratio
1.646
Long term debt to equity
108.544
Total debt to equity
113.212
Dividend payout ratio (TTM)
20.46%
Interest coverage (TTM)
3.66%
Profitability
EBITDA (TTM)
1,582.9
Gross margin (TTM)
58.73%
Net profit margin (TTM)
15.08%
Operating margin (TTM)
18.81%
Effective tax rate (TTM)
18.45%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
4.94%
Return on equity (TTM)
15.63%
Valuation
Price to earnings (TTM)
20.35
Price to revenue (TTM)
3.036
Price to book
3.04
Price to tangible book (TTM)
-3.28
Price to free cash flow (TTM)
18.864
Free cash flow yield (TTM)
5.30%
Free cash flow per share (TTM)
4.079
Dividend yield (TTM)
0.64%
Forward dividend yield
0.65%
Growth
Revenue change (TTM)
12.37%
Earnings per share change (TTM)
90.09%
3-year revenue growth (CAGR)
9.31%
10-year revenue growth (CAGR)
11.79%
3-year earnings per share growth (CAGR)
47.48%
10-year earnings per share growth (CAGR)
31.55%
3-year dividend per share growth (CAGR)
-16.35%
What the Analysts think about TransUnion
Analyst ratings (Buy, Hold, Sell) for TransUnion stock.
Analyst projections of the future price of TransUnion stock.
Bulls say / Bears say
TransUnion exceeded Q2 guidance with 15% revenue growth to $1.31 billion and 10% organic constant-currency growth, underpinned by strength in U.S. Financial Services and Emerging Verticals (SEC Filing)
The company raised its full-year 2026 financial guidance to 12%–13% total revenue growth (8%–9% organic constant currency) and 11%–12% adjusted EPS growth, up from prior ranges, reflecting strong momentum (Investor Presentation)
Management expects 50–70 basis points of underlying margin expansion excluding FICO mortgage royalties and acquisitions, targeting a third consecutive year of high-single-digit organic growth and double-digit EPS gains (Investor Presentation)
Legal and regulatory accruals jumped to $92.1 million as of June 30, up from $62.2 million at year-end 2025, reflecting elevated litigation and enforcement risks against TransUnion (SEC 10-Q)
The Consumer Interactive segment grew just 1.3% in Q1 2026, signaling slowing demand for paid credit products amid market saturation (SEC 10-Q)
Adjusted EBITDA margin contracted by 90 basis points to 34.8% YoY in Q2 2026, driven by a 90 bps headwind from FICO mortgage royalties and recent acquisitions, highlighting margin pressure (Investor Presentation)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2026.
TransUnion Financial Performance
Revenues and expenses
TransUnion Earnings Performance
Company profitability
Upcoming events
No upcoming events
TransUnion News
AllArticlesVideos
Funds containing TransUnion
AllEURGBPUSD
Fund name | Fund size | $TRU weighting |
|---|---|---|
VanEck Morningstar Wide Moat€GMVM | €407M | 1.22% |
VanEck Morningstar Wide Moat£MOGB | £354M | 1.22% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.42% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.42% |
SPDR MSCI World Industrials€WIND | €217M | 0.15% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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