Tryg A/S/DKr TRYG
1D1W1MYTD1Y5YMAX
Capital at risk
About Tryg A/S
Tryg A/S operates as one of the largest non-life insurance companies in the Nordic region, with its core business encompassing a wide range of insurance products and services for both private and commercial customers. These products include property, casualty, motor, accident, and health insurance solutions. Founded in 1728, Tryg has a long history in the insurance industry, emphasizing stability and extensive experience. The company is headquartered in Ballerup, Denmark, and it serves markets primarily in Denmark, Norway, and Sweden. Tryg's strategic positioning is reinforced by its strong regional presence, comprehensive product offerings, and commitment to operational efficiency, making it a significant player in the Nordic insurance sector.
- Ticker
- DKr TRYG
- Sector
- Finance
- Primary listing
- CSE
- Employees
- 6,829
- Headquarters
- Ballerup, Denmark
- Website
- www.tryg.com
Tryg A/S Metrics
BasicAdvanced
kr 91B
20.39
kr 7.49
0.10
kr 8.40
5.50%
Price and volume
Market cap
kr 91B
Beta
0.1
52-week high
kr 168.30
52-week low
kr 146.50
Average daily volume
480K
Dividend rate
kr 8.40
Financial strength
Current ratio
1.788
Quick ratio
0.979
Long term debt to equity
0.063
Total debt to equity
0.194
Dividend payout ratio (TTM)
110.59%
Interest coverage (TTM)
25.11%
Profitability
EBITDA (TTM)
7,205
Gross margin (TTM)
30.13%
Net profit margin (TTM)
10.49%
Operating margin (TTM)
14.36%
Effective tax rate (TTM)
24.03%
Revenue per employee (TTM)
kr 6,400,000
Management effectiveness
Return on assets (TTM)
3.78%
Return on equity (TTM)
12.15%
Valuation
Price to earnings (TTM)
20.393
Price to revenue (TTM)
2.096
Price to book
2.54
Price to tangible book (TTM)
17.32
Price to free cash flow (TTM)
12.649
Free cash flow yield (TTM)
7.91%
Free cash flow per share (TTM)
12.072
Dividend yield (TTM)
5.50%
Growth
Revenue change (TTM)
4.48%
Earnings per share change (TTM)
-7.98%
3-year revenue growth (CAGR)
2.35%
10-year revenue growth (CAGR)
9.90%
3-year earnings per share growth (CAGR)
10.81%
10-year earnings per share growth (CAGR)
0.35%
3-year dividend per share growth (CAGR)
6.88%
10-year dividend per share growth (CAGR)
3.25%
Bulls say / Bears say
Underlying operating momentum remained positive in Q1 2026: insurance service result rose to DKK 1.655 billion, the combined ratio improved to 84.0%, and the underlying claims ratio improved by 40 basis points, with Norway showing solid progress. (Nasdaq Copenhagen)
Excluding the Danish workers’ compensation provision, Q2 2026 insurance service result was DKK 2.39 billion and the combined ratio was 77.4%; Tryg also delivered a DKK 262 million investment result, up from DKK 110 million a year earlier. (Nasdaq Copenhagen)
Capital strength supports shareholder returns: Tryg reported a 196% solvency ratio at the end of Q2 2026, paid a DKK 2.15 per-share ordinary dividend, and completed its DKK 1 billion share-buyback programme in April. (Nasdaq Copenhagen; GlobeNewswire)
Q2 2026 reported insurance service result fell to DKK 1.19 billion from DKK 2.31 billion, while the combined ratio deteriorated to 88.8% from 77.2%, reflecting the effect of a DKK 1.2 billion pre-tax provision linked to a Danish workers’ compensation Supreme Court ruling. (Nasdaq Copenhagen)
Premium growth slowed to 3.3% in local currencies in Q2 2026, down from 4.0% a year earlier, indicating more limited near-term top-line momentum despite continued pricing actions. (Nasdaq Copenhagen)
Investment earnings remain volatile: Q1 2026 investment result was only DKK 2 million versus DKK 320 million a year earlier, contributing to lower pre-tax profit despite improved underwriting performance. (Nasdaq Copenhagen)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
Upcoming events
No upcoming events
Funds containing Tryg A/S
AllEURGBPUSD
Fund name | Fund size | DKr TRYG weighting |
|---|---|---|
iShares STOXX Europe 600 Insurance€A0H08K | €603M | 0.80% |
iShares STOXX Europe Mid 200€EXSD | €610M | 0.40% |
L&G Global Quality Dividends£LDGG | £279M | 0.15% |
iShares Edge MSCI World Minimum Volatility$MVOL | $2.6B | 0.10% |
iShares Edge MSCI World Minimum Volatility€IQQ0 | €2.3B | 0.10% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.