Tryg A/S/€TRYG
05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX
About Tryg A/S
Tryg A/S is a Scandinavian insurance company primarily engaged in providing various insurance products and services. The company's core business spans non-life insurance offerings, including property, casualty, health, and accident insurance for both individuals and corporate clients. Headquartered in Ballerup, Denmark, Tryg operates primarily in Denmark, Norway, and Sweden, making it a significant player within the Nordic region. The company distinguishes itself through a strong digital presence and an emphasis on customer experience, utilizing technology to streamline processes and improve service delivery. Established in 2002, Tryg builds on a heritage of insurance services, contributing to its established reputation in the market.
Ticker
€TRYG
Sector
Primary listing
XGAT
Employees
6,889
Headquarters
Ballerup, Denmark
Website
Tryg A/S Metrics
BasicAdvanced
€14B
20.61
€1.09
0.13
€1.07
4.77%
Price and volume
Market cap
€14B
Beta
0.13
52-week high
€23.32
52-week low
€18.93
Average daily volume
610K
Dividend rate
€1.07
Financial strength
Current ratio
1.557
Quick ratio
0.651
Long term debt to equity
7.754
Total debt to equity
15.041
Dividend payout ratio (TTM)
96.49%
Interest coverage (TTM)
22.23%
Profitability
EBITDA (TTM)
1,072.51
Gross margin (TTM)
33.83%
Net profit margin (TTM)
12.32%
Operating margin (TTM)
17.25%
Effective tax rate (TTM)
24.60%
Revenue per employee (TTM)
€797,180
Management effectiveness
Return on assets (TTM)
4.17%
Return on equity (TTM)
12.99%
Valuation
Price to earnings (TTM)
20.611
Price to revenue (TTM)
2.501
Price to book
2.72
Price to tangible book (TTM)
16.46
Price to free cash flow (TTM)
13.934
Free cash flow yield (TTM)
7.18%
Free cash flow per share (TTM)
1.613
Dividend yield (TTM)
4.77%
Growth
Revenue change (TTM)
-1.68%
Earnings per share change (TTM)
14.94%
3-year revenue growth (CAGR)
9.79%
10-year revenue growth (CAGR)
8.78%
3-year earnings per share growth (CAGR)
21.78%
10-year earnings per share growth (CAGR)
0.08%
3-year dividend per share growth (CAGR)
15.07%
10-year dividend per share growth (CAGR)
-0.37%
Bulls say / Bears say
Tryg's Q2 2025 insurance service result climbed 4.3% year-over-year to DKK 2.31 billion, driven by disciplined pricing actions, particularly in Norway (Reuters)
The group's underlying claims ratio improved by 30 basis points to 63.7% in Q2 2025, underscoring enhanced claims management and underwriting discipline across its segments (Reuters)
Tryg shares opened at DKK 167.20 on the day of its Q2 results and closed 0.68% higher, reflecting investor confidence in its operational momentum (Reuters)
The combined ratio in Q2 2025 increased to 77.2% from 76.8% in the prior-year quarter as large claims normalized, indicating potential volatility in underwriting margins (Reuters)
Tryg's commercial segment insurance service result dipped year-on-year in Q2 2025 due to normalization of large losses after an exceptionally benign prior period, signaling headwinds in its corporate lines portfolio (Reuters)
Investment income plunged to DKK 110 million in Q2 2025 from DKK 538 million a year earlier, eroding non-underwriting profitability amid market volatility (Tryg A/S)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Tryg A/S stock?
Tryg A/S (TRYG) has a market cap of €14B as of September 15, 2025.
What is the P/E ratio for Tryg A/S stock?
The price to earnings (P/E) ratio for Tryg A/S (TRYG) stock is 20.61 as of September 15, 2025.
Does Tryg A/S stock pay dividends?
Yes, the Tryg A/S (TRYG) stock pays dividends to shareholders. As of September 15, 2025, the dividend rate is €1.07182 and the yield is 4.77%. Tryg A/S has a payout ratio of 96.49% on a trailing twelve-month basis.
When is the next Tryg A/S dividend payment date?
The next Tryg A/S (TRYG) dividend payment date is unconfirmed.
What is the beta indicator for Tryg A/S?
Tryg A/S (TRYG) has a beta rating of 0.13. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.