Timberland/$TSBK
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Timberland
Timberland Bancorp Inc is a bank holding company for Timberland Bank. The bank offers banking services including personal checking and savings accounts, debit cards, health savings accounts, online and mobile banking, online bill pay, 24-hour phone banking, and Zelle. Business services include business checking accounts, online banking, remote deposit, ACH transactions, Autobooks, and insured cash sweep services. The bank also provides lending services such as personal credit cards, home loans, home equity borrowing, construction loans, and SBA loans. In addition, it offers loans to real estate, including residential and commercial real estate, multi-family construction loans, one- to four-family residential loans, multi-family loans, commercial real estate loans, and land loans.
- Ticker
- $TSBK
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 276
- Headquarters
- Hoquiam, United States
- Website
- www.timberlandbank.com
Timberland Metrics
BasicAdvanced
$354M
11.40
$3.99
0.29
$1.16
2.64%
Price and volume
Market cap
$354M
Beta
0.29
52-week high
$49.38
52-week low
$30.93
Average daily volume
34K
Dividend rate
$1.16
Financial strength
Dividend payout ratio (TTM)
27.98%
Profitability
Net profit margin (TTM)
36.72%
Operating margin (TTM)
47.44%
Effective tax rate (TTM)
19.49%
Revenue per employee (TTM)
$310,000
Management effectiveness
Return on assets (TTM)
1.57%
Return on equity (TTM)
11.89%
Valuation
Price to earnings (TTM)
11.398
Price to revenue (TTM)
4.167
Price to book
1.29
Price to tangible book (TTM)
1.37
Price to free cash flow (TTM)
12.299
Free cash flow yield (TTM)
8.13%
Free cash flow per share (TTM)
3.699
Dividend yield (TTM)
2.55%
Forward dividend yield
2.64%
Growth
Revenue change (TTM)
9.56%
Earnings per share change (TTM)
17.37%
3-year revenue growth (CAGR)
3.62%
3-year earnings per share growth (CAGR)
6.31%
10-year earnings per share growth (CAGR)
10.58%
3-year dividend per share growth (CAGR)
7.56%
10-year dividend per share growth (CAGR)
14.08%
Bulls say / Bears say
Third-quarter net income rose 9% year on year to $7.72 million and diluted EPS rose 9% to $0.98; nine-month net income increased 11%. The figures show solid recent earnings momentum. (GlobeNewswire)
Net loans grew 3% quarter on quarter and 4% year on year, while deposits increased 6% year on year to $1.76 billion. Healthy lending demand and deposit growth give Timberland room to expand its balance sheet. (GlobeNewswire)
Capital strength is supporting shareholder returns: the board raised the quarterly dividend by 3% to $0.30, marking the 55th consecutive quarterly payout, while the bank repurchased 70,000 shares in the quarter. (GlobeNewswire)
Asset quality is weaker than a year ago: non-performing assets were 0.43% of assets versus 0.21%, while total delinquent and non-accrual loans were up 41% year on year. A further deterioration would raise credit costs and pressure earnings. (GlobeNewswire, StockTitan)
Loan growth is concentrated in commercial real estate and construction, which drove most of the $44.8 million quarterly increase. That mix could make Timberland more sensitive to a property-market downturn. (StockTitan, GlobeNewswire)
Rate cuts remain a margin risk. In April, management said Federal Reserve cuts were beginning to affect the margin more directly; although third-quarter net interest margin recovered to 3.85%, continued pressure on asset yields could slow profit growth. (GlobeNewswire, GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 29 Sept 2026.
Timberland Financial Performance
Revenues and expenses
Upcoming events
No upcoming events
Funds containing Timberland
AllEURGBP
Fund name | Fund size | $TSBK weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.00% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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