TWFG, Inc./$TWFG
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About TWFG, Inc.
TWFG Inc is a independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
Ticker
$TWFG
Sector
Primary listing
Employees
-
Headquarters
Website
TWFG, Inc. Metrics
BasicAdvanced
$398M
96.53
$0.27
-
-
Price and volume
Market cap
$398M
52-week high
$36.85
52-week low
$24.50
Average daily volume
166K
Financial strength
Current ratio
4.594
Quick ratio
4.283
Long term debt to equity
2.936
Total debt to equity
4.753
Dividend payout ratio (TTM)
256.14%
Interest coverage (TTM)
39.69%
Profitability
EBITDA (TTM)
38.129
Gross margin (TTM)
84.60%
Net profit margin (TTM)
2.76%
Operating margin (TTM)
11.97%
Effective tax rate (TTM)
8.23%
Management effectiveness
Return on assets (TTM)
6.55%
Return on equity (TTM)
17.33%
Valuation
Price to earnings (TTM)
96.528
Price to revenue (TTM)
2.653
Price to book
5.02
Price to tangible book (TTM)
-8.37
Price to free cash flow (TTM)
-296.39
Free cash flow yield (TTM)
-0.34%
Free cash flow per share (TTM)
-0.089
Growth
Revenue change (TTM)
17.62%
Earnings per share change (TTM)
-101.34%
Bulls say / Bears say
Total revenue grew 13.8% year-over-year to $60.3 million in Q2 2025, and adjusted EBITDA rose 40.7% to $15.1 million, highlighting strong profitability growth (GlobeNewswire)
Total written premiums increased 14.4% to $450.3 million in Q2 2025, demonstrating strong new business generation and solid carrier partnerships (GlobeNewswire)
Strategic M&A and branch expansion continued in Q2 2025 with four acquisitions, nine new retail branches, and entry into Kentucky with five new corporate locations to drive future growth (GlobeNewswire)
Organic revenue growth rate slowed to 10.6% in Q2 2025 from 14.3% in Q1 2025, showing a deceleration in core revenue growth as new agent productivity returns to normal levels (GlobeNewswire) (GlobeNewswire)
Salaries and employee benefits jumped 39.3% year-over-year to $9.5 million and administrative expenses rose 44.2% to $5.4 million in Q2 2025, pointing to growing cost pressures that could impact profitability (GlobeNewswire)
Cash and cash equivalents declined to $159.8 million at June 30, 2025 from $196.4 million at March 31, 2025, reflecting significant cash outflows from acquisitions and branch expansion, which could strain liquidity if growth slows (GlobeNewswire) (GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
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FAQs
What’s the current market cap for TWFG, Inc. stock?
TWFG, Inc. (TWFG) has a market cap of $398M as of September 05, 2025.
What is the P/E ratio for TWFG, Inc. stock?
The price to earnings (P/E) ratio for TWFG, Inc. (TWFG) stock is 96.53 as of September 05, 2025.
Does TWFG, Inc. stock pay dividends?
No, TWFG, Inc. (TWFG) stock does not pay dividends to its shareholders as of September 05, 2025.
When is the next TWFG, Inc. dividend payment date?
TWFG, Inc. (TWFG) stock does not pay dividends to its shareholders.
What is the beta indicator for TWFG, Inc.?
TWFG, Inc. (TWFG) does not currently have a Beta indicator.