United Security Bank/$UBFO
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About United Security Bank
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, Santa Clara, and Kern counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machine services, wire transfers, money market accounts, various types of consumer and commercial loans, mobile banking, and wealth management services, among others. The company's primary sources of revenue are interest income from loans and investment securities.
Ticker
$UBFO
Sector
Primary listing
Employees
113
Headquarters
Website
UBFO Metrics
BasicAdvanced
$185M
15.18
$0.69
0.29
$0.48
4.57%
Price and volume
Market cap
$185M
Beta
0.29
52-week high
$11.52
52-week low
$7.32
Average daily volume
36K
Dividend rate
$0.48
Financial strength
Dividend payout ratio (TTM)
68.24%
Profitability
Net profit margin (TTM)
25.45%
Operating margin (TTM)
37.42%
Effective tax rate (TTM)
26.40%
Revenue per employee (TTM)
$430,000
Management effectiveness
Return on assets (TTM)
1.00%
Return on equity (TTM)
9.10%
Valuation
Price to earnings (TTM)
15.181
Price to revenue (TTM)
3.808
Price to book
1.32
Price to tangible book (TTM)
1.37
Price to free cash flow (TTM)
9.297
Free cash flow yield (TTM)
10.76%
Free cash flow per share (TTM)
1.13
Dividend yield (TTM)
4.57%
Forward dividend yield
4.57%
Growth
Revenue change (TTM)
-0.65%
Earnings per share change (TTM)
-18.60%
3-year revenue growth (CAGR)
1.56%
3-year earnings per share growth (CAGR)
-9.04%
10-year earnings per share growth (CAGR)
5.64%
3-year dividend per share growth (CAGR)
2.94%
UBFO News
AllArticlesVideos
Community West Bancshares Completes Merger With United Security Bancshares, Creating a Stronger Community Bank in Central California
Business Wire·2 weeks ago
Community West Bancshares Receives Regulatory Approvals to Merge With United Security Bancshares
Business Wire·1 month ago
United Security Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of United Security Bancshares - UBFO
Business Wire·1 month ago
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for United Security Bank stock?
United Security Bank (UBFO) has a market cap of $185M as of April 17, 2026.
What is the P/E ratio for United Security Bank stock?
The price to earnings (P/E) ratio for United Security Bank (UBFO) stock is 15.18 as of April 17, 2026.
Does United Security Bank stock pay dividends?
Yes, the United Security Bank (UBFO) stock pays dividends to shareholders. As of April 17, 2026, the dividend rate is $0.48 and the yield is 4.57%. United Security Bank has a payout ratio of 68.24% on a trailing twelve-month basis.
When is the next United Security Bank dividend payment date?
The next United Security Bank (UBFO) dividend payment date is unconfirmed.
What is the beta indicator for United Security Bank?
United Security Bank (UBFO) has a beta rating of 0.29. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.