United Security Bank/$UBFO
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About United Security Bank
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, Santa Clara, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
Ticker
$UBFO
Sector
Primary listing
Employees
114
Headquarters
Website
UBFO Metrics
BasicAdvanced
$156M
13.79
$0.65
0.37
$0.48
5.36%
Price and volume
Market cap
$156M
Beta
0.37
52-week high
$9.99
52-week low
$7.32
Average daily volume
21K
Dividend rate
$0.48
Financial strength
Dividend payout ratio (TTM)
74.56%
Profitability
Net profit margin (TTM)
25.04%
Operating margin (TTM)
34.56%
Effective tax rate (TTM)
26.43%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
0.92%
Return on equity (TTM)
8.54%
Valuation
Price to earnings (TTM)
13.787
Price to revenue (TTM)
3.452
Price to book
1.17
Price to tangible book (TTM)
1.21
Price to free cash flow (TTM)
7.48
Free cash flow yield (TTM)
13.37%
Free cash flow per share (TTM)
1.197
Dividend yield (TTM)
5.36%
Forward dividend yield
5.36%
Growth
Revenue change (TTM)
-14.52%
Earnings per share change (TTM)
-36.98%
3-year revenue growth (CAGR)
3.91%
3-year earnings per share growth (CAGR)
-2.01%
10-year earnings per share growth (CAGR)
5.28%
3-year dividend per share growth (CAGR)
2.94%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
FAQs
What’s the current market cap for United Security Bank stock?
United Security Bank (UBFO) has a market cap of $156M as of October 13, 2025.
What is the P/E ratio for United Security Bank stock?
The price to earnings (P/E) ratio for United Security Bank (UBFO) stock is 13.79 as of October 13, 2025.
Does United Security Bank stock pay dividends?
Yes, the United Security Bank (UBFO) stock pays dividends to shareholders. As of October 13, 2025, the dividend rate is $0.48 and the yield is 5.36%. United Security Bank has a payout ratio of 74.56% on a trailing twelve-month basis.
When is the next United Security Bank dividend payment date?
The next United Security Bank (UBFO) dividend payment is scheduled for October 21, 2025.
What is the beta indicator for United Security Bank?
United Security Bank (UBFO) has a beta rating of 0.37. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.