United Bank/$UBSI
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About United Bank
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which accepts deposits, makes loans (for personal, credit card, commercial, and construction uses), provides brokerage services, safe deposit boxes, and related services.
Ticker
$UBSI
Sector
Primary listing
Employees
2,553
Headquarters
Website
United Bank Metrics
BasicAdvanced
$5.2B
12.97
$2.84
0.81
$1.48
4.02%
Price and volume
Market cap
$5.2B
Beta
0.81
52-week high
$43.21
52-week low
$30.51
Average daily volume
544K
Dividend rate
$1.48
Financial strength
Dividend payout ratio (TTM)
51.74%
Profitability
Net profit margin (TTM)
36.85%
Operating margin (TTM)
49.29%
Effective tax rate (TTM)
21.06%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
1.26%
Return on equity (TTM)
7.72%
Valuation
Price to earnings (TTM)
12.967
Price to revenue (TTM)
4.767
Price to book
0.97
Price to tangible book (TTM)
1.56
Price to free cash flow (TTM)
10.88
Free cash flow yield (TTM)
9.19%
Free cash flow per share (TTM)
3.386
Dividend yield (TTM)
4.02%
Forward dividend yield
4.02%
Growth
Revenue change (TTM)
5.86%
Earnings per share change (TTM)
7.20%
3-year revenue growth (CAGR)
2.26%
3-year earnings per share growth (CAGR)
3.37%
10-year earnings per share growth (CAGR)
3.78%
3-year dividend per share growth (CAGR)
1.15%
10-year dividend per share growth (CAGR)
1.46%
What the Analysts think about United Bank
Analyst ratings (Buy, Hold, Sell) for United Bank stock.
Bulls say / Bears say
Completion of the Piedmont Bancorp acquisition expanded United Bankshares’ footprint into the high-growth Atlanta market and increased consolidated assets to more than $32 billion, strengthening its regional presence and balance sheet (Reuters).
United Bankshares reported record second-quarter 2025 earnings of $120.7 million, or $0.85 per diluted share, representing a 19.7% year-over-year increase in EPS and demonstrating strong growth in both organic and acquired loans (Nasdaq).
The company holds a strong capital position with an estimated Common Equity Tier 1 ratio of 15.8% as of June 30, 2025, well above the 6.5% minimum required to be considered well-capitalized, ensuring financial flexibility for continued growth and regulatory compliance (Nasdaq).
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
United Bank Financial Performance
Revenues and expenses
United Bank Earnings Performance
Company profitability
United Bank News
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for United Bank stock?
United Bank (UBSI) has a market cap of $5.2B as of September 18, 2025.
What is the P/E ratio for United Bank stock?
The price to earnings (P/E) ratio for United Bank (UBSI) stock is 12.97 as of September 18, 2025.
Does United Bank stock pay dividends?
Yes, the United Bank (UBSI) stock pays dividends to shareholders. As of September 18, 2025, the dividend rate is $1.48 and the yield is 4.02%. United Bank has a payout ratio of 51.74% on a trailing twelve-month basis.
When is the next United Bank dividend payment date?
The next United Bank (UBSI) dividend payment date is unconfirmed.
What is the beta indicator for United Bank?
United Bank (UBSI) has a beta rating of 0.81. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.