United Fire Group/$UFCS
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About United Fire Group
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
Ticker
$UFCS
Sector
Primary listing
Employees
877
Headquarters
Website
UFCS Metrics
BasicAdvanced
$789M
8.84
$3.51
0.57
$0.64
2.07%
Price and volume
Market cap
$789M
Beta
0.57
52-week high
$32.13
52-week low
$19.19
Average daily volume
131K
Dividend rate
$0.64
Financial strength
Current ratio
0.38
Quick ratio
0.267
Long term debt to equity
13.854
Total debt to equity
13.854
Dividend payout ratio (TTM)
17.70%
Interest coverage (TTM)
12.64%
Profitability
EBITDA (TTM)
132.381
Gross margin (TTM)
9.49%
Net profit margin (TTM)
6.94%
Operating margin (TTM)
9.25%
Effective tax rate (TTM)
20.54%
Revenue per employee (TTM)
$1,510,000
Management effectiveness
Return on assets (TTM)
2.22%
Return on equity (TTM)
11.68%
Valuation
Price to earnings (TTM)
8.835
Price to revenue (TTM)
0.614
Price to book
0.93
Price to tangible book (TTM)
0.93
Price to free cash flow (TTM)
2.696
Free cash flow yield (TTM)
37.09%
Free cash flow per share (TTM)
11.486
Dividend yield (TTM)
2.07%
Forward dividend yield
2.07%
Growth
Revenue change (TTM)
13.91%
Earnings per share change (TTM)
143.32%
3-year revenue growth (CAGR)
10.30%
10-year revenue growth (CAGR)
3.04%
3-year earnings per share growth (CAGR)
10.72%
10-year earnings per share growth (CAGR)
1.85%
3-year dividend per share growth (CAGR)
1.61%
10-year dividend per share growth (CAGR)
-2.45%
What the Analysts think about UFCS
Analyst ratings (Buy, Hold, Sell) for United Fire Group stock.
Bulls say / Bears say
The second quarter combined ratio improved 9.2 points to 96.4%, marking the best second quarter underwriting performance in over a decade (GlobeNewswire).
Net written premium climbed 14% year-over-year to a record $372.9 million in Q2 2025, driven by strong core commercial lines growth (GlobeNewswire).
Book value per share rose by $2.38 to $33.18 as of June 30, 2025, a 7.7% increase since December 31, 2024, reflecting robust capital generation (GlobeNewswire).
First quarter combined ratio ticked up 0.5 points to 99.4%, signaling underwriting margins remain under pressure as industry catastrophe losses and expense investments persist (GlobeNewswire).
United Fire Group’s July 10, 2025 private placement of $30 million 9.0% senior unsecured notes increases leverage and locks in high interest expense over the long term (GlobeNewswire).
The first quarter catastrophe loss ratio stood at 5.0%, including a 2.6-point impact from California wildfires, underscoring ongoing vulnerability to severe weather events (GlobeNewswire).
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
UFCS Financial Performance
Revenues and expenses
UFCS Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
Sept12
United Fire Group
DividendPayment
$0.16Per share
FAQs
What’s the current market cap for United Fire Group stock?
United Fire Group (UFCS) has a market cap of $789M as of September 10, 2025.
What is the P/E ratio for United Fire Group stock?
The price to earnings (P/E) ratio for United Fire Group (UFCS) stock is 8.84 as of September 10, 2025.
Does United Fire Group stock pay dividends?
Yes, the United Fire Group (UFCS) stock pays dividends to shareholders. As of September 10, 2025, the dividend rate is $0.64 and the yield is 2.07%. United Fire Group has a payout ratio of 17.7% on a trailing twelve-month basis.
When is the next United Fire Group dividend payment date?
The next United Fire Group (UFCS) dividend payment is scheduled for September 12, 2025.
What is the beta indicator for United Fire Group?
United Fire Group (UFCS) has a beta rating of 0.57. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.