United Fire Group/$UFCS
1D1W1MYTD1Y5YMAX
Capital at risk
About United Fire Group
United Fire Group Inc is engaged in the business of writing property and casualty insurance and selling annuities through a network of independent agencies. The company's only operating segment is property and casualty insurance, which includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The primary source of revenue is premium and investment income.
- Ticker
- $UFCS
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 846
- Headquarters
- Cedar Rapids, United States
- Website
- www.ufginsurance.com
UFCS Metrics
BasicAdvanced
$1.4B
10.16
$5.39
0.51
$0.56
1.46%
Price and volume
Market cap
$1.4B
Beta
0.51
52-week high
$56.74
52-week low
$29.74
Average daily volume
143K
Dividend rate
$0.56
Financial strength
Current ratio
0.356
Quick ratio
0.256
Long term debt to equity
0.15
Total debt to equity
0.15
Dividend payout ratio (TTM)
13.07%
Interest coverage (TTM)
14.96%
Profitability
EBITDA (TTM)
201.135
Gross margin (TTM)
12.87%
Net profit margin (TTM)
9.57%
Operating margin (TTM)
12.87%
Effective tax rate (TTM)
20.29%
Revenue per employee (TTM)
$1,740,000
Management effectiveness
Return on assets (TTM)
3.09%
Return on equity (TTM)
15.46%
Valuation
Price to earnings (TTM)
10.162
Price to revenue (TTM)
0.951
Price to book
1.44
Price to tangible book (TTM)
1.44
Price to free cash flow (TTM)
5.221
Free cash flow yield (TTM)
19.15%
Free cash flow per share (TTM)
10.501
Dividend yield (TTM)
1.02%
Forward dividend yield
1.46%
Growth
Revenue change (TTM)
11.36%
Earnings per share change (TTM)
53.82%
3-year revenue growth (CAGR)
11.95%
10-year revenue growth (CAGR)
3.78%
3-year earnings per share growth (CAGR)
32.37%
10-year earnings per share growth (CAGR)
6.13%
3-year dividend per share growth (CAGR)
4.00%
10-year dividend per share growth (CAGR)
-2.31%
What the Analysts think about UFCS
Analyst ratings (Buy, Hold, Sell) for United Fire Group stock.
Analyst projections of the future price of United Fire Group stock.
Bulls say / Bears say
Record Q2 2026 net income of $33.4 million, up 45% year-over-year, driven by robust underwriting gains and investment income. (SEC Q2 Press Release)
The combined ratio improved 1.1 points to 95.3% in Q2 2026, the best second-quarter performance in more than 15 years, reflecting disciplined underwriting. (SEC Q2 Press Release)
Net investment income soared 33% to $28.9 million in Q2 2026, marking the highest investment earnings in over a decade. (SEC Q2 Press Release)
Underlying combined ratio in Q2 2026 edged up 0.1 points to 92.6%, indicating slight deterioration in core underwriting efficiency. (SEC Q2 Press Release)
UFG may be unable to secure adequate reinsurance capacity at reasonable cost, exposing the company to higher net claims or limiting underwriting capacity. (SEC Q1 2026 10-Q Risk Factors)
The business is exposed to unpredictable natural catastrophe risks and social inflation trends, which could materially increase claims costs and erode underwriting profitability. (SEC Q1 2026 10-Q Risk Factors)
Data summarised monthly by Lightyear AI. Last updated on 31 Aug 2026.
UFCS Financial Performance
Revenues and expenses
UFCS Earnings Performance
Company profitability
Upcoming events
UFCS News
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Funds containing UFCS
AllUSDGBPEUR
Fund name | Fund size | $UFCS weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.07% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.07% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.04% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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