UMB Financial/$UMBF
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About UMB Financial
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
Ticker
$UMBF
Sector
Primary listing
Industry
Banks
Headquarters
Employees
3,698
ISIN
US9027881088
Website
UMB Financial Metrics
BasicAdvanced
$8.4B
14.29
$7.71
0.73
$1.59
1.45%
Price and volume
Market cap
$8.4B
Beta
0.73
52-week high
$126.60
52-week low
$82.00
Average daily volume
618K
Dividend rate
$1.59
Financial strength
Dividend payout ratio (TTM)
21.40%
Profitability
Net profit margin (TTM)
24.88%
Operating margin (TTM)
32.85%
Effective tax rate (TTM)
17.61%
Revenue per employee (TTM)
$450,000
Management effectiveness
Return on assets (TTM)
0.72%
Return on equity (TTM)
8.33%
Valuation
Price to earnings (TTM)
14.294
Price to revenue (TTM)
3.515
Price to book
1.26
Price to tangible book (TTM)
1.95
Price to free cash flow (TTM)
11.614
Free cash flow yield (TTM)
8.61%
Free cash flow per share (TTM)
948.97%
Dividend yield (TTM)
1.44%
Forward dividend yield
1.45%
Growth
Revenue change (TTM)
13.44%
Earnings per share change (TTM)
2.38%
3-year revenue growth (CAGR)
8.63%
3-year earnings per share growth (CAGR)
0.92%
10-year earnings per share growth (CAGR)
10.39%
3-year dividend per share growth (CAGR)
3.38%
10-year dividend per share growth (CAGR)
5.56%
What the Analysts think about UMB Financial
Analyst ratings (Buy, Hold, Sell) for UMB Financial stock.
Bulls say / Bears say
UMB Financial's acquisition of Heartland Financial USA, Inc. in January 2025 expanded its assets to approximately $68 billion and extended its geographic footprint from 8 to 13 states, enhancing its market presence and growth potential. (stocktitan.net)
The company reported a 41.4% year-on-year revenue increase in Q1 2025, with sales reaching $563.8 million, surpassing analyst expectations and indicating strong financial performance. (stockstory.org)
UMB Financial has consistently increased its dividends, with the most recent hike to $0.39 per share announced in November 2023, reflecting a commitment to returning value to shareholders. (simplywall.st)
Despite strong Q1 2025 earnings, UMB Financial's stock declined following the announcement of a $2 billion all-stock acquisition of Heartland Financial, suggesting investor concerns over the deal's impact. (benzinga.com)
The company faces intense competition from FinTech companies and online service providers, which could pressure traditional banks like UMB Financial. (nasdaq.com)
UMB Financial's non-interest expenses have been rising, with a compound annual growth rate of 6.4% over the last four years, potentially impacting profitability. (nasdaq.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
UMB Financial Financial Performance
Revenues and expenses
UMB Financial Earnings Performance
Company profitability
UMB Financial News
AllArticlesVideos
UMB Announces Conference Call to Discuss Second Quarter 2025 Results
Business Wire·6 days ago
UMB Financial Corporation Announces Pricing of an Underwritten Offering of 12,000,000 Depositary Shares Representing Interests in Its Series B Preferred Stock
Business Wire·2 months ago
UMB Financial Corporation Announces Launch of an Underwritten Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock
Business Wire·2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for UMB Financial stock?
UMB Financial (UMBF) has a market cap of $8.4B as of July 15, 2025.
What is the P/E ratio for UMB Financial stock?
The price to earnings (P/E) ratio for UMB Financial (UMBF) stock is 14.29 as of July 15, 2025.
Does UMB Financial stock pay dividends?
Yes, the UMB Financial (UMBF) stock pays dividends to shareholders. As of July 15, 2025, the dividend rate is $1.59 and the yield is 1.45%. UMB Financial has a payout ratio of 21.4% on a trailing twelve-month basis.
When is the next UMB Financial dividend payment date?
The next UMB Financial (UMBF) dividend payment date is unconfirmed.
What is the beta indicator for UMB Financial?
UMB Financial (UMBF) has a beta rating of 0.73. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.