UnitedHealth/$UNH
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About UnitedHealth
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
- Ticker
- $UNH
- Sector
- Health
- Primary listing
- NYSE
- Employees
- 390,000
- Headquarters
- Eden Prairie, United States
- Website
- www.unitedhealthgroup.com
UnitedHealth Metrics
BasicAdvanced
$365B
23.26
$17.50
0.61
$9.06
2.28%
Price and volume
Market cap
$365B
Beta
0.61
52-week high
$461.62
52-week low
$255.97
Average daily volume
5.5M
Dividend rate
$9.06
Financial strength
Current ratio
0.739
Quick ratio
0.424
Long term debt to equity
0.651
Total debt to equity
0.704
Dividend payout ratio (TTM)
51.45%
Interest coverage (TTM)
6.84%
Profitability
EBITDA (TTM)
28,903
Gross margin (TTM)
20.05%
Net profit margin (TTM)
3.53%
Operating margin (TTM)
5.85%
Effective tax rate (TTM)
15.54%
Revenue per employee (TTM)
$1,150,000
Management effectiveness
Return on assets (TTM)
5.24%
Return on equity (TTM)
15.77%
Valuation
Price to earnings (TTM)
23.261
Price to revenue (TTM)
0.817
Price to book
3.53
Price to tangible book (TTM)
3.53
Price to free cash flow (TTM)
16.109
Free cash flow yield (TTM)
6.21%
Free cash flow per share (TTM)
25.264
Dividend yield (TTM)
2.23%
Forward dividend yield
2.28%
Growth
Revenue change (TTM)
3.42%
Earnings per share change (TTM)
-8.96%
3-year revenue growth (CAGR)
7.73%
10-year revenue growth (CAGR)
9.54%
3-year earnings per share growth (CAGR)
-8.76%
10-year earnings per share growth (CAGR)
9.96%
3-year dividend per share growth (CAGR)
-32.10%
10-year dividend per share growth (CAGR)
-0.18%
What the Analysts think about UnitedHealth
Analyst ratings (Buy, Hold, Sell) for UnitedHealth stock.
Analyst projections of the future price of UnitedHealth stock.
Bulls say / Bears say
UnitedHealth beat third-quarter earnings expectations and lifted its 2026 adjusted earnings forecast to at least $20.50 per share. The repeated upgrades suggest its turnaround is gaining traction. (CNBC)
Optum Health’s operating profit rose to $735 million from $41 million a year earlier as cost controls and operating changes took hold. A recovery in this major services business could strengthen earnings beyond the insurance arm. (UnitedHealth Group)
UnitedHealthcare expects Medicare Advantage margins to finish 2026 in the upper half of its 2%–4% target range after repricing and exiting less profitable plans. Its focus on higher-value plans for 2027 offers a route to further margin improvement, even if enrolment growth is modest. (Healthcare Dive)
UnitedHealthcare has lost a substantial number of Medicare Advantage members and is cutting plans and benefits further. The share of members in plans rated four stars or better also fell, which could weaken future bonus revenue and competitiveness. (Healthcare Dive)
Medical costs remain above historical levels, with expensive specialty drugs and provider claims adding pressure. UnitedHealth’s CFO said out-of-network arbitration under the No Surprises Act adds at least one percentage point to medical costs. (CNBC)
Texas has opened an investigation into allegations that UnitedHealth used deceptive practices and denied medically necessary care. The allegations are not established findings, but the inquiry adds regulatory and reputational risk. (The Wall Street Journal)
Data summarised monthly by Lightyear AI. Last updated on 20 Oct 2026.
UnitedHealth Financial Performance
Revenues and expenses
UnitedHealth Earnings Performance
Company profitability
Upcoming events
No upcoming events
UnitedHealth News
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Funds containing UnitedHealth
AllUSDEURGBP
Fund name | Fund size | $UNH weighting |
|---|---|---|
Invesco Health Care S&P US Select Sector£XLVP | $552M | 5.70% |
Invesco Health Care S&P US Select Sector$XLVS | $552M | 5.70% |
iShares S&P 500 Health Care Sector€IUHE | €125M | 5.52% |
iShares Dow Jones Industrial Average€EXI3 | €315M | 4.65% |
SPDR MSCI World Health Care$WHEA | $708M | 4.12% |
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