Unicaja Banco/€UNI
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09:10
12:45
16:25
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About Unicaja Banco
Unicaja Banco SA, trading under the ticker UNI, is a Spanish financial institution primarily engaged in the banking sector. Founded in 1991 and headquartered in Malaga, Spain, the bank operates through a network of branches across the country, offering a range of banking products and services. These services include personal and business banking, loans, mortgages, and asset management, catering to both individual and corporate clients.
Ticker
€UNI
Sector
Primary listing
BME
Industry
Banks
Headquarters
Employees
7,576
Website
Unicaja Banco Metrics
BasicAdvanced
€5.9B
-
-
0.73
€0.11
4.70%
Price and volume
Market cap
€5.9B
Beta
0.73
52-week high
€2.32
52-week low
€1.05
Average daily volume
5M
Dividend rate
€0.11
Financial strength
Profitability
Net profit margin (TTM)
31.03%
Operating margin (TTM)
48.95%
Effective tax rate (TTM)
28.32%
Revenue per employee (TTM)
€260,000
Management effectiveness
Return on assets (TTM)
0.65%
Return on equity (TTM)
9.06%
Valuation
Dividend yield (TTM)
4.70%
Growth
Revenue change (TTM)
23.20%
3-year revenue growth (CAGR)
16.87%
3-year dividend per share growth (CAGR)
77.51%
10-year dividend per share growth (CAGR)
16.64%
What the Analysts think about Unicaja Banco
Analyst ratings (Buy, Hold, Sell) for Unicaja Banco stock.
Bulls say / Bears say
Unicaja Banco reported a 42% year-on-year increase in net income for Q1 2025, reaching €158 million, surpassing analyst expectations. (Smartkarma)
The bank successfully completed a €100 million share buyback program, repurchasing approximately 3.14% of its share capital, indicating strong financial health and commitment to shareholder value. (TipRanks)
Unicaja Banco relaunched its private banking division with over 100 specialized managers and plans to expand this team over the next three years, aiming to enhance services for high-net-worth clients. (Cadena SER)
Despite strong net income growth, Unicaja Banco's net interest income declined by 5.4% year-on-year in Q1 2025, highlighting potential challenges in maintaining core revenue streams. (Smartkarma)
Deutsche Bank downgraded Unicaja Banco to 'Hold' from 'Buy', citing concerns over potential headwinds related to net interest income due to increased competition in lending and deposits. (TipRanks)
Unicaja Banco's shares have shown limited movement, with a 1.15% increase on April 25, 2025, and low trading volumes, indicating potential investor apathy and liquidity concerns. (Ainvest)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
Unicaja Banco Financial Performance
Revenues and expenses
Unicaja Banco Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Unicaja Banco stock?
Unicaja Banco (UNI) has a market cap of €5.9B as of August 01, 2025.
What is the P/E ratio for Unicaja Banco stock?
The price to earnings (P/E) ratio for Unicaja Banco (UNI) stock is 0 as of August 01, 2025.
Does Unicaja Banco stock pay dividends?
Yes, the Unicaja Banco (UNI) stock pays dividends to shareholders. As of August 01, 2025, the dividend rate is €0.1084 and the yield is 4.7%. Unicaja Banco has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Unicaja Banco dividend payment date?
The next Unicaja Banco (UNI) dividend payment date is unconfirmed.
What is the beta indicator for Unicaja Banco?
Unicaja Banco (UNI) has a beta rating of 0.73. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.