Unicaja Banco/€UNI

05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX

About Unicaja Banco

Unicaja Banco SA, trading under the ticker UNI, is a Spanish financial institution primarily engaged in the banking sector. Founded in 1991 and headquartered in Malaga, Spain, the bank operates through a network of branches across the country, offering a range of banking products and services. These services include personal and business banking, loans, mortgages, and asset management, catering to both individual and corporate clients.

Ticker

€UNI
Sector

Primary listing

BME

Employees

7,576

Unicaja Banco Metrics

BasicAdvanced
€5.9B
9.74
€0.24
0.63
€0.16
7.02%

What the Analysts think about Unicaja Banco

Analyst ratings (Buy, Hold, Sell) for Unicaja Banco stock.

Bulls say / Bears say

Unicaja upgraded its full-year net interest income guidance to above €1.45 billion from €1.4 billion after Q2 results beat consensus, underscoring stronger margins than previously expected (Reuters )
Total fee income rose 3.5% year-on-year in Q2, prompting management to lift its fee growth forecast to low single digits for 2025, a notable upgrade from a prior “flattish” outlook (Reuters )
New business and consumer lending surged 43% and 40% respectively in Q2, reflecting robust commercial momentum under Unicaja’s 2025 strategic plan to diversify revenue streams (Reuters )
Q2 net profit fell 2.4% year-on-year to €179 million, weighed down by a €5 million banking levy charge and reduced lending income despite beating forecasts (Reuters )
Net interest income declined 2.5% year-on-year to €374 million in Q2, reflecting mounting margin pressure from lower market interest rates (Reuters )
The bank’s performing loan book was almost flat year-on-year in Q2, rising just 3.5% quarter-on-quarter, indicating sluggish credit demand in a challenging economic environment (Reuters )
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2025.

Unicaja Banco Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Unicaja Banco Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

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