Upstart/$UPST
1D1W1MYTD1Y5YMAX
About Upstart
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
- Ticker
- $UPST
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,405
- Headquarters
- San Mateo, United States
- Website
- www.upstart.com
Upstart Metrics
BasicAdvanced
$3B
58.46
$0.52
2.16
-
Price and volume
Market cap
$3B
Beta
2.16
52-week high
$76.95
52-week low
$23.97
Average daily volume
4.3M
Financial strength
Current ratio
10.455
Quick ratio
2.388
Long term debt to equity
249.276
Total debt to equity
258.011
Interest coverage (TTM)
2.25%
Profitability
EBITDA (TTM)
115.055
Gross margin (TTM)
83.04%
Net profit margin (TTM)
4.69%
Operating margin (TTM)
6.96%
Effective tax rate (TTM)
2.19%
Revenue per employee (TTM)
$920,000
Management effectiveness
Return on assets (TTM)
1.98%
Return on equity (TTM)
7.94%
Valuation
Price to earnings (TTM)
58.462
Price to revenue (TTM)
2.306
Price to book
3.73
Price to tangible book (TTM)
4.37
Price to free cash flow (TTM)
-9.716
Free cash flow yield (TTM)
-10.29%
Free cash flow per share (TTM)
-3.147
Growth
Revenue change (TTM)
45.33%
Earnings per share change (TTM)
-860.93%
3-year revenue growth (CAGR)
31.79%
3-year earnings per share growth (CAGR)
-45.76%
What the Analysts think about Upstart
Analyst ratings (Buy, Hold, Sell) for Upstart stock.
Upstart Financial Performance
Revenues and expenses
Upstart Earnings Performance
Company profitability
Upstart News
AllArticlesVideos
Upstart Co-founder and CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2026
Business Wire18 hours ago
Upstart CEO Outlines AI Lending Growth Push, Targets Profitable Home and Auto Expansion
MarketBeat1 week ago
Upstart Loan Originations Jump 50% as It Preps Bank Launch
PYMNTS3 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.