Upstart/$UPST
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About Upstart
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Ticker
$UPST
Sector
NON_CLASSIFIED
Primary listing
Industry
Consumer Finance
Headquarters
Employees
1,193
ISIN
US91680M1071
Website
Upstart Metrics
BasicAdvanced
$7.5B
-
-$0.74
2.37
-
Price and volume
Market cap
$7.5B
Beta
2.37
52-week high
$96.43
52-week low
$20.60
Average daily volume
6M
Financial strength
Current ratio
21.327
Quick ratio
7.909
Long term debt to equity
213.745
Total debt to equity
215.452
Interest coverage (TTM)
-1.83%
Profitability
EBITDA (TTM)
-51.828
Gross margin (TTM)
79.04%
Net profit margin (TTM)
-8.75%
Operating margin (TTM)
-9.64%
Effective tax rate (TTM)
-0.30%
Revenue per employee (TTM)
$640,000
Management effectiveness
Return on assets (TTM)
-2.16%
Return on equity (TTM)
-10.30%
Valuation
Price to revenue (TTM)
9.424
Price to book
11.01
Price to tangible book (TTM)
13.18
Price to free cash flow (TTM)
62.671
Free cash flow yield (TTM)
1.60%
Free cash flow per share (TTM)
125.03%
Growth
Revenue change (TTM)
31.54%
Earnings per share change (TTM)
-64.29%
3-year revenue growth (CAGR)
-9.99%
3-year earnings per share growth (CAGR)
-23.55%
What the Analysts think about Upstart
Analyst ratings (Buy, Hold, Sell) for Upstart stock.
Upstart Financial Performance
Revenues and expenses
Upstart Earnings Performance
Company profitability
Upstart News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Upstart stock?
Upstart (UPST) has a market cap of $7.5B as of July 21, 2025.
What is the P/E ratio for Upstart stock?
The price to earnings (P/E) ratio for Upstart (UPST) stock is 0 as of July 21, 2025.
Does Upstart stock pay dividends?
No, Upstart (UPST) stock does not pay dividends to its shareholders as of July 21, 2025.
When is the next Upstart dividend payment date?
Upstart (UPST) stock does not pay dividends to its shareholders.
What is the beta indicator for Upstart?
Upstart (UPST) has a beta rating of 2.37. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.