Upstart/$UPST
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About Upstart
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Ticker
$UPST
Sector
Finance
Primary listing
Employees
1,193
Headquarters
Website
Upstart Metrics
BasicAdvanced
$6.1B
-
-$0.07
2.39
-
Price and volume
Market cap
$6.1B
Beta
2.39
52-week high
$96.43
52-week low
$31.40
Average daily volume
6.7M
Financial strength
Current ratio
15.74
Quick ratio
3.784
Long term debt to equity
211.875
Total debt to equity
212.942
Interest coverage (TTM)
-0.46%
Profitability
EBITDA (TTM)
5.517
Gross margin (TTM)
81.17%
Net profit margin (TTM)
-0.72%
Operating margin (TTM)
-1.90%
Effective tax rate (TTM)
-3.82%
Revenue per employee (TTM)
$740,000
Management effectiveness
Return on assets (TTM)
-0.49%
Return on equity (TTM)
-0.96%
Valuation
Price to revenue (TTM)
6.673
Price to book
8.45
Price to tangible book (TTM)
10.02
Price to free cash flow (TTM)
-72.29
Free cash flow yield (TTM)
-1.38%
Free cash flow per share (TTM)
-0.878
Growth
Revenue change (TTM)
53.62%
Earnings per share change (TTM)
-97.06%
3-year revenue growth (CAGR)
-6.30%
3-year earnings per share growth (CAGR)
-58.36%
What the Analysts think about Upstart
Analyst ratings (Buy, Hold, Sell) for Upstart stock.
Upstart Financial Performance
Revenues and expenses
Upstart Earnings Performance
Company profitability
Upstart News
AllArticlesVideos
Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032
Business Wire·12 hours ago
Why Is Upstart Stock Trading Lower On Monday?
Benzinga·24 hours ago
Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032
Business Wire·1 day ago
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Upstart stock?
Upstart (UPST) has a market cap of $6.1B as of August 12, 2025.
What is the P/E ratio for Upstart stock?
The price to earnings (P/E) ratio for Upstart (UPST) stock is 0 as of August 12, 2025.
Does Upstart stock pay dividends?
No, Upstart (UPST) stock does not pay dividends to its shareholders as of August 12, 2025.
When is the next Upstart dividend payment date?
Upstart (UPST) stock does not pay dividends to its shareholders.
What is the beta indicator for Upstart?
Upstart (UPST) has a beta rating of 2.39. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.