Upstart/$UPST
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About Upstart
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
Ticker
$UPST
Sector
Primary listing
Employees
1,405
Headquarters
Website
Upstart Metrics
BasicAdvanced
$2.8bn
71.29
$0.41
2.26
-
Price and volume
Market cap
$2.8bn
Beta
2.26
52-week high
$87.30
52-week low
$23.97
Average daily volume
4.7m
Financial strength
Current ratio
16.458
Quick ratio
2.836
Long term debt to equity
259.861
Total debt to equity
269.844
Interest coverage (TTM)
2.13%
Profitability
EBITDA (TTM)
98.916
Gross margin (TTM)
82.71%
Net profit margin (TTM)
4.21%
Operating margin (TTM)
6.36%
Effective tax rate (TTM)
1.56%
Revenue per employee (TTM)
$840,000
Management effectiveness
Return on assets (TTM)
1.77%
Return on equity (TTM)
7.01%
Valuation
Price to earnings (TTM)
71.294
Price to revenue (TTM)
2.431
Price to book
3.85
Price to tangible book (TTM)
4.57
Price to free cash flow (TTM)
-9.949
Free cash flow yield (TTM)
-10.05%
Free cash flow per share (TTM)
-2.966
Growth
Revenue change (TTM)
54.67%
Earnings per share change (TTM)
-156.18%
3-year revenue growth (CAGR)
21.63%
3-year earnings per share growth (CAGR)
-49.90%
What the Analysts think about Upstart
Analyst ratings (Buy, Hold, Sell) for Upstart stock.
Upstart Financial Performance
Revenues and expenses
Upstart Earnings Performance
Company profitability
Upstart News
AllArticlesVideos
UPST UPCOMING DEADLINE: Faruqi & Faruqi, LLP Reminds Upstart (UPST) Investors of Securities Class Action Deadline on June 8, 2026
Newsfile Corp·2 days ago
ROSEN, TRUSTED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action - UPST
Newsfile Corp·3 days ago
ROSEN, A HIGHLY RECOGNIZED LAW FIRM, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action - UPST
Newsfile Corp·4 days ago
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Upstart stock?
Upstart (UPST) has a market cap of $2.8B as of May 17, 2026.
What is the P/E ratio for Upstart stock?
The price to earnings (P/E) ratio for Upstart (UPST) stock is 71.29 as of May 17, 2026.
Does Upstart stock pay dividends?
No, Upstart (UPST) stock does not pay dividends to its shareholders as of May 17, 2026.
When is the next Upstart dividend payment date?
Upstart (UPST) stock does not pay dividends to its shareholders.
What is the beta indicator for Upstart?
Upstart (UPST) has a beta rating of 2.26. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.