UNIQA Insurance Group AG/€UQA
05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX
About UNIQA Insurance Group AG
UNIQA Insurance Group AG is a major European insurance provider headquartered in Vienna, Austria. The company operates primarily in the insurance industry, offering a comprehensive range of products and services including life, health, and property insurance. It serves customers across multiple segments, focusing on both individual and corporate clients. Founded in 1999 through the merger of Austria Colonia and Bundesländer-Versicherung, UNIQA has established a strong presence in the Central and Eastern European markets. Its strategic positioning is bolstered by a broad geographic footprint, with key markets encompassing Austria and several neighboring countries within the region. The company distinguishes itself through a robust regional network and tailored insurance solutions designed to meet specific market needs.
Ticker
€UQA
Sector
Primary listing
VSE
Employees
14,715
Headquarters
Vienna, Austria
Website
UQA Metrics
BasicAdvanced
€3.9B
10.72
€1.17
0.81
€0.60
4.78%
Price and volume
Market cap
€3.9B
Beta
0.81
52-week high
€13.16
52-week low
€6.71
Average daily volume
11K
Dividend rate
€0.60
Financial strength
Current ratio
528.881
Quick ratio
458.5
Long term debt to equity
51.284
Total debt to equity
51.284
Dividend payout ratio (TTM)
60.79%
Interest coverage (TTM)
5.98%
Profitability
EBITDA (TTM)
449.86
Gross margin (TTM)
15.05%
Net profit margin (TTM)
4.09%
Operating margin (TTM)
3.35%
Effective tax rate (TTM)
21.39%
Revenue per employee (TTM)
€500,000
Management effectiveness
Return on assets (TTM)
0.55%
Return on equity (TTM)
12.31%
Valuation
Price to earnings (TTM)
10.724
Price to revenue (TTM)
0.531
Price to book
1.27
Price to tangible book (TTM)
2.04
Price to free cash flow (TTM)
9.936
Free cash flow yield (TTM)
10.06%
Free cash flow per share (TTM)
1.263
Dividend yield (TTM)
4.78%
Forward dividend yield
4.78%
Growth
Revenue change (TTM)
6.06%
Earnings per share change (TTM)
-12.60%
3-year revenue growth (CAGR)
1.87%
10-year revenue growth (CAGR)
-0.36%
3-year earnings per share growth (CAGR)
9.42%
10-year earnings per share growth (CAGR)
-0.62%
3-year dividend per share growth (CAGR)
2.94%
10-year dividend per share growth (CAGR)
3.63%
Bulls say / Bears say
UNIQA’s full-year 2024 premiums written rose 9.1% to approximately €7.84 billion, driven by an 11.0% increase in property & casualty and 10.0% growth in health insurance, underscoring robust top-line momentum (Reuters)
Net consolidated profit climbed 14.9% year-on-year to €348 million in FY 2024, reflecting effective underwriting performance and strong financial management (Reuters)
The 26th Annual General Meeting approved a 5.0% dividend increase to €0.60 per share for the 2024 financial year, delivering an attractive ~5.9% yield and signalling confidence in cash flow stability (UNIQA)
The group’s net combined ratio deteriorated to 93.1% in FY 2024 from 92.8% a year earlier, driven by storm 'Boris,' which pressures underwriting margins (Reuters)
Deadly floods across Central Europe are forecast to inflict €2–3 billion in insured losses on regional carriers, including UNIQA, highlighting exposure to escalating climate-related catastrophe risk (Bloomberg)
Hungary’s government has urged insurers to reverse or freeze premium hikes within two weeks or face intervention, threatening margin expansion in UNIQA’s key Central and Eastern European market (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for UNIQA Insurance Group AG stock?
UNIQA Insurance Group AG (UQA) has a market cap of €3.9B as of September 30, 2025.
What is the P/E ratio for UNIQA Insurance Group AG stock?
The price to earnings (P/E) ratio for UNIQA Insurance Group AG (UQA) stock is 10.72 as of September 30, 2025.
Does UNIQA Insurance Group AG stock pay dividends?
Yes, the UNIQA Insurance Group AG (UQA) stock pays dividends to shareholders. As of September 30, 2025, the dividend rate is €0.6 and the yield is 4.78%. UNIQA Insurance Group AG has a payout ratio of 60.79% on a trailing twelve-month basis.
When is the next UNIQA Insurance Group AG dividend payment date?
The next UNIQA Insurance Group AG (UQA) dividend payment date is unconfirmed.
What is the beta indicator for UNIQA Insurance Group AG?
UNIQA Insurance Group AG (UQA) has a beta rating of 0.81. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.