US Bank/$USB

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About US Bank

With assets of around $685 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.

Ticker

$USB
Sector

Primary listing

NYSE

Employees

70,263

US Bank Metrics

BasicAdvanced
$76B
11.75
$4.18
1.03
$2.00
4.07%

What the Analysts think about US Bank

Analyst ratings (Buy, Hold, Sell) for US Bank stock.

Bulls say / Bears say

Diluted EPS of $1.11 beat analyst expectations by roughly 4%, with net income up 13.2% year-over-year to $1.82 billion, demonstrating strong profitability and effective expense management (WSJ).
Noninterest income grew 3.9% to $2.92 billion, with fee-income businesses now contributing about 42% of total revenue, driven by payment-services and investment-management fees, underscoring diversified revenue streams (WSJ).
The company announced a 4% increase to its quarterly dividend and continues buying back shares under its $5 billion repurchase program, highlighting commitment to shareholder returns (WSJ).
Net interest income rose less than 1% to $4.08 billion, missing guidance, as intensifying competition for deposits hurt pricing power and drove net interest margin lower (WSJ).
The bank said net interest income was partially hit by lower noninterest-bearing deposit balances in the quarter, signaling challenges in retaining low-cost funding (Reuters).
Truist analysts warn that USB’s underwhelming net interest income performance is pushing full-year revenue toward the low end of its 3%–5% guidance range, suggesting limited upside to growth forecasts (WSJ).
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.

US Bank Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

US Bank Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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Sept30
US Bank
DividendEx-dividend
Oct15
US Bank
DividendPayment
$0.52Per share
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