US Bancorp/$USB

1D1W1MYTD1Y5YMAX

About US Bancorp

With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
Ticker
$USB
Sector
Finance
Primary listing
NYSE
Employees
68,520
Headquarters
Minneapolis, United States
Website
www.usbank.com

US Bancorp Metrics

BasicAdvanced
$94B
11.99
$5.01
0.98
$2.08
3.46%

What the Analysts think about US Bancorp

Analyst ratings (Buy, Hold, Sell) for US Bancorp stock.
Analyst projections of the future price of US Bancorp stock.

Bulls say / Bears say

U.S. Bancorp delivered record second-quarter revenue of $7.7 billion and EPS of $1.35, up 22% year on year. Loan growth and broad fee income helped it raise its 2026 revenue-growth guidance to 7%-9%, while revenue growth outpaced costs. (Reuters, U.S. Bancorp)
The earnings mix is becoming more diversified. Fee revenue rose 13.2% in the second quarter, payment-services revenue grew 5.7%, and the BTIG acquisition added an early capital-markets contribution, reducing reliance on net interest income alone. (U.S. Bancorp, PYMNTS)
Credit metrics and capital remain supportive of dividends and buybacks. Second-quarter net charge-offs fell to 0.53%, non-performing assets declined to $1.3 billion, and the CET1 ratio was 10.8%, well above the regulatory requirement. (U.S. Bancorp, U.S. Bancorp)
Net interest income growth is expected to slow to 4%-6% in the third quarter from 7.7% in the second quarter. Management also flagged deposit dynamics and the yield curve as variables, leaving earnings exposed if funding costs stay high or asset yields fall. (Reuters, GoodMoat)
The growth plan brings execution costs and near-term earnings drag. BTIG generated about $98 million of June revenue against $84 million of non-interest expense, while the Amazon small-business portfolio is expected to require a $160 million reserve build. (U.S. Bancorp, GoodMoat)
Loan growth is strongest in commercial and commercial real estate lending, which increases exposure if property values or refinancing conditions worsen. Although USB’s current credit measures improved, wider commercial-bank data still show sustained deterioration in non-current CRE loans, so future losses could exceed present provisions. (U.S. Bancorp, ORIX Group)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.

US Bancorp Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

US Bancorp Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

US Bancorp News

AllArticlesVideos

U.S. Bancorp Sees Strong Quarter as Fees, Deposits and Capital Markets Accelerate

MarketBeat4 days ago

U.S. Bank Increases Prime Lending Rate to 7.00 Percent

Business Wire5 days ago

U.S. Bancorp Announces Quarterly Dividends

Business Wire2 weeks ago

Funds containing US Bancorp

AllEURGBPUSD
Funds
Fund name
Fund size
$USB weighting
iShares S&P US Banks€IUS2
€1B4.24%
iShares MSCI USA Quality Dividend ESG£HDIQ
£578M1.43%
iShares Dow Jones U.S. Select Dividend€EXX5
€412M1.39%
VanEck Morningstar Wide Moat€GMVM
€407M1.27%
VanEck Morningstar Wide Moat£MOGB
£354M1.27%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.