Universal Insurance/$UVE
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Universal Insurance
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.
Ticker
$UVE
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
1,068
ISIN
US91359V1070
UVE Metrics
BasicAdvanced
$768M
11.91
$2.29
0.83
$0.77
2.34%
Price and volume
Market cap
$768M
Beta
0.83
52-week high
$28.49
52-week low
$20.32
Average daily volume
230K
Dividend rate
$0.77
Financial strength
Current ratio
0.486
Quick ratio
0.26
Long term debt to equity
23.924
Total debt to equity
23.924
Dividend payout ratio (TTM)
33.77%
Interest coverage (TTM)
15.32%
Profitability
EBITDA (TTM)
105.195
Gross margin (TTM)
29.06%
Net profit margin (TTM)
4.31%
Operating margin (TTM)
6.40%
Effective tax rate (TTM)
27.95%
Revenue per employee (TTM)
$1,450,000
Management effectiveness
Return on assets (TTM)
2.56%
Return on equity (TTM)
16.95%
Valuation
Price to earnings (TTM)
11.907
Price to revenue (TTM)
0.499
Price to book
1.82
Price to tangible book (TTM)
1.82
Price to free cash flow (TTM)
3.275
Free cash flow yield (TTM)
30.53%
Free cash flow per share (TTM)
833.48%
Dividend yield (TTM)
2.82%
Forward dividend yield
2.34%
Growth
Revenue change (TTM)
7.24%
Earnings per share change (TTM)
-10.27%
3-year revenue growth (CAGR)
10.51%
10-year revenue growth (CAGR)
14.52%
3-year earnings per share growth (CAGR)
83.78%
10-year earnings per share growth (CAGR)
-0.13%
10-year dividend per share growth (CAGR)
4.30%
Bulls say / Bears say
Universal Insurance Holdings (UVE) reported Q1 2025 earnings of $1.44 per share, surpassing the Zacks Consensus Estimate of $1.12, marking a 28.57% earnings surprise. (nasdaq.com)
The company announced a new $20 million share repurchase authorization, indicating confidence in its financial position and commitment to returning value to shareholders. (stocktitan.net)
UVE's stock is currently undervalued with a Price-to-Book (P/B) ratio of 1.46, below the industry average of 1.53, suggesting potential for price appreciation. (nasdaq.com)
Despite strong earnings, UVE's net income for the trailing twelve months is $58.92 million, reflecting an 11.82% decrease compared to the previous year, indicating potential profitability challenges. (stockanalysis.com)
The company's working capital decreased from $397.3 million at December 31, 2023, to $333.7 million as of September 30, 2024, due to investments in long-term assets, which may impact liquidity. (dcf.fm)
UVE's dividend yield of 2.83% is below the industry average of 4.05%, which might make it less attractive to income-focused investors. (chartmill.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jun 2025.
UVE News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Universal Insurance stock?
Universal Insurance (UVE) has a market cap of $768M as of June 27, 2025.
What is the P/E ratio for Universal Insurance stock?
The price to earnings (P/E) ratio for Universal Insurance (UVE) stock is 11.91 as of June 27, 2025.
Does Universal Insurance stock pay dividends?
Yes, the Universal Insurance (UVE) stock pays dividends to shareholders. As of June 27, 2025, the dividend rate is $0.77 and the yield is 2.34%. Universal Insurance has a payout ratio of 33.77% on a trailing twelve-month basis.
When is the next Universal Insurance dividend payment date?
The next Universal Insurance (UVE) dividend payment date is unconfirmed.
What is the beta indicator for Universal Insurance?
Universal Insurance (UVE) has a beta rating of 0.83. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.