Universal Insurance/$UVE
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About Universal Insurance
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners' lines of business and performs substantially all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The company generates revenue from the collection of premiums, earned net interest and dividend income from the investment portfolio, the collection of reinsurance recoverable and financing fees. The company's primary insurance subsidiaries, (UPCIC) and (APPCIC) provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.
Ticker
$UVE
Sector
Primary listing
NYSE
Employees
1,068
Headquarters
UVE Metrics
BasicAdvanced
$896M
7.55
$4.23
0.79
$0.77
2.00%
Price and volume
Market cap
$896M
Beta
0.79
52-week high
$35.84
52-week low
$20.32
Average daily volume
179K
Dividend rate
$0.77
Financial strength
Current ratio
0.614
Quick ratio
0.2
Long term debt to equity
20.336
Total debt to equity
21.672
Dividend payout ratio (TTM)
18.26%
Interest coverage (TTM)
26.17%
Profitability
EBITDA (TTM)
174.574
Gross margin (TTM)
32.58%
Net profit margin (TTM)
7.74%
Operating margin (TTM)
10.65%
Effective tax rate (TTM)
24.44%
Revenue per employee (TTM)
$1,480,000
Management effectiveness
Return on assets (TTM)
3.67%
Return on equity (TTM)
27.34%
Valuation
Price to earnings (TTM)
7.553
Price to revenue (TTM)
0.567
Price to book
1.81
Price to tangible book (TTM)
1.82
Price to free cash flow (TTM)
3.585
Free cash flow yield (TTM)
27.89%
Free cash flow per share (TTM)
8.915
Dividend yield (TTM)
2.41%
Forward dividend yield
2.00%
Growth
Revenue change (TTM)
4.61%
Earnings per share change (TTM)
68.88%
3-year revenue growth (CAGR)
10.08%
10-year revenue growth (CAGR)
12.45%
3-year earnings per share growth (CAGR)
11.00%
10-year earnings per share growth (CAGR)
4.40%
10-year dividend per share growth (CAGR)
3.36%
UVE News
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FAQs
What’s the current market cap for Universal Insurance stock?
Universal Insurance (UVE) has a market cap of $896M as of December 11, 2025.
What is the P/E ratio for Universal Insurance stock?
The price to earnings (P/E) ratio for Universal Insurance (UVE) stock is 7.55 as of December 11, 2025.
Does Universal Insurance stock pay dividends?
Yes, the Universal Insurance (UVE) stock pays dividends to shareholders. As of December 11, 2025, the dividend rate is $0.77 and the yield is 2%. Universal Insurance has a payout ratio of 18.26% on a trailing twelve-month basis.
When is the next Universal Insurance dividend payment date?
The next Universal Insurance (UVE) dividend payment is scheduled for December 12, 2025.
What is the beta indicator for Universal Insurance?
Universal Insurance (UVE) has a beta rating of 0.79. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.