Univest Financial/$UVSP
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About Univest Financial
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.
Ticker
$UVSP
Sector
Primary listing
Employees
921
Headquarters
Website
UVSP Metrics
BasicAdvanced
$872M
10.28
$2.98
0.69
$0.86
2.87%
Price and volume
Market cap
$872M
Beta
0.69
52-week high
$32.86
52-week low
$22.83
Average daily volume
102K
Dividend rate
$0.86
Financial strength
Dividend payout ratio (TTM)
28.95%
Profitability
Net profit margin (TTM)
28.13%
Operating margin (TTM)
36.45%
Effective tax rate (TTM)
19.78%
Revenue per employee (TTM)
$340,000
Management effectiveness
Return on assets (TTM)
1.04%
Return on equity (TTM)
9.61%
Valuation
Price to earnings (TTM)
10.275
Price to revenue (TTM)
2.863
Price to book
0.94
Price to tangible book (TTM)
1.17
Price to free cash flow (TTM)
9.381
Free cash flow yield (TTM)
10.66%
Free cash flow per share (TTM)
3.263
Dividend yield (TTM)
2.81%
Forward dividend yield
2.87%
Growth
Revenue change (TTM)
7.22%
Earnings per share change (TTM)
19.65%
3-year revenue growth (CAGR)
4.46%
3-year earnings per share growth (CAGR)
7.01%
10-year earnings per share growth (CAGR)
8.29%
3-year dividend per share growth (CAGR)
1.58%
10-year dividend per share growth (CAGR)
0.84%
What the Analysts think about UVSP
Analyst ratings (Buy, Hold, Sell) for Univest Financial stock.
Bulls say / Bears say
Net income rose to $25.6 million, or $0.89 diluted EPS, in Q3 2025, from $18.6 million, or $0.63 EPS, in Q3 2024—a 37.6% year-over-year increase (GLOBE NEWSWIRE)
Total deposits increased by $635.5 million, or 9.7%, sequentially and by $364.0 million, or 5.3%, year-over-year in Q3 2025, supported by inflows from public funds and commercial accounts (GLOBE NEWSWIRE)
Net interest income climbed 15.3% year-over-year to $61.3 million in Q3 2025, driven by higher average loan balances and better loan yields (GLOBE NEWSWIRE)
Gross loans and leases decreased by $15.7 million, or 0.2%, sequentially and by $41.1 million, or 0.6%, year-over-year in Q3 2025, pointing to ongoing pressure on Univest’s core lending growth (GLOBE NEWSWIRE)
Nonperforming assets rose to $52.1 million as of September 30, 2025 from $36.6 million a year ago, indicating weaker asset quality and a greater risk of future charge-offs (GLOBE NEWSWIRE)
In Q2 2025, a $23.7 million commercial loan was moved to nonaccrual status due to suspected fraud, resulting in a $7.3 million charge-off, which illustrates volatility in credit provisions (GLOBE NEWSWIRE)
Data summarised monthly by Lightyear AI. Last updated on 7 Nov 2025.
UVSP Financial Performance
Revenues and expenses
UVSP Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Univest Financial stock?
Univest Financial (UVSP) has a market cap of $872M as of November 12, 2025.
What is the P/E ratio for Univest Financial stock?
The price to earnings (P/E) ratio for Univest Financial (UVSP) stock is 10.28 as of November 12, 2025.
Does Univest Financial stock pay dividends?
Yes, the Univest Financial (UVSP) stock pays dividends to shareholders. As of November 12, 2025, the dividend rate is $0.86 and the yield is 2.87%. Univest Financial has a payout ratio of 28.95% on a trailing twelve-month basis.
When is the next Univest Financial dividend payment date?
The next Univest Financial (UVSP) dividend payment is scheduled for November 19, 2025.
What is the beta indicator for Univest Financial?
Univest Financial (UVSP) has a beta rating of 0.69. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.