Univest Financial/$UVSP
1D1W1MYTD1Y5YMAX
Capital at risk
About Univest Financial
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.
- Ticker
- $UVSP
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 921
- Headquarters
- Souderton, United States
- Website
- www.univest.net
UVSP Metrics
BasicAdvanced
$1.2B
12.08
$3.46
0.65
$0.90
2.20%
Price and volume
Market cap
$1.2B
Beta
0.65
52-week high
$45.46
52-week low
$28.04
Average daily volume
230K
Dividend rate
$0.90
Financial strength
Dividend payout ratio (TTM)
25.91%
Profitability
Net profit margin (TTM)
29.84%
Operating margin (TTM)
38.11%
Effective tax rate (TTM)
19.86%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
1.22%
Return on equity (TTM)
10.52%
Valuation
Price to earnings (TTM)
12.081
Price to revenue (TTM)
3.576
Price to book
1.21
Price to tangible book (TTM)
1.5
Price to free cash flow (TTM)
11.148
Free cash flow yield (TTM)
8.97%
Free cash flow per share (TTM)
3.751
Dividend yield (TTM)
2.15%
Forward dividend yield
2.20%
Growth
Revenue change (TTM)
10.57%
Earnings per share change (TTM)
26.78%
3-year revenue growth (CAGR)
3.80%
3-year earnings per share growth (CAGR)
7.43%
10-year earnings per share growth (CAGR)
9.54%
3-year dividend per share growth (CAGR)
2.33%
10-year dividend per share growth (CAGR)
1.18%
What the Analysts think about UVSP
Analyst ratings (Buy, Hold, Sell) for Univest Financial stock.
Analyst projections of the future price of Univest Financial stock.
Bulls say / Bears say
Q2 net interest income increased 11.3% year over year, while tax-equivalent net interest margin expanded to 3.49% from 3.20%, supported by loan growth and lower funding costs. (Univest Financial)
Loan growth remained solid, with gross loans and leases up 3.5% year over year and 6.0% annualized from Q1, primarily in commercial, construction and commercial real-estate lending; wealth-management advisory fees also rose 10.7%. (Univest Financial)
Capital returns are supportive: Univest declared a $0.23 quarterly dividend and repurchased 425,539 shares during Q2 at an average all-in cost of $39.13 per share, with 1,494,260 shares remaining under the authorization. (Univest Financial)
Asset quality deteriorated in Q2 2026: nonperforming assets rose to $63.0 million from $41.2 million in Q1, while a $28.6 million commercial relationship moved to nonaccrual status with a $9.8 million specific reserve. (Univest Financial)
The quarter included a $5.2 million OREO valuation charge, contributing to a 15.8% year-over-year decline in noninterest income and highlighting continued exposure to troubled real-estate assets. (Univest Financial)
Funding quality remains a risk: deposits were down 2.2% from year-end, noninterest-bearing deposits fell to 21.1% of total deposits from 21.7% in Q1, and brokered deposits contributed to growth, while 24.6% of deposits were classified as unprotected. (Univest Financial)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
UVSP Financial Performance
Revenues and expenses
UVSP Earnings Performance
Company profitability
Upcoming events
No upcoming events
UVSP News
AllArticlesVideos
Funds containing UVSP
AllEURGBPUSD
Fund name | Fund size | $UVSP weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.04% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.04% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.01% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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