Vanquis Banking Group/£VANQ
07:00
09:10
11:15
13:25
15:30
1D1W1MYTD1Y5YMAX
About Vanquis Banking Group
Vanquis Banking Group plc, trading under the ticker VANQ, is a specialist bank founded in 1880 and headquartered in the United Kingdom. The bank operates within the financial sector, providing a range of credit products and services tailored to cater to the needs of its customers, including credit cards, loans, and savings accounts. As a constituent of the FTSE All-Share Index, the company focuses on serving underbanked consumers across the UK, enhancing financial inclusivity through its subsidiaries, such as Vanquis, Moneybarn, and Snoop.
Ticker
£VANQ
Sector
Primary listing
LSE
Employees
1,269
Headquarters
Website
VANQ Metrics
BasicAdvanced
£317M
-
-£0.31
1.39
-
Price and volume
Market cap
£317M
Beta
1.39
52-week high
£1.26
52-week low
£0.37
Average daily volume
667K
Financial strength
Current ratio
51.986
Quick ratio
51.986
Long term debt to equity
676.075
Total debt to equity
677.893
Profitability
Gross margin (TTM)
-32.97%
Net profit margin (TTM)
-28.07%
Operating margin (TTM)
-32.97%
Effective tax rate (TTM)
6.07%
Revenue per employee (TTM)
£220,000
Management effectiveness
Return on assets (TTM)
-2.42%
Return on equity (TTM)
-16.36%
Valuation
Price to revenue (TTM)
1.145
Price to book
0.73
Price to tangible book (TTM)
0.85
Price to free cash flow (TTM)
1.513
Free cash flow yield (TTM)
66.10%
Free cash flow per share (TTM)
0.822
Growth
Revenue change (TTM)
-13.71%
Earnings per share change (TTM)
146.09%
3-year revenue growth (CAGR)
-14.66%
10-year revenue growth (CAGR)
-12.18%
3-year earnings per share growth (CAGR)
25.30%
10-year earnings per share growth (CAGR)
-13.75%
What the Analysts think about VANQ
Analyst ratings (Buy, Hold, Sell) for Vanquis Banking Group stock.
Bulls say / Bears say
Vanquis returned to profit in both quarters of 1H25, reporting a statutory profit before tax of £6.2 m versus a £46.1 m loss in 1H24 and achieving a statutory ROTE of 3.1%, in line with guidance (LSE)
Gross customer interest-earning balances grew 7% to £2,459 m in 1H25, prompting management to raise its target for end-2025 balances to in excess of £2.6 bn (LSE)
Risk-adjusted income increased 7% to £143.6 m while the statutory cost:income ratio improved sharply to 62.5% from 79.3%, driven by transformation cost savings and lower complaint costs (LSE)
Net interest margin narrowed to 17.4% in 1H25 from 18.9% a year earlier, reflecting a shift into lower-yield second-charge mortgages and sustained funding cost pressures (LSE)
The Board chose not to declare a dividend for 1H25, deferring shareholder returns as capital is retained to fund growth initiatives and transformation savings (Investegate)
Vanquis disclosed a contingent liability related to a potential FCA motor finance compensation scheme following the Supreme Court’s Johnson judgment, creating regulatory outcome uncertainty (LSE)
Data summarised monthly by Lightyear AI. Last updated on 27 Sept 2025.
VANQ Financial Performance
Revenues and expenses
VANQ Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Vanquis Banking Group stock?
Vanquis Banking Group (VANQ) has a market cap of £317M as of October 06, 2025.
What is the P/E ratio for Vanquis Banking Group stock?
The price to earnings (P/E) ratio for Vanquis Banking Group (VANQ) stock is 0 as of October 06, 2025.
Does Vanquis Banking Group stock pay dividends?
No, Vanquis Banking Group (VANQ) stock does not pay dividends to its shareholders as of October 06, 2025.
When is the next Vanquis Banking Group dividend payment date?
Vanquis Banking Group (VANQ) stock does not pay dividends to its shareholders.
What is the beta indicator for Vanquis Banking Group?
Vanquis Banking Group (VANQ) has a beta rating of 1.39. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.