Velocity Financial/$VEL
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About Velocity Financial
Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
Ticker
$VEL
Sector
Primary listing
NYSE
Industry
Financial Services
Headquarters
Employees
309
Website
VEL Metrics
BasicAdvanced
$639M
9.02
$1.94
1.26
-
Price and volume
Market cap
$639M
Beta
1.26
52-week high
$20.98
52-week low
$16.12
Average daily volume
115K
Financial strength
Current ratio
8.076
Quick ratio
7.984
Long term debt to equity
826.678
Total debt to equity
927.527
Profitability
Gross margin (TTM)
72.24%
Net profit margin (TTM)
39.36%
Operating margin (TTM)
56.21%
Effective tax rate (TTM)
30.25%
Revenue per employee (TTM)
$580,000
Management effectiveness
Return on assets (TTM)
1.32%
Return on equity (TTM)
13.65%
Valuation
Price to earnings (TTM)
9.024
Price to revenue (TTM)
3.241
Price to book
1.1
Price to tangible book (TTM)
1.11
Price to free cash flow (TTM)
22.51
Free cash flow yield (TTM)
4.44%
Free cash flow per share (TTM)
77.79%
Growth
Revenue change (TTM)
39.36%
Earnings per share change (TTM)
14.80%
3-year revenue growth (CAGR)
28.41%
3-year earnings per share growth (CAGR)
32.29%
Bulls say / Bears say
Velocity Financial reported a significant increase in its non-warrant diluted GAAP common stock book value, which rose by 5.3% to $15.70 per share at the end of December, up from $14.91 at the end of September. (Investing.com)
The company reported a notable 64% surge in loan origination volumes during its Q3 earnings call, achieving a total of $476.8 million. This development coincided with a 29% increase in net interest income. (Investing.com)
Velocity Financial's stock has surged to an all-time high, reaching a pinnacle of $20.56, reflecting a substantial 1-year change of 42.26%. (Investing.com)
Velocity Financial's stock had fallen by 4.3% in the quarter ending December 31, 2024. (TradingView News)
The company reported quarterly net income of $20.59 million, which, while positive, may not meet some investors' expectations for higher profitability. (TradingView News)
Velocity Financial's stock is currently trading near its 52-week high, with the current price at 99.95% of that peak, suggesting limited upside potential. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
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FAQs
What’s the current market cap for Velocity Financial stock?
Velocity Financial (VEL) has a market cap of $639M as of July 25, 2025.
What is the P/E ratio for Velocity Financial stock?
The price to earnings (P/E) ratio for Velocity Financial (VEL) stock is 9.02 as of July 25, 2025.
Does Velocity Financial stock pay dividends?
No, Velocity Financial (VEL) stock does not pay dividends to its shareholders as of July 25, 2025.
When is the next Velocity Financial dividend payment date?
Velocity Financial (VEL) stock does not pay dividends to its shareholders.
What is the beta indicator for Velocity Financial?
Velocity Financial (VEL) has a beta rating of 1.26. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.