Velocity Financial/$VEL
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About Velocity Financial
Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
Ticker
$VEL
Sector
Primary listing
NYSE
Industry
Financial Services
Headquarters
Employees
309
ISIN
US92262D1019
Website
VEL Metrics
BasicAdvanced
$683M
9.65
$1.94
1.26
-
Price and volume
Market cap
$683M
Beta
1.26
52-week high
$20.98
52-week low
$16.12
Average daily volume
188K
Financial strength
Current ratio
8.076
Quick ratio
7.984
Long term debt to equity
826.678
Total debt to equity
927.527
Profitability
Gross margin (TTM)
72.24%
Net profit margin (TTM)
39.36%
Operating margin (TTM)
56.21%
Effective tax rate (TTM)
30.25%
Revenue per employee (TTM)
$580,000
Management effectiveness
Return on assets (TTM)
1.32%
Return on equity (TTM)
13.65%
Valuation
Price to earnings (TTM)
9.653
Price to revenue (TTM)
3.466
Price to book
1.18
Price to tangible book (TTM)
1.19
Price to free cash flow (TTM)
24.078
Free cash flow yield (TTM)
4.15%
Free cash flow per share (TTM)
77.79%
Growth
Revenue change (TTM)
39.36%
Earnings per share change (TTM)
14.80%
3-year revenue growth (CAGR)
28.41%
3-year earnings per share growth (CAGR)
32.29%
Bulls say / Bears say
Velocity Financial reported a 64% surge in loan origination volumes during Q3 2024, reaching $476.8 million, indicating strong growth in its core business. (Investing.com)
The company achieved a 29% increase in net interest income in the same quarter, reflecting improved profitability. (Investing.com)
Analysts have raised their price targets for Velocity Financial, with BTIG increasing its target from $20 to $23, citing the company's stable valuation amidst rising interest rates. (Sirius Investors)
Velocity Financial's stock has underperformed the US Diversified Financial industry, returning 5.7% over the past year compared to the industry's 20.8%. (Simply Wall St)
The company's return on assets (ROA) is below industry benchmarks at 0.38%, indicating potential inefficiencies in asset utilization. (Markets Insider)
Velocity Financial's debt-to-equity ratio stands at 8.94, suggesting a high level of leverage that could pose risks in volatile market conditions. (Markets Insider)
Data summarised monthly by Lightyear AI. Last updated on 11 Jun 2025.
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FAQs
What’s the current market cap for Velocity Financial stock?
Velocity Financial (VEL) has a market cap of $683M as of July 03, 2025.
What is the P/E ratio for Velocity Financial stock?
The price to earnings (P/E) ratio for Velocity Financial (VEL) stock is 9.65 as of July 03, 2025.
Does Velocity Financial stock pay dividends?
No, Velocity Financial (VEL) stock does not pay dividends to its shareholders as of July 03, 2025.
When is the next Velocity Financial dividend payment date?
Velocity Financial (VEL) stock does not pay dividends to its shareholders.
What is the beta indicator for Velocity Financial?
Velocity Financial (VEL) has a beta rating of 1.26. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.