Vienna Insurance Group AG/€VIG
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09:10
12:45
16:25
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About Vienna Insurance Group AG
Vienna Insurance Group AG is an insurance company based in Vienna, Austria, specializing in providing a wide range of insurance products and services. The company operates primarily in the life and non-life insurance sectors, including property and casualty insurance. It was founded in 1824 and has since positioned itself as a significant player in Central and Eastern Europe. Vienna Insurance Group AG maintains an extensive geographic footprint, with subsidiaries in numerous countries across the region. Its strategic strengths lie in its strong regional presence and diverse portfolio, enabling it to manage risk effectively across various markets.
Ticker
€VIG
Sector
Primary listing
VSE
Employees
30,000
Headquarters
Vienna, Austria
Website
VIG Metrics
BasicAdvanced
€5.7B
8.49
€5.26
0.55
€1.55
3.48%
Price and volume
Market cap
€5.7B
Beta
0.55
52-week high
€48.40
52-week low
€27.15
Average daily volume
1.8K
Dividend rate
€1.55
Financial strength
Current ratio
1.827
Quick ratio
1.598
Long term debt to equity
24.479
Total debt to equity
24.479
Dividend payout ratio (TTM)
32.66%
Interest coverage (TTM)
14.52%
Profitability
EBITDA (TTM)
1,467.328
Gross margin (TTM)
13.76%
Net profit margin (TTM)
5.18%
Operating margin (TTM)
9.18%
Effective tax rate (TTM)
24.79%
Revenue per employee (TTM)
€440,000
Management effectiveness
Return on assets (TTM)
1.48%
Return on equity (TTM)
10.86%
Valuation
Price to earnings (TTM)
8.487
Price to revenue (TTM)
0.435
Price to book
0.9
Price to tangible book (TTM)
1.29
Price to free cash flow (TTM)
14.18
Free cash flow yield (TTM)
7.05%
Free cash flow per share (TTM)
3.145
Dividend yield (TTM)
3.48%
Forward dividend yield
3.48%
Growth
Revenue change (TTM)
11.83%
Earnings per share change (TTM)
20.20%
3-year revenue growth (CAGR)
9.88%
10-year revenue growth (CAGR)
3.48%
3-year earnings per share growth (CAGR)
25.94%
10-year earnings per share growth (CAGR)
7.78%
3-year dividend per share growth (CAGR)
7.43%
10-year dividend per share growth (CAGR)
1.02%
Bulls say / Bears say
In the first half of 2025, Vienna Insurance Group’s gross written premiums increased 8.7% year-on-year to €8.57 billion, and profit before tax rose 10.5% to €531.4 million, with the net combined ratio improving to 91.9%, reflecting strong underwriting across all segments. (Reinsurance News)
As of June 30, 2025, VIG’s solvency ratio stayed very high at 278% (including transitional measures), showing robust capitalisation and supporting the company’s ability to pursue growth opportunities and sustain dividend payments. (MarketScreener)
On March 25, 2025, S&P Global Ratings assigned an 'A-' rating to VIG’s proposed junior subordinated notes, two notches below its 'A+' issuer rating, citing an SCR coverage ratio of 238% (261% including transitional measures), affirming the group’s solid credit profile. (S&P Global Ratings)
VIG’s conservative dividend policy leads to a modest current dividend yield of around 1.65%, which is low for the insurance sector and may discourage income-seeking investors. (Investing.com)
In its preliminary FY2024 results released March 12, 2025, VIG reported a net combined ratio of 93.4%, up 0.8 percentage points year-on-year due to weather-related claims, highlighting underwriting volatility risks. (Vienna Insurance Group Press Release)
The €300 million issuance of Tier 2 Sustainability Notes in March 2025 adds to VIG’s subordinated debt, carries a 4.625% fixed coupon and raises interest expenses that could pressure profitability if investment returns fall short. (MarketScreener)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Vienna Insurance Group AG stock?
Vienna Insurance Group AG (VIG) has a market cap of €5.7B as of September 17, 2025.
What is the P/E ratio for Vienna Insurance Group AG stock?
The price to earnings (P/E) ratio for Vienna Insurance Group AG (VIG) stock is 8.49 as of September 17, 2025.
Does Vienna Insurance Group AG stock pay dividends?
Yes, the Vienna Insurance Group AG (VIG) stock pays dividends to shareholders. As of September 17, 2025, the dividend rate is €1.55 and the yield is 3.48%. Vienna Insurance Group AG has a payout ratio of 32.66% on a trailing twelve-month basis.
When is the next Vienna Insurance Group AG dividend payment date?
The next Vienna Insurance Group AG (VIG) dividend payment date is unconfirmed.
What is the beta indicator for Vienna Insurance Group AG?
Vienna Insurance Group AG (VIG) has a beta rating of 0.55. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.