Westamerica/$WABC
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About Westamerica
Westamerica Bancorp is based in San Rafael, California. Westamerica Bancorporation runs a regional community bank and has approximately $7.5 billion in assets. The banks' net revenue is generated by net interest income. Deposit service charges make up the noninterest income sources. The bank focuses mostly on commercial clients, such as smaller businesses. Its footprint encompasses central and northern California, extending north of San Francisco to Mendocino and Lake counties, south to Kern County in central California and all the way east to Nevada County.
Ticker
$WABC
Sector
Primary listing
Employees
616
Headquarters
Website
Westamerica Metrics
BasicAdvanced
$1.2B
9.88
$4.79
0.61
$1.80
3.89%
Price and volume
Market cap
$1.2B
Beta
0.61
52-week high
$52.84
52-week low
$42.00
Average daily volume
153K
Dividend rate
$1.80
Financial strength
Dividend payout ratio (TTM)
37.25%
Profitability
Net profit margin (TTM)
46.17%
Operating margin (TTM)
64.09%
Effective tax rate (TTM)
26.41%
Revenue per employee (TTM)
$450,000
Management effectiveness
Return on assets (TTM)
2.09%
Return on equity (TTM)
14.60%
Valuation
Price to earnings (TTM)
9.879
Price to revenue (TTM)
4.561
Price to book
1.31
Price to tangible book (TTM)
1.51
Price to free cash flow (TTM)
9.342
Free cash flow yield (TTM)
10.70%
Free cash flow per share (TTM)
5.066
Dividend yield (TTM)
3.80%
Forward dividend yield
3.89%
Growth
Revenue change (TTM)
-12.06%
Earnings per share change (TTM)
-16.38%
3-year revenue growth (CAGR)
7.43%
3-year earnings per share growth (CAGR)
12.00%
10-year earnings per share growth (CAGR)
7.56%
3-year dividend per share growth (CAGR)
2.15%
10-year dividend per share growth (CAGR)
1.59%
Bulls say / Bears say
Q2 2025 EPS of $1.12 surpassed the analyst consensus of $1.07, indicating earnings resilience despite revenue pressures. (Investing.com)
Westamerica maintained an annualized cost of funding of 0.22% in Q2 2025, reflecting continued benefit from its low-cost deposit base. (TipRanks)
Management repurchased 773,000 common shares during Q2 2025, underscoring confidence in the company's valuation and capital strength. (Nasdaq)
Net income for Q2 2025 declined 6.1% sequentially to $29.1 million from $31.0 million in Q1 2025, highlighting pressure on profitability. (Nasdaq)
Net interest income dropped 3.2% quarter-over-quarter to $54.6 million in Q2 2025, driven by lower average earning assets, which may persist amid asset contraction. (Nasdaq)
Average earning assets fell 6.7% year-over-year in Q2 2025 to $5.65 billion, suggesting potential decline in core lending and investment activities. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Westamerica stock?
Westamerica (WABC) has a market cap of $1.2B as of October 15, 2025.
What is the P/E ratio for Westamerica stock?
The price to earnings (P/E) ratio for Westamerica (WABC) stock is 9.88 as of October 15, 2025.
Does Westamerica stock pay dividends?
Yes, the Westamerica (WABC) stock pays dividends to shareholders. As of October 15, 2025, the dividend rate is $1.8 and the yield is 3.89%. Westamerica has a payout ratio of 37.25% on a trailing twelve-month basis.
When is the next Westamerica dividend payment date?
The next Westamerica (WABC) dividend payment date is unconfirmed.
What is the beta indicator for Westamerica?
Westamerica (WABC) has a beta rating of 0.61. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.