Westamerica/$WABC
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About Westamerica
Westamerica Bancorp is based in San Rafael, California. Westamerica Bancorporation runs a regional community bank and has approximately $7.5 billion in assets. The banks' net revenue is generated by net interest income. Deposit service charges make up the noninterest income sources. The bank focuses mostly on commercial clients, such as smaller businesses. Its footprint encompasses central and northern California, extending north of San Francisco to Mendocino and Lake counties, south to Kern County in central California and all the way east to Nevada County.
Ticker
$WABC
Sector
Primary listing
Employees
616
Headquarters
Website
Westamerica Metrics
BasicAdvanced
$1.2B
10.15
$4.79
0.63
$1.80
3.78%
Price and volume
Market cap
$1.2B
Beta
0.63
52-week high
$52.84
52-week low
$42.00
Average daily volume
141K
Dividend rate
$1.80
Financial strength
Dividend payout ratio (TTM)
37.25%
Profitability
Net profit margin (TTM)
46.17%
Operating margin (TTM)
64.09%
Effective tax rate (TTM)
26.41%
Revenue per employee (TTM)
$450,000
Management effectiveness
Return on assets (TTM)
2.09%
Return on equity (TTM)
14.60%
Valuation
Price to earnings (TTM)
10.148
Price to revenue (TTM)
4.685
Price to book
1.35
Price to tangible book (TTM)
1.55
Price to free cash flow (TTM)
9.597
Free cash flow yield (TTM)
10.42%
Free cash flow per share (TTM)
5.066
Dividend yield (TTM)
3.70%
Forward dividend yield
3.78%
Growth
Revenue change (TTM)
-12.06%
Earnings per share change (TTM)
-16.38%
3-year revenue growth (CAGR)
7.43%
3-year earnings per share growth (CAGR)
12.00%
10-year earnings per share growth (CAGR)
7.56%
3-year dividend per share growth (CAGR)
2.15%
10-year dividend per share growth (CAGR)
1.59%
Bulls say / Bears say
Westamerica beat Q2 2025 consensus EPS estimates with diluted EPS of $1.12 versus the $1.07 forecast, demonstrating resilience amid margin compression (Investing.com)
The bank reported no provision for credit losses in Q2 2025 and maintained nonperforming assets of just $5.0 million, signaling exceptionally strong credit quality (GlobeNewswire)
Management authorized a share repurchase plan of up to 2 million common shares through March 31, 2026, reflecting confidence in the company’s capital strength and supporting shareholder value (Westamerica Bank)
Westamerica’s net interest margin (fully-taxable equivalent) contracted to 3.85% in Q2 2025 from 4.15% in Q2 2024, reflecting ongoing yield pressure on its loan and securities portfolios (StockTitan)
Westamerica’s total assets fell to $6.04 billion at June 30, 2025, down nearly 8% year-over-year, indicating a shrinking earning-asset base and potential revenue headwinds (Press Democrat)
Second-quarter 2025 revenue of $64.9 million missed the consensus estimate of $65.8 million, underscoring pressure on both net interest and fee income streams (GuruFocus)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Westamerica stock?
Westamerica (WABC) has a market cap of $1.2B as of September 15, 2025.
What is the P/E ratio for Westamerica stock?
The price to earnings (P/E) ratio for Westamerica (WABC) stock is 10.15 as of September 15, 2025.
Does Westamerica stock pay dividends?
Yes, the Westamerica (WABC) stock pays dividends to shareholders. As of September 15, 2025, the dividend rate is $1.8 and the yield is 3.78%. Westamerica has a payout ratio of 37.25% on a trailing twelve-month basis.
When is the next Westamerica dividend payment date?
The next Westamerica (WABC) dividend payment date is unconfirmed.
What is the beta indicator for Westamerica?
Westamerica (WABC) has a beta rating of 0.63. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.