WaFd/$WAFD
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About WaFd
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
- Ticker
- $WAFD
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,014
- Headquarters
- Seattle, United States
- Website
- www.wafdbank.com
WaFd Metrics
BasicAdvanced
$2.2B
9.19
$3.21
0.88
$1.08
3.66%
Price and volume
Market cap
$2.2B
Beta
0.88
52-week high
$39.49
52-week low
$28.10
Average daily volume
1M
Dividend rate
$1.08
Financial strength
Profitability
Net profit margin (TTM)
32.96%
Operating margin (TTM)
45.24%
Effective tax rate (TTM)
21.88%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
0.95%
Return on equity (TTM)
8.47%
Valuation
Price to earnings (TTM)
9.187
Price to revenue (TTM)
2.853
Price to book
0.81
Price to tangible book (TTM)
0.97
Dividend yield (TTM)
3.66%
Forward dividend yield
3.66%
Growth
Revenue change (TTM)
8.15%
Earnings per share change (TTM)
22.05%
3-year revenue growth (CAGR)
3.46%
3-year earnings per share growth (CAGR)
-4.80%
10-year earnings per share growth (CAGR)
6.07%
3-year dividend per share growth (CAGR)
2.60%
10-year dividend per share growth (CAGR)
6.79%
What the Analysts think about WaFd
Analyst ratings (Buy, Hold, Sell) for WaFd stock.
Analyst projections of the future price of WaFd stock.
Bulls say / Bears say
Fiscal 2026 diluted EPS rose 22% to $3.21, while active loan originations increased to $5.5 billion from $4.0 billion the year before. That points to improving earnings and stronger lending activity. (SEC)
The proposed EverBank merger is forecast to add about 29% to 2027 EPS once synergies are fully realised, with a target return on tangible common equity of roughly 15%. If delivered, the deal could materially lift WaFd’s profitability. (EverBank)
WaFd’s funding mix improved: core deposits reached 81.8% of deposits and the average deposit cost fell year on year to 2.49%, while net interest margin held at 2.81%. Management expects assets to reprice faster than liabilities in the near term, which could support margin growth. (SEC)
Credit costs jumped sharply: quarterly net charge-offs were $39.2 million, against $1.6 million in the previous quarter, and full-year charge-offs rose to $45.1 million from $11.8 million. The improvement in problem-loan measures came after a $36 million charge-off on one large relationship, so underlying credit risk remains a concern. (SEC)
Fourth-quarter net income fell 9% from the prior quarter as non-interest expenses rose 10.1% and the efficiency ratio worsened to 55.12% from 53.69%. The margin remained flat at 2.81%, leaving less help from core interest earnings to offset higher costs. (SEC)
The EverBank deal carries execution and dilution risk: WaFd’s proxy materials estimate tangible book value dilution of about 8.6%, and completion still depends on regulatory and shareholder approvals. The forecast earnings gains are therefore not assured and may take time to realise. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2026.
WaFd Financial Performance
Revenues and expenses
WaFd Earnings Performance
Company profitability
Upcoming events
No upcoming events
WaFd News
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Funds containing WaFd
AllUSDEURGBP
Fund name | Fund size | $WAFD weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.13% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.13% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.07% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.07% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.07% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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