WaFd/$WAFD
1D1W1MYTD1Y5YMAX
Capital at risk
About WaFd
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
- Ticker
- $WAFD
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,979
- Headquarters
- Seattle, United States
- Website
- www.wafdbank.com
WaFd Metrics
BasicAdvanced
$2.4B
10.22
$3.17
0.83
$1.08
3.33%
Price and volume
Market cap
$2.4B
Beta
0.83
52-week high
$39.49
52-week low
$26.31
Average daily volume
859K
Dividend rate
$1.08
Financial strength
Dividend payout ratio (TTM)
37.30%
Profitability
Net profit margin (TTM)
33.70%
Operating margin (TTM)
45.80%
Effective tax rate (TTM)
21.83%
Revenue per employee (TTM)
$380,000
Management effectiveness
Return on assets (TTM)
0.94%
Return on equity (TTM)
8.50%
Valuation
Price to earnings (TTM)
10.221
Price to revenue (TTM)
3.244
Price to book
0.88
Price to tangible book (TTM)
1.05
Price to free cash flow (TTM)
11.625
Free cash flow yield (TTM)
8.60%
Free cash flow per share (TTM)
2.786
Dividend yield (TTM)
3.33%
Forward dividend yield
3.33%
Growth
Revenue change (TTM)
5.54%
Earnings per share change (TTM)
20.90%
3-year revenue growth (CAGR)
1.12%
3-year earnings per share growth (CAGR)
-8.00%
10-year earnings per share growth (CAGR)
6.11%
3-year dividend per share growth (CAGR)
-18.57%
10-year dividend per share growth (CAGR)
6.88%
What the Analysts think about WaFd
Analyst ratings (Buy, Hold, Sell) for WaFd stock.
Analyst projections of the future price of WaFd stock.
Bulls say / Bears say
Fiscal third-quarter earnings improved, with net income rising 7% year over year to $66.1 million, diluted EPS increasing 15% to $0.84, and net interest income up 2% sequentially to $181 million. The 2.81% net interest margin held steady despite a changing rate environment. (SEC)
Asset quality remains manageable: non-performing assets were 0.49% of assets versus 0.54% at fiscal year-end, delinquencies declined to 0.75% of loans from 0.78% in the prior quarter, and capital ratios remained above well-capitalized regulatory minimums. KBRA subsequently maintained stable investment-grade ratings, citing disciplined credit management. (KBRA)
The funding mix is improving even as total deposits declined: transaction accounts increased 3.6% year to date, core deposits reached 80.6% of total deposits versus 77.9% at fiscal year-end, and tangible book value per share rose to $30.82 from $29.38. WaFd also retained 8 million shares of buyback authorization, supporting potential per-share value creation. (SEC)
Loan balances were essentially flat-to-down: net loans declined $71 million year to date to $20.0 billion, while deposits fell $505 million and borrowings rose to $3.3 billion from $1.8 billion. This increases reliance on wholesale funding and limits balance-sheet growth. (SEC)
WaFd is deliberately shifting toward commercial and construction lending, which raises credit-risk sensitivity. The latest quarter included an $11 million credit-loss provision, a higher allowance tied partly to adversely classified loans, and $1.6 million of net charge-offs; KBRA also flags investor- CRE concentration above 340% of Tier 1 capital. (KBRA)
Profitability remains structurally constrained: KBRA says WaFd’s roughly 2.8% net interest margin remains below peers, while its legacy portfolio includes lower-yielding residential mortgages and a relatively expensive funding base. The company’s loan-portfolio yield also declined to 5.33% from 5.38% at fiscal year-end. (KBRA)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
WaFd Financial Performance
Revenues and expenses
WaFd Earnings Performance
Company profitability
Upcoming events
No upcoming events
WaFd News
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Funds containing WaFd
AllUSDGBPEUR
Fund name | Fund size | $WAFD weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.13% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.13% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.08% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.06% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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