Washington Federal/$WAFD
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About Washington Federal
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
Ticker
$WAFD
Sector
Primary listing
Employees
2,208
Headquarters
Website
WAFD Metrics
BasicAdvanced
$2.3B
10.92
$2.62
0.87
$1.07
3.77%
Price and volume
Market cap
$2.3B
Beta
0.87
52-week high
$37.60
52-week low
$23.75
Average daily volume
455K
Dividend rate
$1.07
Financial strength
Dividend payout ratio (TTM)
43.81%
Profitability
Net profit margin (TTM)
31.42%
Operating margin (TTM)
44.96%
Effective tax rate (TTM)
22.58%
Revenue per employee (TTM)
$330,000
Management effectiveness
Return on assets (TTM)
0.82%
Return on equity (TTM)
7.59%
Valuation
Price to earnings (TTM)
10.923
Price to revenue (TTM)
3.209
Price to book
0.83
Price to tangible book (TTM)
1
Price to free cash flow (TTM)
9.745
Free cash flow yield (TTM)
10.26%
Free cash flow per share (TTM)
2.936
Dividend yield (TTM)
3.74%
Forward dividend yield
3.77%
Growth
Revenue change (TTM)
8.14%
Earnings per share change (TTM)
5.28%
3-year revenue growth (CAGR)
5.01%
3-year earnings per share growth (CAGR)
-4.85%
10-year earnings per share growth (CAGR)
4.85%
3-year dividend per share growth (CAGR)
4.04%
10-year dividend per share growth (CAGR)
7.08%
What the Analysts think about WAFD
Analyst ratings (Buy, Hold, Sell) for Washington Federal stock.
Bulls say / Bears say
Net interest margin increased to 2.69% and net interest income rose to $168 million in Q3, driving stronger core earnings (Nasdaq)
Funding costs improved as the cost of funds fell 6.5% quarter-over-quarter in Q3, supporting profitability (Nasdaq)
In Q2, WaFd originated 382 small business loans, merchant processing referrals jumped 125%, and its insurance subsidiary delivered 53% YoY profit growth, underscoring strength in higher-margin businesses (Business Wire)
Non-performing assets rose to 0.36% of total assets in Q3 from 0.26% in Q2, signaling weaker credit quality (Nasdaq)
Net loans receivable fell 3.1% quarter-over-quarter to $20.28 billion in Q3, showing sluggish loan demand in core markets (Nasdaq)
Q2 revenue was $179.79 million, 2.4% below the consensus estimate of $184.17 million, highlighting persistent topline growth challenges (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2025.
WAFD Financial Performance
Revenues and expenses
WAFD Earnings Performance
Company profitability
WAFD News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Upcoming events
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FAQs
What’s the current market cap for Washington Federal stock?
Washington Federal (WAFD) has a market cap of $2.3B as of October 11, 2025.
What is the P/E ratio for Washington Federal stock?
The price to earnings (P/E) ratio for Washington Federal (WAFD) stock is 10.92 as of October 11, 2025.
Does Washington Federal stock pay dividends?
Yes, the Washington Federal (WAFD) stock pays dividends to shareholders. As of October 11, 2025, the dividend rate is $1.07 and the yield is 3.77%. Washington Federal has a payout ratio of 43.81% on a trailing twelve-month basis.
When is the next Washington Federal dividend payment date?
The next Washington Federal (WAFD) dividend payment date is unconfirmed.
What is the beta indicator for Washington Federal?
Washington Federal (WAFD) has a beta rating of 0.87. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.