Waterdrop/$WDH
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18:25
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1D1W1MYTD1Y5YMAX
About Waterdrop
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Company's main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The insurance marketplace business is collaborated with insurance carriers to offer health and life insurance products to ensure a smooth and friendly user experience throughout the process from underwriting to claim services. The medical crowdfunding business enabled people with medical costs.
Ticker
$WDH
Sector
Primary listing
NYSE
Industry
Insurance
Headquarters
Employees
3,057
ISIN
US94132V1052
Website
Waterdrop Metrics
BasicAdvanced
$524M
9.57
$0.15
-0.28
$0.03
2.21%
Price and volume
Market cap
$524M
Beta
-0.28
52-week high
$1.57
52-week low
$1.10
Average daily volume
226K
Dividend rate
$0.03
Financial strength
Current ratio
2.837
Quick ratio
2.29
Long term debt to equity
0.116
Total debt to equity
0.743
Profitability
EBITDA (TTM)
30.471
Gross margin (TTM)
51.87%
Net profit margin (TTM)
14.01%
Operating margin (TTM)
7.36%
Effective tax rate (TTM)
3.71%
Revenue per employee (TTM)
$128,140
Management effectiveness
Return on assets (TTM)
2.06%
Return on equity (TTM)
7.79%
Valuation
Price to earnings (TTM)
9.569
Price to revenue (TTM)
1.34
Price to book
0.11
Price to tangible book (TTM)
0.11
Dividend yield (TTM)
2.21%
Forward dividend yield
2.21%
Growth
Revenue change (TTM)
3.36%
Earnings per share change (TTM)
118.23%
3-year revenue growth (CAGR)
-1.72%
3-year earnings per share growth (CAGR)
-29.48%
Bulls say / Bears say
Waterdrop Inc. reported a 68.7% year-over-year increase in net profit for Q4 2024, reaching RMB99.6 million (US$13.6 million), indicating strong financial growth. (TipRanks)
The company's insurance business saw a 24.5% increase in first-year premiums, reflecting successful expansion and customer acquisition. (TipRanks)
Analysts have been steadily raising their estimates for Waterdrop Inc., with the Zacks Consensus Estimate increasing by 228.6% over the past three months, leading to an upgrade to a Zacks Rank #1 (Strong Buy). (Nasdaq)
Despite net profit growth, Waterdrop's revenue has been declining over the last three quarters, with an average decrease of 2.0% per quarter, which may indicate underlying business challenges. (INDmoney)
The company's stock has underperformed compared to peers; for instance, in the last three years, Arch Capital Group Ltd. has given a 39.2% return, outperforming Waterdrop by 85.5%. (INDmoney)
Waterdrop's projected compound annual growth rate (CAGR) for revenue over the next three years is -43%, suggesting potential future revenue declines. (Alpha Spread)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Waterdrop stock?
Waterdrop (WDH) has a market cap of $524M as of July 18, 2025.
What is the P/E ratio for Waterdrop stock?
The price to earnings (P/E) ratio for Waterdrop (WDH) stock is 9.57 as of July 18, 2025.
Does Waterdrop stock pay dividends?
Yes, the Waterdrop (WDH) stock pays dividends to shareholders. As of July 18, 2025, the dividend rate is $0.032 and the yield is 2.21%. Waterdrop has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Waterdrop dividend payment date?
The next Waterdrop (WDH) dividend payment date is unconfirmed.
What is the beta indicator for Waterdrop?
Waterdrop (WDH) has a beta rating of -0.28. This means that it has an inverse relation to market volatility.