Waterdrop/$WDH
1D1W1MYTD1Y5YMAX
Capital at risk
About Waterdrop
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
- Ticker
- $WDH
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 3,018
- Headquarters
- Beijing, China
- Website
- www.waterdrop-inc.com
Waterdrop Metrics
BasicAdvanced
$363M
-
-
-
$0.05
4.75%
Price and volume
Market cap
$363M
52-week high
$2.07
52-week low
$0.96
Average daily volume
723K
Dividend rate
$0.05
Financial strength
Current ratio
2.189
Quick ratio
1.737
Long term debt to equity
0.002
Total debt to equity
0.094
Profitability
EBITDA (TTM)
60.31
Gross margin (TTM)
57.13%
Net profit margin (TTM)
10.73%
Operating margin (TTM)
7.66%
Effective tax rate (TTM)
-0.56%
Revenue per employee (TTM)
$250,820
Management effectiveness
Return on assets (TTM)
3.38%
Return on equity (TTM)
10.56%
Valuation
Dividend yield (TTM)
4.75%
Forward dividend yield
4.75%
Growth
Revenue change (TTM)
70.21%
3-year revenue growth (CAGR)
22.87%
Bulls say / Bears say
Q2 2026 net operating revenue increased 72.8% year over year to RMB1.45 billion, with insurance-related income up 80.5%; operating profit also rose 14.3% year over year to RMB111.3 million. (Waterdrop IR)
AI deployment is showing measurable operating traction: new customers acquired increased 32.3% sequentially, premiums facilitated by the AI Medical Insurance Expert rose 25.6%, and long-term premiums grew 33.4% sequentially. (Waterdrop IR)
Management continued shareholder returns by authorizing a new share-repurchase program of up to $50 million and a cash dividend of $0.03 per ADS, following approximately 62.9 million ADS repurchases totaling $121.3 million through August 31, 2026. (Waterdrop IR)
Net profit attributable to ordinary shareholders fell 10.3% year over year to RMB125.8 million in Q2 2026, while adjusted net profit declined 10.6%, despite 72.8% revenue growth—suggesting weaker earnings conversion. (Waterdrop IR)
Sales and marketing expenses surged 220.7% year over year to RMB637.5 million, driven largely by third-party traffic costs; total operating expenses grew faster than revenue, creating margin and customer-acquisition-cost risk. (Waterdrop IR)
Cash position declined to RMB2.65 billion at June 30, 2026 from RMB3.25 billion at December 31, 2025, even as the company funded dividends and share repurchases, reducing financial flexibility if growth investment remains elevated. (Waterdrop IR)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
Upcoming events
Waterdrop News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.