Waterdrop/$WDH
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18:25
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1D1W1MYTD1Y5YMAX
About Waterdrop
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Company's main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The insurance marketplace business is collaborated with insurance carriers to offer health and life insurance products to ensure a smooth and friendly user experience throughout the process from underwriting to claim services. The medical crowdfunding business enabled people with medical costs.
Ticker
$WDH
Sector
Primary listing
NYSE
Employees
3,057
Headquarters
Website
Waterdrop Metrics
BasicAdvanced
$684M
11.21
$0.17
-0.26
$0.03
1.69%
Price and volume
Market cap
$684M
Beta
-0.26
52-week high
$2.18
52-week low
$1.10
Average daily volume
353K
Dividend rate
$0.03
Financial strength
Current ratio
2.837
Quick ratio
2.245
Long term debt to equity
0.099
Total debt to equity
1.592
Profitability
EBITDA (TTM)
36.977
Gross margin (TTM)
51.21%
Net profit margin (TTM)
14.98%
Operating margin (TTM)
8.47%
Effective tax rate (TTM)
1.05%
Revenue per employee (TTM)
$137,660
Management effectiveness
Return on assets (TTM)
2.51%
Return on equity (TTM)
8.84%
Valuation
Price to earnings (TTM)
11.208
Price to revenue (TTM)
1.632
Price to book
0.14
Price to tangible book (TTM)
0.14
Dividend yield (TTM)
1.69%
Forward dividend yield
1.69%
Growth
Revenue change (TTM)
9.39%
Earnings per share change (TTM)
71.77%
3-year revenue growth (CAGR)
2.95%
3-year earnings per share growth (CAGR)
26.06%
Bulls say / Bears say
Waterdrop has sustained profitability for 13 consecutive quarters, reporting a 34.2% year-over-year increase in Q1 2025 net profit to RMB 108.2 million (US$14.9 million). (Insurance Business Asia)
First-year premiums in Q1 2025 grew 19.3% year-over-year to RMB 2.09 billion, reflecting effective user acquisition and product innovation in short-term and long-term insurance offerings. (Insurance Business Asia)
Management has repurchased approximately 54.2 million ADSs since program inception, demonstrating strong confidence in underlying business fundamentals and enhancing shareholder value. (Insurance Business Asia)
New regulations from the China Banking and Insurance Regulatory Commission tighten solvency and conduct requirements for online insurance platforms, potentially slowing Waterdrop’s market expansion and adding compliance burdens. (Bloomberg Law)
Waterdrop’s revenue is highly dependent on a handful of insurance carriers, with China Taiping, Hongkang Life, and Ping An each contributing over 10% of total revenues in recent years, exposing it to concentration and counterparty risks. (SEC)
The company warns that significant investment in user acquisition, technology infrastructure, and R&D could increase operating costs and pressure margins, challenging its ability to sustain profitability amid intensifying competition. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
Oct10
Waterdrop
DividendEx-dividend
Nov7
Waterdrop
DividendPayment
$0.03Per share
FAQs
What’s the current market cap for Waterdrop stock?
Waterdrop (WDH) has a market cap of $684M as of September 13, 2025.
What is the P/E ratio for Waterdrop stock?
The price to earnings (P/E) ratio for Waterdrop (WDH) stock is 11.21 as of September 13, 2025.
Does Waterdrop stock pay dividends?
Yes, the Waterdrop (WDH) stock pays dividends to shareholders. As of September 13, 2025, the dividend rate is $0.032 and the yield is 1.69%. Waterdrop has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Waterdrop dividend payment date?
The next Waterdrop (WDH) dividend payment is scheduled for November 07, 2025.
What is the beta indicator for Waterdrop?
Waterdrop (WDH) has a beta rating of -0.26. This means that it has an inverse relation to market volatility.