Wise/£WISE
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Wise
Wise Group DI, operating in the financial technology industry, focuses on providing international money transfer services. Founded in 2011 by Taavet Hinrikus and Kristo Käärmann, the company offers a platform that allows users to send money abroad with transparent fees and real exchange rates. Its primary service is facilitating cross-border payments, catering to both individual consumers and businesses. The company is headquartered in London, United Kingdom, and has expanded its services globally, leveraging a broad network to support competitive pricing and efficiency. Wise is noted for its strategic use of technology to enhance customer experience and reduce costs associated with international money transfers.
- Ticker
- £WISE
- Sector
- Finance
- Primary listing
- LSE
- Employees
- -
- Headquarters
- London, United Kingdom
- Website
- wise.com
Wise Metrics
BasicAdvanced
£8.3B
22.52
£0.36
0.51
-
Price and volume
Market cap
£8.3B
Beta
0.51
52-week high
£11.02
52-week low
£7.54
Average daily volume
1.7M
Financial strength
Current ratio
1.071
Quick ratio
0.187
Long term debt to equity
0.24
Total debt to equity
0.251
Interest coverage (TTM)
57.44%
Profitability
EBITDA (TTM)
845.979
Gross margin (TTM)
84.15%
Net profit margin (TTM)
19.93%
Operating margin (TTM)
44.75%
Effective tax rate (TTM)
24.49%
Management effectiveness
Return on assets (TTM)
2.41%
Return on equity (TTM)
27.23%
Valuation
Price to earnings (TTM)
22.516
Price to revenue (TTM)
4.442
Price to book
5.79
Price to tangible book (TTM)
5.8
Price to free cash flow (TTM)
1.476
Free cash flow yield (TTM)
67.76%
Free cash flow per share (TTM)
5.51
Growth
Revenue change (TTM)
19.24%
Earnings per share change (TTM)
-7.98%
3-year revenue growth (CAGR)
25.11%
10-year revenue growth (CAGR)
52.51%
3-year earnings per share growth (CAGR)
49.67%
10-year earnings per share growth (CAGR)
22.98%
What the Analysts think about Wise
Analyst ratings (Buy, Hold, Sell) for Wise stock.
Analyst projections of the future price of Wise stock.
Bulls say / Bears say
In Q2 FY27, active customers rose 20% and cross-border volumes grew 22%, lifting net revenue 21%. Wise raised its FY27 revenue-growth outlook to 17.5%–20%, the upper half of its target range. (Wise)
Growth is extending beyond money transfers: card and other revenue rose 34%, card spending increased 30%, and customer holdings grew 28%. That broader use of Wise accounts may deepen customer relationships and diversify revenue. (Wise)
Wise is adding routes, products and distribution channels, including a new Malaysian payment-system connection, account and card launches in Thailand, and a partnership with OakNorth. These moves, alongside 32% growth in business payment volumes, widen its potential growth channels. (Wise)
Lower prices are helping Wise attract customers, but they reduce revenue per transfer: the take rate fell to 0.49% from 0.52%, while cross-border revenue grew more slowly than payment volumes. Continued fee cuts could keep weighing on monetisation. (Wise)
Costs have been rising faster than revenue: FY26 operating expenses increased 39% to $1.9 billion, while pre-tax profit fell 8%. Continued investment in technology and customer servicing may limit profit growth even as sales expand. (City A.M.)
Data summarised monthly by Lightyear AI. Last updated on 16 Oct 2026.
Wise Financial Performance
Revenues and expenses
Wise Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Wise
AllEURUSDGBP
Fund name | Fund size | £WISE weighting |
|---|---|---|
iShares STOXX Europe Mid 200€EXSD | €610M | 0.49% |
iShares STOXX Europe 600 Industrial Goods & Services€EXH4 | €588M | 0.42% |
iShares MSCI Europe Financials Sector€ESIF | €1.7B | 0.24% |
iShares MSCI Europe Financials Sector£ESIF | €1.7B | 0.24% |
Vanguard ESG Developed Europe All Cap£V3EA | €125M | 0.08% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.