World Acceptance Corporation/$WRLD
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About World Acceptance Corporation
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
- Ticker
- $WRLD
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,907
- Headquarters
- Greenville, United States
- Website
- www.loansbyworld.com
WRLD Metrics
BasicAdvanced
$740M
15.73
$10.46
1.18
-
Price and volume
Market cap
$740M
Beta
1.18
52-week high
$227.68
52-week low
$110.00
Average daily volume
58K
Financial strength
Current ratio
14.38
Quick ratio
14.073
Long term debt to equity
1.921
Total debt to equity
1.921
Interest coverage (TTM)
2.31%
Profitability
EBITDA (TTM)
120.811
Gross margin (TTM)
70.11%
Net profit margin (TTM)
8.32%
Operating margin (TTM)
18.81%
Effective tax rate (TTM)
22.43%
Revenue per employee (TTM)
$200,000
Management effectiveness
Return on assets (TTM)
6.52%
Return on equity (TTM)
13.86%
Valuation
Price to earnings (TTM)
15.728
Price to revenue (TTM)
1.283
Price to book
2.12
Price to tangible book (TTM)
2.18
Growth
Revenue change (TTM)
4.41%
Earnings per share change (TTM)
-2.08%
3-year revenue growth (CAGR)
0.64%
10-year revenue growth (CAGR)
0.98%
3-year earnings per share growth (CAGR)
3.75%
10-year earnings per share growth (CAGR)
1.78%
What the Analysts think about WRLD
Analyst ratings (Buy, Hold, Sell) for World Acceptance Corporation stock.
Analyst projections of the future price of World Acceptance Corporation stock.
Bulls say / Bears say
World Acceptance returned to quarterly profitability: second-quarter net income was $8.8 million, versus a $1.7 million loss a year earlier, while revenue rose 3.2%. (StockTitan)
Delinquency improved year on year: loans 0–60 days past due fell to 18.9% from 20.0%, and loans 61 days or more past due fell to 5.4% from 5.8%. (StockTitan)
The company repurchased 133,199 shares for about $25 million in the quarter, equal to 3% of outstanding shares, supporting per-share value and returning capital to investors. (StockTitan)
Loan growth has nearly stalled: gross loans rose just 0.3% year on year, while the customer base shrank 5.4% and new-customer loan volume fell 18.1%. (StockTitan)
Credit losses remain high and worsened in the latest quarter: annualised net charge-offs rose to 17.6% of average net loans from 17.1% a year earlier, despite better delinquency figures. (StockTitan)
Leverage increased as the loan book remained almost flat: debt-to-equity rose to 1.7 from 1.6, and debt outstanding reached $592.1 million. Higher borrowings could make earnings more vulnerable to funding costs and a further deterioration in credit. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.
WRLD Financial Performance
Revenues and expenses
WRLD Earnings Performance
Company profitability
Upcoming events
No upcoming events
WRLD News
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Funds containing WRLD
Fund name | Fund size | $WRLD weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.03% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.03% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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