West Bank/$WTBA
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About West Bank
West Bancorp Inc is a United States-based company that offers a full range of deposit services, including checking, savings, and money market accounts and time certificates of deposit. West Bank also offers online banking, mobile banking, and treasury management services, which help to meet the banking needs of its customers. Treasury management services offered to business customers include cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services. Also offered are merchant credit card processing and corporate credit cards. The bank operates only in the United States of America.
- Ticker
- $WTBA
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 185
- Headquarters
- West Des Moines, United States
- Website
- www.westbankstrong.com
West Bank Metrics
BasicAdvanced
$523M
12.95
$2.37
0.70
$1.01
3.39%
Price and volume
Market cap
$523M
Beta
0.7
52-week high
$31.85
52-week low
$20.89
Average daily volume
66K
Dividend rate
$1.01
Financial strength
Dividend payout ratio (TTM)
42.17%
Profitability
Net profit margin (TTM)
37.86%
Operating margin (TTM)
50.62%
Effective tax rate (TTM)
22.57%
Revenue per employee (TTM)
$580,000
Management effectiveness
Return on assets (TTM)
1.03%
Return on equity (TTM)
15.45%
Valuation
Price to earnings (TTM)
12.946
Price to revenue (TTM)
4.855
Price to book
1.93
Price to tangible book (TTM)
1.93
Price to free cash flow (TTM)
9.772
Free cash flow yield (TTM)
10.23%
Free cash flow per share (TTM)
3.143
Dividend yield (TTM)
3.29%
Forward dividend yield
3.39%
Growth
Revenue change (TTM)
17.11%
Earnings per share change (TTM)
24.86%
3-year revenue growth (CAGR)
9.05%
3-year earnings per share growth (CAGR)
11.76%
10-year earnings per share growth (CAGR)
5.27%
3-year dividend per share growth (CAGR)
0.33%
10-year dividend per share growth (CAGR)
4.35%
What the Analysts think about West Bank
Analyst ratings (Buy, Hold, Sell) for West Bank stock.
Analyst projections of the future price of West Bank stock.
Bulls say / Bears say
Third-quarter net income rose 25% year on year as net interest income grew 17% and the net interest margin widened 41 basis points. Lower deposit costs year on year and reduced wholesale funding helped lift profitability. (SEC)
About $550 million of fixed-rate loans are due to reprice over the next 12 months from an average rate of roughly 4.5%, while new loans are being booked in the high sixes. That gives the bank a potential further lift to asset yields, although deposit costs will affect how much reaches the margin. (The Motley Fool)
Credit quality remains a clear strength: West reported no non-accrual loans, no loans more than 30 days past due and no credit-loss provision in the quarter. Watch-list loans also fell to $6.7 million from $7.1 million in the previous quarter. (SEC)
Deposit competition has intensified, and management expects a relatively high deposit beta, meaning funding costs may rise quickly as market rates increase. The cost of interest-bearing deposits already edged up three basis points quarter on quarter, which could slow further margin gains. (StockAnalysis, SEC)
Despite the sequential rebound, loans were still 0.5% lower than a year earlier after asset sales and refinancing payoffs; management said new lending activity remained mild amid economic and political uncertainty. The positive pipeline must convert into lasting loan growth to broaden earnings beyond margin improvement. (SEC, StockAnalysis)
Non-brokered deposits fell $65.8 million, or 2%, during the quarter, while estimated uninsured deposits were 28.5% of total deposits. That combination leaves the bank exposed to deposit outflows and the need to compete for replacement funding. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2026.
West Bank Financial Performance
Revenues and expenses
West Bank Earnings Performance
Company profitability
Upcoming events
West Bank News
AllArticlesVideos
Funds containing West Bank
Fund name | Fund size | $WTBA weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.02% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.