Wintrust Financial/$WTFC
1D1W1MYTD1Y5YMAX
Capital at risk
About Wintrust Financial
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
- Ticker
- $WTFC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 5,902
- Headquarters
- Rosemont, United States
- Website
- www.wintrust.com
WTFC Metrics
BasicAdvanced
$10B
12.17
$12.45
0.84
$2.15
1.45%
Price and volume
Market cap
$10B
Beta
0.84
52-week high
$167.22
52-week low
$119.61
Average daily volume
496K
Dividend rate
$2.15
Financial strength
Dividend payout ratio (TTM)
19.93%
Profitability
Net profit margin (TTM)
32.64%
Operating margin (TTM)
46.29%
Effective tax rate (TTM)
26.03%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.25%
Return on equity (TTM)
12.21%
Valuation
Price to earnings (TTM)
12.167
Price to revenue (TTM)
3.687
Price to book
1.44
Price to tangible book (TTM)
1.64
Price to free cash flow (TTM)
6.628
Free cash flow yield (TTM)
15.09%
Free cash flow per share (TTM)
22.853
Dividend yield (TTM)
1.42%
Forward dividend yield
1.45%
Growth
Revenue change (TTM)
11.21%
Earnings per share change (TTM)
17.72%
3-year revenue growth (CAGR)
9.98%
3-year earnings per share growth (CAGR)
8.98%
10-year earnings per share growth (CAGR)
14.79%
3-year dividend per share growth (CAGR)
12.37%
10-year dividend per share growth (CAGR)
16.40%
Bulls say / Bears say
Wintrust reported its sixth consecutive record quarter of net income, with Q2 2026 net income reaching $233.7 million, up from $227.4 million in Q1 2026. (Wintrust IR)
Second quarter deposits grew by $2.2 billion, or 15% annualized, driven by strong organic growth across money market products and CDs, underpinning robust funding for continued loan expansion. (SEC)
Non-performing loans declined to $179.3 million, or 0.32% of total loans at June 30, 2026, down from $182.7 million (0.34%) at March 31, 2026, maintaining strong asset quality. (Wintrust IR)
Net interest margin compressed to 3.50% in Q2 2026, down four basis points quarter-over-quarter, reflecting lower loan yields and potential pressure on future net interest income. (Wintrust IR)
Wealth management revenue declined to $39.9 million in Q2 2026, down from the first quarter, indicating pressure on non-interest income sources. (Wintrust IR)
Q2 2026 non-interest expense benefited from a $5.2 million reversal of an FDIC special assessment accrued in early 2024, a one-time gain unlikely to recur and thus masking underlying expense trends. (Wintrust IR)
Data summarised monthly by Lightyear AI. Last updated on 22 Aug 2026.
Upcoming events
No upcoming events
WTFC News
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Funds containing WTFC
AllEURUSDGBP
Fund name | Fund size | $WTFC weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 1.64% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.29% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.29% |
iShares MSCI World Small Cap$WSML | $9B | 0.09% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.09% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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