Wintrust Financial/$WTFC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Wintrust Financial
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
- Ticker
- $WTFC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 5,902
- Headquarters
- Rosemont, United States
- Website
- www.wintrust.com
WTFC Metrics
BasicAdvanced
$10B
11.82
$13.04
0.89
$2.15
1.43%
Price and volume
Market cap
$10B
Beta
0.89
52-week high
$167.22
52-week low
$122.00
Average daily volume
565K
Dividend rate
$2.15
Financial strength
Profitability
Net profit margin (TTM)
32.81%
Operating margin (TTM)
46.45%
Effective tax rate (TTM)
26.00%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
1.27%
Return on equity (TTM)
12.88%
Valuation
Price to earnings (TTM)
11.821
Price to revenue (TTM)
3.685
Price to book
1.51
Price to tangible book (TTM)
1.75
Dividend yield (TTM)
1.39%
Forward dividend yield
1.43%
Growth
Revenue change (TTM)
9.78%
Earnings per share change (TTM)
19.77%
3-year revenue growth (CAGR)
9.70%
3-year earnings per share growth (CAGR)
9.46%
10-year earnings per share growth (CAGR)
14.50%
3-year dividend per share growth (CAGR)
11.77%
10-year dividend per share growth (CAGR)
16.42%
What the Analysts think about WTFC
Analyst ratings (Buy, Hold, Sell) for Wintrust Financial stock.
Analyst projections of the future price of Wintrust Financial stock.
Bulls say / Bears say
Strong organic growth is feeding through to record earnings: Q2 loans rose $1.6 billion and deposits $2.2 billion, while net interest income reached $597.4 million and the company reported its sixth consecutive record quarter. (Wintrust Financial Corporation)
Credit quality remains sound despite balance-sheet growth. Non-performing loans were 0.32% of loans and annualised net charge-offs were 0.10% in Q2, both improving from the prior quarter. (Wintrust Financial Corporation)
Wintrust has a potential growth lever in wealth management: it plans to acquire Northern Trust’s guardianship services business, adding to a platform with $49.7 billion of assets under administration. (Stock Analysis, Wintrust Financial Corporation)
Net interest margins are under pressure: Q2 margin fell four basis points as lower loan yields and competitive pricing weighed on returns, even though funding costs were unchanged. (Wintrust Financial Corporation, Yahoo Finance)
The loan book remains exposed to commercial property and a concentrated home region. DBRS identifies meaningful commercial real estate exposure and limited geographic diversification as credit considerations, leaving the bank vulnerable to a regional or property downturn. (Morningstar DBRS)
Valuation may limit near-term upside: an analyst cut the shares to Neutral on valuation, and a recent review highlighted a 1.7-times price-to-tangible-book multiple and 1.4% dividend yield as constraints on appeal. (Seeking Alpha, Seeking Alpha)
Data summarised monthly by Lightyear AI. Last updated on 16 Oct 2026.
WTFC Financial Performance
Revenues and expenses
WTFC Earnings Performance
Company profitability
Upcoming events
WTFC News
AllArticlesVideos
Funds containing WTFC
AllUSDEURGBP
Fund name | Fund size | $WTFC weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 1.82% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.30% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.30% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.24% |
iShares MSCI World Small Cap£WLDS | $9B | 0.11% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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