White Mountains Insurance/$WTM
1D1W1MYTD1Y5YMAX
Capital at risk
About White Mountains Insurance
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
- Ticker
- $WTM
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 1,648
- Headquarters
- Hamilton, Bermuda
- Website
- www.whitemountains.com
WTM Metrics
BasicAdvanced
$4.8B
4.59
$445.39
0.30
$1.00
0.05%
Price and volume
Market cap
$4.8B
Beta
0.3
52-week high
$2,333.00
52-week low
$1,648.00
Average daily volume
22K
Dividend rate
$1.00
Financial strength
Current ratio
1.423
Quick ratio
0.931
Long term debt to equity
0.149
Total debt to equity
0.149
Dividend payout ratio (TTM)
0.21%
Interest coverage (TTM)
8.95%
Profitability
EBITDA (TTM)
748.6
Gross margin (TTM)
53.34%
Net profit margin (TTM)
37.66%
Operating margin (TTM)
24.37%
Effective tax rate (TTM)
9.92%
Revenue per employee (TTM)
$1,810,000
Management effectiveness
Return on assets (TTM)
3.55%
Return on equity (TTM)
20.36%
Valuation
Price to earnings (TTM)
4.594
Price to revenue (TTM)
1.702
Price to book
0.89
Price to tangible book (TTM)
1.15
Price to free cash flow (TTM)
12.978
Free cash flow yield (TTM)
7.71%
Free cash flow per share (TTM)
157.642
Dividend yield (TTM)
0.05%
Forward dividend yield
0.05%
Growth
Revenue change (TTM)
15.52%
Earnings per share change (TTM)
457.21%
3-year revenue growth (CAGR)
19.83%
10-year revenue growth (CAGR)
11.46%
3-year earnings per share growth (CAGR)
1.34%
10-year earnings per share growth (CAGR)
15.99%
Bulls say / Bears say
White Mountains reported book value per share of $2,258 as of June 30, 2026, up 4% for the quarter and 3% year-to-date, demonstrating robust capital compounding. (PRNewswire)
Diluted EPS for Q2 2026 surged 69% year-over-year to $80.58 per share, reflecting strong profitability across core insurance and investment operations. (Yahoo Finance)
Other Operations pre-tax income climbed to $115 million in Q2 2026 from $35 million in Q2 2025, driven by net investment gains and strategic acquisitions in electrical services. (PRNewswire)
White Mountains reported book value per share of $2,170 as of March 31, 2026, down 1% for the first quarter — the first quarterly decline since 2020 — highlighting sensitivity to mark-to-market investment swings. (PRNewswire)
Unrealized investment losses of $65 million on its MediaAlpha stake in Q1 2026 weighed on comprehensive income, underscoring concentration risk in its equity portfolio. (PRNewswire)
White Mountains’s Other Operations segment reported a $80 million pre-tax loss in Q1 2026 versus a $59 million loss a year earlier, illustrating volatility and integration challenges in non-core businesses. (Investor Filings)
Data summarised monthly by Lightyear AI. Last updated on 23 Aug 2026.
Upcoming events
No upcoming events
Funds containing WTM
AllEURGBPUSD
Fund name | Fund size | $WTM weighting |
|---|---|---|
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.13% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.13% |
iShares MSCI World Small Cap$WSML | $9B | 0.05% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.05% |
iShares MSCI World Small Cap£WLDS | £6.7B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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