Western Union/$WU
1D1W1MYTD1Y5YMAX
Capital at risk
About Western Union
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
- Ticker
- $WU
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 9,600
- Headquarters
- Denver, United States
- Website
- www.westernunion.com
Western Union Metrics
BasicAdvanced
$2B
5.26
$1.24
0.52
$0.94
14.37%
Price and volume
Market cap
$2B
Beta
0.52
52-week high
$10.35
52-week low
$6.27
Average daily volume
7.8M
Dividend rate
$0.94
Financial strength
Current ratio
0.277
Quick ratio
0.223
Long term debt to equity
2.949
Total debt to equity
2.949
Dividend payout ratio (TTM)
76.56%
Interest coverage (TTM)
4.37%
Profitability
EBITDA (TTM)
832.5
Gross margin (TTM)
35.09%
Net profit margin (TTM)
9.79%
Operating margin (TTM)
16.18%
Effective tax rate (TTM)
21.58%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
5.12%
Return on equity (TTM)
43.97%
Valuation
Price to earnings (TTM)
5.256
Price to revenue (TTM)
0.513
Price to book
2.23
Price to tangible book (TTM)
-1.27
Price to free cash flow (TTM)
4.886
Free cash flow yield (TTM)
20.47%
Free cash flow per share (TTM)
1.338
Dividend yield (TTM)
14.37%
Forward dividend yield
14.37%
Growth
Revenue change (TTM)
-1.63%
Earnings per share change (TTM)
-53.12%
3-year revenue growth (CAGR)
-2.74%
10-year revenue growth (CAGR)
-2.96%
3-year earnings per share growth (CAGR)
-14.08%
10-year earnings per share growth (CAGR)
-2.86%
10-year dividend per share growth (CAGR)
4.08%
What the Analysts think about Western Union
Analyst ratings (Buy, Hold, Sell) for Western Union stock.
Analyst projections of the future price of Western Union stock.
Bulls say / Bears say
Digital acceleration: Branded Digital revenue rose 7% on a GAAP basis while transaction volume surged 25% in Q2 2026, demonstrating robust digital adoption and growth momentum (SEC).
Regulatory milestone: Western Union secured New York State Department of Financial Services approval for its pending Intermex acquisition on August 13, 2026, reducing execution risk for the deal (Boursorama).
Improved cash generation: Operating cash flow in the first half of 2026 increased to $213.9 million from $147.9 million in H1 2025, reflecting strong cash conversion amid challenging market conditions (MarketChameleon).
Earnings miss: Q2 adjusted EPS of $0.31 fell well short of the $0.42 consensus, a 27.9% shortfall that highlights margin pressure in the core business (Investing.com).
Guidance cut: Western Union slashed its full-year 2026 adjusted EPS guidance to $1.25–$1.35 from $1.75–$1.85, a 27% reduction that coincided with a roughly 15% stock decline (Stockopedia).
Retail weakness: The Consumer Money Transfer segment saw a 3% adjusted revenue decline in Q2 2026, underscoring persistent challenges in the Americas retail business (SEC).
Data summarised monthly by Lightyear AI. Last updated on 27 Aug 2026.
Western Union Financial Performance
Revenues and expenses
Western Union Earnings Performance
Company profitability
Upcoming events
Western Union News
AllArticlesVideos
Funds containing Western Union
AllUSDGBPEUR
Fund name | Fund size | $WU weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.10% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.10% |
L&G Global Quality Dividends£LDGG | £279M | 0.04% |
SPDR MSCI All Country World IM€SPYI | €7.5B | 0.03% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.