Wüstenrot & Württembergische AG/€WUW
05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX
About Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG is a German financial services company headquartered in Stuttgart, Germany. The company operates primarily within the insurance and banking sectors, offering a range of products that include life and health insurance, property and casualty insurance, and home savings contracts. Wüstenrot & Württembergische AG was formed through the merger of Wüstenrot, a pioneer in home savings, and Württembergische, an insurance provider, leveraging their longstanding expertise in these fields. The company serves a wide geographic area, focusing on the German market, with a commitment to providing comprehensive financial solutions. Its strategic positioning is enhanced by its integration of banking and insurance services, allowing for cross-selling opportunities and diversified revenue streams.
Ticker
€WUW
Sector
Primary listing
XETRA
Employees
7,588
Headquarters
Website
WUW Metrics
BasicAdvanced
€1.3B
9.65
€1.48
0.66
€0.65
4.54%
Price and volume
Market cap
€1.3B
Beta
0.66
52-week high
€15.00
52-week low
€10.88
Average daily volume
7.5K
Dividend rate
€0.65
Financial strength
Current ratio
2.436
Quick ratio
2.255
Long term debt to equity
130.106
Total debt to equity
132.351
Dividend payout ratio (TTM)
43.88%
Interest coverage (TTM)
1.67%
Profitability
EBITDA (TTM)
1,185
Gross margin (TTM)
26.16%
Net profit margin (TTM)
2.47%
Operating margin (TTM)
19.89%
Effective tax rate (TTM)
15.57%
Revenue per employee (TTM)
€740,000
Management effectiveness
Return on assets (TTM)
0.99%
Return on equity (TTM)
2.87%
Valuation
Price to earnings (TTM)
9.65
Price to revenue (TTM)
0.238
Price to book
0.27
Price to tangible book (TTM)
0.28
Price to free cash flow (TTM)
0.655
Free cash flow yield (TTM)
152.75%
Free cash flow per share (TTM)
21.874
Dividend yield (TTM)
4.54%
Forward dividend yield
4.54%
Growth
Revenue change (TTM)
6.87%
Earnings per share change (TTM)
-348.28%
3-year revenue growth (CAGR)
-0.59%
10-year revenue growth (CAGR)
-3.37%
3-year earnings per share growth (CAGR)
-22.63%
10-year earnings per share growth (CAGR)
-5.68%
10-year dividend per share growth (CAGR)
2.66%
Bulls say / Bears say
The European Central Bank’s deposit rate cut from 2.25% to 2.0% on June 5, 2025, is likely to compress investment yields for insurers, reducing W&W’s net investment income and putting pressure on profitability (Reuters)
Germany’s residential building permits plunged 16.8% in 2024 to their lowest level since 2010, signaling a potential slowdown in construction financing demand that could weigh on W&W’s core home savings and mortgage lending business (Reuters)
An ECB study forecasts that higher mortgage rate resets will suppress euro-zone consumption through 2030 by reducing household disposable income, which may dampen demand for W&W’s savings and insurance products tied to housing and financial planning (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Wüstenrot & Württembergische AG stock?
Wüstenrot & Württembergische AG (WUW) has a market cap of €1.3B as of October 27, 2025.
What is the P/E ratio for Wüstenrot & Württembergische AG stock?
The price to earnings (P/E) ratio for Wüstenrot & Württembergische AG (WUW) stock is 9.65 as of October 27, 2025.
Does Wüstenrot & Württembergische AG stock pay dividends?
Yes, the Wüstenrot & Württembergische AG (WUW) stock pays dividends to shareholders. As of October 27, 2025, the dividend rate is €0.65 and the yield is 4.54%. Wüstenrot & Württembergische AG has a payout ratio of 43.88% on a trailing twelve-month basis.
When is the next Wüstenrot & Württembergische AG dividend payment date?
The next Wüstenrot & Württembergische AG (WUW) dividend payment date is unconfirmed.
What is the beta indicator for Wüstenrot & Württembergische AG?
Wüstenrot & Württembergische AG (WUW) has a beta rating of 0.66. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.