Wüstenrot & Württembergische AG/€WUW
05:30
09:10
12:45
16:25
20:00
1D1W1MYTD1Y5YMAX
About Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG is a German financial services company headquartered in Stuttgart, Germany. The company operates primarily within the insurance and banking sectors, offering a range of products that include life and health insurance, property and casualty insurance, and home savings contracts. Wüstenrot & Württembergische AG was formed through the merger of Wüstenrot, a pioneer in home savings, and Württembergische, an insurance provider, leveraging their longstanding expertise in these fields. The company serves a wide geographic area, focusing on the German market, with a commitment to providing comprehensive financial solutions. Its strategic positioning is enhanced by its integration of banking and insurance services, allowing for cross-selling opportunities and diversified revenue streams.
Ticker
€WUW
Sector
Primary listing
XETRA
Employees
7,588
Headquarters
Website
WUW Metrics
BasicAdvanced
€1.3B
9.13
€1.48
0.66
€0.65
4.80%
Price and volume
Market cap
€1.3B
Beta
0.66
52-week high
€15.00
52-week low
€10.88
Average daily volume
6.2K
Dividend rate
€0.65
Financial strength
Current ratio
2.436
Quick ratio
2.255
Long term debt to equity
130.106
Total debt to equity
132.351
Dividend payout ratio (TTM)
43.88%
Interest coverage (TTM)
1.67%
Profitability
EBITDA (TTM)
1,185
Gross margin (TTM)
26.16%
Net profit margin (TTM)
2.47%
Operating margin (TTM)
19.89%
Effective tax rate (TTM)
15.57%
Revenue per employee (TTM)
€740,000
Management effectiveness
Return on assets (TTM)
0.99%
Return on equity (TTM)
2.87%
Valuation
Price to earnings (TTM)
9.131
Price to revenue (TTM)
0.225
Price to book
0.26
Price to tangible book (TTM)
0.26
Price to free cash flow (TTM)
0.619
Free cash flow yield (TTM)
161.43%
Free cash flow per share (TTM)
21.874
Dividend yield (TTM)
4.80%
Forward dividend yield
4.80%
Growth
Revenue change (TTM)
6.87%
Earnings per share change (TTM)
-348.28%
3-year revenue growth (CAGR)
-0.59%
10-year revenue growth (CAGR)
-3.37%
3-year earnings per share growth (CAGR)
-22.63%
10-year earnings per share growth (CAGR)
-5.68%
10-year dividend per share growth (CAGR)
2.66%
Bulls say / Bears say
W&W reported consolidated IFRS earnings of €91 million in the first half of 2025, a substantial turnaround from a €14 million loss in H1 2024, driven by lower storm-related charges and operational resilience (FinanzWire).
The group’s new construction financing business grew by 27.6% to €2.8 billion in H1 2025, while the gross combined ratio in property insurance improved to a record 83.8%, highlighting both volume growth and underwriting discipline (FinanzWire).
The supervisory board renewed CEO Jürgen A. Junker’s contract through 2031 and appointed Matthias Bogk as CFO effective July 1, 2025, reinforcing management continuity and strategic stability at the group (W&W AG).
Germany’s RWI now projects GDP growth of just 0.2% in 2025, suggesting a constrained economic environment that could weigh on demand for W&W’s housing finance and insurance products (Reuters).
Swiss Re Institute forecasts global insurance premium growth to slow to 2% in 2025, implying weaker top-line expansion opportunities for W&W amid heightened tariff-induced economic uncertainty (Swiss Re Institute).
Fitch Ratings expects the German non-life insurance sector’s net combined ratio to average 95% in 2025, indicating under-writing margins will remain tight and potentially pressure W&W’s P&C profitability (Reinsurance News).
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Wüstenrot & Württembergische AG stock?
Wüstenrot & Württembergische AG (WUW) has a market cap of €1.3B as of September 15, 2025.
What is the P/E ratio for Wüstenrot & Württembergische AG stock?
The price to earnings (P/E) ratio for Wüstenrot & Württembergische AG (WUW) stock is 9.13 as of September 15, 2025.
Does Wüstenrot & Württembergische AG stock pay dividends?
Yes, the Wüstenrot & Württembergische AG (WUW) stock pays dividends to shareholders. As of September 15, 2025, the dividend rate is €0.65 and the yield is 4.8%. Wüstenrot & Württembergische AG has a payout ratio of 43.88% on a trailing twelve-month basis.
When is the next Wüstenrot & Württembergische AG dividend payment date?
The next Wüstenrot & Württembergische AG (WUW) dividend payment date is unconfirmed.
What is the beta indicator for Wüstenrot & Württembergische AG?
Wüstenrot & Württembergische AG (WUW) has a beta rating of 0.66. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.