XP/$XP
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About XP
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
- Ticker
- $XP
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- -
- Headquarters
- George Town, Cayman Islands
- Website
- www.xpinc.com
XP Metrics
BasicAdvanced
$15B
15.08
$2.02
1.10
$0.38
1.25%
Price and volume
Market cap
$15B
Beta
1.1
52-week high
$32.73
52-week low
$14.80
Average daily volume
11M
Dividend rate
$0.38
Financial strength
Current ratio
2.63
Quick ratio
2.538
Long term debt to equity
1.089
Total debt to equity
6.425
Dividend payout ratio (TTM)
19.04%
Profitability
Gross margin (TTM)
69.20%
Net profit margin (TTM)
28.54%
Operating margin (TTM)
30.47%
Effective tax rate (TTM)
7.21%
Management effectiveness
Return on assets (TTM)
1.36%
Return on equity (TTM)
22.56%
Valuation
Price to earnings (TTM)
15.078
Price to revenue (TTM)
4.262
Price to book
0.64
Price to tangible book (TTM)
0.71
Price to free cash flow (TTM)
6.21
Free cash flow yield (TTM)
16.10%
Free cash flow per share (TTM)
4.899
Dividend yield (TTM)
1.25%
Growth
Revenue change (TTM)
10.82%
Earnings per share change (TTM)
11.29%
3-year revenue growth (CAGR)
13.07%
3-year earnings per share growth (CAGR)
16.38%
3-year dividend per share growth (CAGR)
-10.16%
What the Analysts think about XP
Analyst ratings (Buy, Hold, Sell) for XP stock.
Analyst projections of the future price of XP stock.
Bulls say / Bears say
Client assets rose 12% year on year to R$1.535 trillion, while Q2 net inflows nearly tripled to R$28 billion. Retail inflows reached R$20 billion, showing strong demand for the platform. (Business Wire)
XP’s Q2 earnings before tax rose 15% and its margin widened to 32%, while wholesale banking revenue grew 32%. That mix of profit growth and expansion beyond retail brokerage could make earnings less reliant on a single business line. (Business Wire)
XP is returning substantial capital through dividends and buybacks: it declared a roughly R$500 million dividend and authorised a further R$1 billion repurchase programme. The company said it had already bought back about R$1 billion of shares in the first half of 2026. (Business Wire, Business Wire)
Fixed-income revenue fell 16% in Q2 as clients favoured lower-fee, daily-liquidity products; weaker debt issuance and mark-to-market effects also weighed on results. That leaves an important revenue stream exposed to market conditions and product mix. (The Motley Fool)
Active clients grew only 1% year on year, far slower than client assets, which rose 12%. The gap raises a question over how quickly XP is broadening its customer base rather than growing assets from its existing platform. (Business Wire)
A recent CVM settlement revived concerns about oversight of XP’s independent agents: the regulator’s technical staff said XP had failed to supervise an office linked to alleged client losses. XP and its founder agreed to pay as the case was closed, leaving a compliance and reputational risk for investors to weigh. (Valor Investe)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2026.
XP Financial Performance
Revenues and expenses
XP Earnings Performance
Company profitability
Upcoming events
No upcoming events
XP News
AllArticlesVideos
Funds containing XP
Fund name | Fund size | $XP weighting |
|---|---|---|
iShares MSCI Brazil£IBZL | $501M | 2.15% |
iShares MSCI Brazil€IQQB | $501M | 2.15% |
iShares MSCI EM Latin America€LTAM | $2B | 1.21% |
iShares MSCI EM Latin America£LTAM | $2B | 1.21% |
SPDR MSCI Emerging Markets$EMRD | $2.3B | 0.12% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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