XP/$XP
1D1W1MYTD1Y5YMAX
Capital at risk
About XP
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
- Ticker
- $XP
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- -
- Headquarters
- George Town, Cayman Islands
- Website
- www.xpinc.com
XP Metrics
BasicAdvanced
$10B
10.05
$1.98
1.10
$0.38
1.91%
Price and volume
Market cap
$10B
Beta
1.1
52-week high
$23.13
52-week low
$14.80
Average daily volume
4.8M
Dividend rate
$0.38
Financial strength
Current ratio
1.491
Quick ratio
1.449
Long term debt to equity
108.892
Total debt to equity
532.639
Dividend payout ratio (TTM)
19.04%
Profitability
Gross margin (TTM)
69.20%
Net profit margin (TTM)
28.54%
Operating margin (TTM)
30.47%
Effective tax rate (TTM)
7.21%
Management effectiveness
Return on assets (TTM)
1.36%
Return on equity (TTM)
22.56%
Valuation
Price to earnings (TTM)
10.047
Price to revenue (TTM)
2.84
Price to book
0.41
Price to tangible book (TTM)
0.46
Price to free cash flow (TTM)
4.138
Free cash flow yield (TTM)
24.17%
Free cash flow per share (TTM)
4.8
Dividend yield (TTM)
1.91%
Growth
Revenue change (TTM)
10.82%
Earnings per share change (TTM)
12.44%
3-year revenue growth (CAGR)
13.07%
3-year earnings per share growth (CAGR)
15.98%
3-year dividend per share growth (CAGR)
-10.16%
What the Analysts think about XP
Analyst ratings (Buy, Hold, Sell) for XP stock.
Analyst projections of the future price of XP stock.
Bulls say / Bears say
XP delivered adjusted net income of R$1.384 billion in Q2 2026, up 5% year-over-year and above the LSEG consensus of R$1.365 billion, demonstrating resilient profitability. (Reuters)
Client assets under custody, management and administration grew 17% YoY to R$2.2 trillion in Q2, with net inflows of approximately R$28 billion—nearly three times the prior-year level—underscoring strong market share gains. (Reuters)
Wholesale banking revenue in Q2 2026 rose 32% YoY to R$1.175 billion, reflecting robust corporate segment growth and diversification beyond retail services. (Reuters)
Q1 gross margin compressed to 67.2% from 69.4% in Q4 2025, while adjusted return on tangible equity (ROTE) fell to 26.2% from 27.7% QoQ, indicating rising profitability pressure. (Reuters)
Q1 net revenue declined 6% quarter-over-quarter to R$4.7 billion, reflecting sensitivity to market cycles and potential challenges in sustaining top-line growth. (Reuters)
Q1 net client asset inflows dropped 39% year-over-year to R$14 billion, signaling a slowdown in retail acquisition momentum and asset gathering. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 2 Sept 2026.
XP Financial Performance
Revenues and expenses
XP Earnings Performance
Company profitability
Upcoming events
No upcoming events
XP News
AllArticlesVideos
Funds containing XP
AllEURGBPUSD
Fund name | Fund size | $XP weighting |
|---|---|---|
iShares MSCI Brazil€IQQB | €462M | 1.36% |
iShares MSCI Brazil£IBZL | £397M | 1.36% |
iShares MSCI EM Latin America€LTAM | €1.8B | 0.70% |
iShares MSCI EM Latin America£LTAM | £1.6B | 0.70% |
iShares MSCI EM IMI Screened€AYEM | €5.7B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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