X Financial/$XYF
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About X Financial
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
- Ticker
- $XYF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 643
- Headquarters
- Shenzhen, China
- Website
- ir.xiaoyinggroup.com
X Financial Metrics
BasicAdvanced
$212M
2.54
$2.17
0.48
$0.54
9.87%
Price and volume
Market cap
$212M
Beta
0.48
52-week high
$12.12
52-week low
$3.30
Average daily volume
68K
Dividend rate
$0.54
Financial strength
Current ratio
4.398
Quick ratio
1.315
Long term debt to equity
0.004
Total debt to equity
0.055
Interest coverage (TTM)
245.68%
Profitability
EBITDA (TTM)
440.072
Gross margin (TTM)
60.11%
Net profit margin (TTM)
10.06%
Operating margin (TTM)
52.20%
Effective tax rate (TTM)
25.33%
Revenue per employee (TTM)
$1,305,710
Management effectiveness
Return on assets (TTM)
14.16%
Return on equity (TTM)
7.28%
Valuation
Price to earnings (TTM)
2.541
Price to revenue (TTM)
0.255
Price to book
0.03
Price to tangible book (TTM)
0.03
Dividend yield (TTM)
9.87%
Forward dividend yield
9.87%
Growth
Revenue change (TTM)
-25.37%
Earnings per share change (TTM)
-62.06%
3-year revenue growth (CAGR)
11.16%
3-year earnings per share growth (CAGR)
-14.01%
X Financial Financial Performance
Revenues and expenses
Upcoming events
No upcoming events
X Financial News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.