X Financial/$XYF
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About X Financial
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.
Ticker
$XYF
Sector
Primary listing
NYSE
Employees
563
Headquarters
Website
X Financial Metrics
BasicAdvanced
$603M
2.67
$5.35
0.30
$0.24
3.39%
Price and volume
Market cap
$603M
Beta
0.3
52-week high
$20.36
52-week low
$6.04
Average daily volume
225K
Dividend rate
$0.24
Financial strength
Current ratio
4.445
Quick ratio
1.547
Long term debt to equity
0.258
Total debt to equity
5.458
Profitability
EBITDA (TTM)
729.331
Gross margin (TTM)
72.58%
Net profit margin (TTM)
23.30%
Operating margin (TTM)
69.11%
Effective tax rate (TTM)
21.49%
Revenue per employee (TTM)
$1,870,790
Management effectiveness
Return on assets (TTM)
25.25%
Return on equity (TTM)
24.31%
Valuation
Price to earnings (TTM)
2.669
Price to revenue (TTM)
0.605
Price to book
0.08
Price to tangible book (TTM)
0.08
Dividend yield (TTM)
1.69%
Forward dividend yield
3.39%
Growth
Revenue change (TTM)
45.10%
Earnings per share change (TTM)
41.77%
3-year revenue growth (CAGR)
28.93%
3-year earnings per share growth (CAGR)
42.86%
X Financial Financial Performance
Revenues and expenses
X Financial Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for X Financial stock?
X Financial (XYF) has a market cap of $603M as of October 07, 2025.
What is the P/E ratio for X Financial stock?
The price to earnings (P/E) ratio for X Financial (XYF) stock is 2.67 as of October 07, 2025.
Does X Financial stock pay dividends?
Yes, the X Financial (XYF) stock pays dividends to shareholders. As of October 07, 2025, the dividend rate is $0.242 and the yield is 3.39%. X Financial has a payout ratio of 0% on a trailing twelve-month basis.
When is the next X Financial dividend payment date?
The next X Financial (XYF) dividend payment is scheduled for October 15, 2025.
What is the beta indicator for X Financial?
X Financial (XYF) has a beta rating of 0.3. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.