X Financial/$XYF
1D1W1MYTD1Y5YMAX
Capital at risk
About X Financial
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
- Ticker
- $XYF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 643
- Headquarters
- Shenzhen, China
- Website
- ir.xiaoyinggroup.com
X Financial Metrics
BasicAdvanced
$189M
2.27
$2.16
0.48
$0.54
11.10%
Price and volume
Market cap
$189M
Beta
0.48
52-week high
$15.58
52-week low
$3.30
Average daily volume
73K
Dividend rate
$0.54
Financial strength
Current ratio
4.398
Quick ratio
1.315
Long term debt to equity
0.004
Total debt to equity
0.055
Interest coverage (TTM)
245.68%
Profitability
EBITDA (TTM)
438.281
Gross margin (TTM)
60.11%
Net profit margin (TTM)
10.06%
Operating margin (TTM)
52.20%
Effective tax rate (TTM)
25.33%
Revenue per employee (TTM)
$1,300,400
Management effectiveness
Return on assets (TTM)
14.16%
Return on equity (TTM)
7.28%
Valuation
Price to earnings (TTM)
2.269
Price to revenue (TTM)
0.228
Price to book
0.02
Price to tangible book (TTM)
0.02
Dividend yield (TTM)
11.10%
Forward dividend yield
11.10%
Growth
Revenue change (TTM)
-25.37%
Earnings per share change (TTM)
-62.06%
3-year revenue growth (CAGR)
11.16%
3-year earnings per share growth (CAGR)
-14.01%
X Financial Financial Performance
Revenues and expenses
X Financial Earnings Performance
Company profitability
Upcoming events
X Financial News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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